Winmarvel

[Abraham Okah(info hub) @AbrahamOkah2]

Below this tweet are 79 schools in the US that accepts HND for Masters.

📌 They all have some sort of Scholarship.
📌 You may need WES Evaluation for some.

Please don't be stingy, Like and share..

Retweet & Tag your friends..

Lists below 👇

[Sunusi Danjuma Ali @SunusiMinjibir]

Instead of watching Netflix or football tonight, spend just 1 hour on this.

A full Claude AI course that shows you how to build and automate almost anything.

The people who take this seriously tonight could wake up tomorrow with a skill most people won’t have even after 2 years.

If you’re busy tonight, bookmark this post, so that you can watch it tomorrow or anytime of your convenience.

[Kalu Aja @FinPlanKaluAja1]

How to Build an Investment Portfolio and Convert Your Active Income to Passive Income

1. You earn Abi? If you don't earn, stop here and earn.

2. Make a personal pledge to save 10% of what you earn—meaning you don't spend ₦10 of every ₦100 you get. I recommend setting up a direct debit from your paycheck to a separate account so 10% is taken automatically. Don't trust yourself to transfer manually. Use technology; you can't miss cash you never saw.

3. Of that 10% saved, invest 2% (lock it up, preferably in an equity mutual fund or equity ETF if you are younger—below 50). Put the 8% in a money market fund as your emergency fund (you can touch it, but don't).

4. Do this every month: 10% not spent, 2% invested, 8% saved.

5. Every quarter, take another 2% from that 8% emergency fund and add it to the equity fund (i prefer dividend paying equity). Increase the invested portion by 1% each year. So next year: don't spend 10%; save 7% in a money-market emergency fund; invest 3% in a long-term equity fund. Reinvest dividends. When you get to 10% of your earnings invested, you are ok; at 20%, you can chill. Your goal is to build a passive income portfolio from your active income

6. Get an accountability partner or group. If you have a partner, do this together. Do an investing "ajo" just for commitment. Don't do bulk investment—do monthly investments or invest money anytime it touches your hand if you are self-employed. Ladies, if he can't save 1%, he can't save 10%; save yourself.

7. Don't wait until you "earn more". Don't say "I don't have money". That's the devil trying to mislead you. (yes, same devil that tempted Eve)

8. Minimum, I think you should start to invest with ₦5,000. Meaning: if your 10% is not up to N5000 in a month, accumulate it in an emergency fund; once it reaches N5000, open your equity fund.

9. The key is consistency and discipline, not the amount invested. Ignore the maker's daily rise or fall; you are a long-term investor.

10. This is a proven formula. It will not fail if you follow it.

11. Pay tithes or give to charity—it brings good karma.

[HALO | CAREER SPECIALIST @Halosznn_]

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[Vaidehi @Ai_Vaidehi]

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[Kalu Aja @FinPlanKaluAja1]

If you are a young person, read this tweet

1. Open two equity brokerage accounts, one for US stocks and the other for non-US stocks

2. Buy an equity index fund, equity mutual fund or an equity ETF (tell your broker or search in the app)

Allocate minimun 60% to the US Equities, 40% to non-US

3. Reinvest all the dividends back into the portfolio. Ask the broker if they offer DRIP (dividend reinvestment plans)

4. If you can invest 1% of your gross income monthly in the equity fund

5. Add a beneficiary

6. Ignore that portfolio for a decade

Time is your friend, delay and excuses are your enemy

You can do this today, no excuses

[Ebun @kenkenlewu]

Agent: ₦35,000 to register my business name.
Me: "Okay, I'll get back to you."
Picked up my laptop. I did some browsing, and did the registration myself in minutes. 22k

Turns out Nigeria will be better. CAC registration is now smooth and you can do it yourself.

Here's how you can too
REQUIREMENTS
Personal details (name, DOB, gender, phone, email, address)
Business address
2 name options
Valid ID (NIN slip/card)
Passport photo (red/white background)
Signature (sign on paper, snap & upload)

STEP 1: NAME RESERVATION
Go to pre. cac. gov. ng/home
Create a Public User account
Click New Name Reservation → choose Sole Proprietorship/Partnership
Enter name → Save & Continue
Select New Incorporation → choose nature of business → Save & Continue
Submit & pay → Status: Pending → Approval in minutes/hours

STEP 2: BUSINESS NAME REGISTRATION
Click New Company Registration
Fill in business + proprietor details → Save & Continue
Select nature of business → Save & Continue
Upload NIN, passport photo, signature → Save & Continue
Pay via Remita (card/transfer/USSD) → Status: Pending

FINAL STAGE
Approval drops. Download tab appears. Click. Your CAC Certificate is ready.

That's it. You now own a registered business in Nigeria. No agent. No stress.
Shoutout @cacnigeria1 for making this seamless
I also did my TIN (I will share the steps too.)

[Peter Agboola @baba_Omoloro]

Complete Data Analysis Road Map.

If you must miss Hell, don't miss this.

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[Victor Agboga (PhD) @AgbogaVictor]

How to apply for the Australia Awards Scholarships: step by step guidance from previous awardees.

I'm happy to share free step by step guidance drawing from the experiences of present & past awardees from my network
Get it here 👇🏾
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[JobScholarHub @JobScholarHub]

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[Yash @Ai_YashAgrawal]

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This is basically an AI degree from MIT — for $0.

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💥Repost if you want more AI learning threads.
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[Jack @jackcoder0]

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[Hasan Toor @hasantoxr]

Best YouTube Channels To Learn in 2026

1. Cybersecurity - NetworkChuck
2. Artificial Intelligence - Two Minute Papers
3. Web Development - The Net Ninja
4. Python Programming - Corey Schafer
5. DevOps - TechWorld with Nana
6. Cloud Computing - AWS Developers
7. Data Analytics - Luke Barousse
8. Digital Marketing - Brian Dean
9. UI / UX Design - Jesse Showalter
10. Blockchain Development - Dapp University
11. React Development - JavaScript Mastery
12. Java Programming - Amigoscode
13. Networking - Jeremy's IT Lab
14. Personal Branding - Dan Koe

[Yash @Ai_YashAgrawal]

Learn Data Science for FREE in 2026

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[Sumit Mittal @bigdatasumit]

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[Abraham Okah(info hub) @AbrahamOkah2]

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[Dr Oludayo Sokunbi @Oludeewon]

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[Ebun @kenkenlewu]

Step-by-Step: How to Get Your Nigerian Passport Yourself.
DOCUMENTS
• NIN
• Passport photograph (white background)
• Birth Certificate or Attestation of Age
• Local Government Certificate of Origin
• Marriage Certificate (if you’re married)
• ATM card (for online payment)

Note: You need to scan all these documents. You can download a scanner app from the Play Store or Apple Store to do this.

APPLICATION PROCESS
1. Go to the official Nigeria Immigration portal and apply online. Fill in your details carefully (don’t make mistakes o) and upload all the required documents listed above. Please check @nigimmigration to copy the application link.

2. You may experience issues uploading your passport photograph. To fix this, copy the passport photo requirements from the Immigration website and adjust your photo properly with ChatGPT using passport photograph details from immigration application site as prompt before uploading.

3. Make payment at the final stage of the application.

4. After payment, book your capturing appointment. Choose a convenient date and centre close to you, then print your acknowledgment slip.

5. Go for capturing on your scheduled date. Be early and be polite. If you’re asked who did the registration for you, confidently state that you did it yourself, based on @BTOofficial the Minister of Interior’s directive that passport applications can be done online. Be firm.

6. After capturing, wait for approval and notification. Once approved, you’ll be informed when to come and pick up your passport.