Titus Wise | Homebuyer Help

Homeownership without the bank. Owner & seller financing made simple. No credit hoops. 🏡 DM "HOME" to start.

[Titus Wise | Homebuyer Help @WiseTies33]

If your debt-to-income is too high for a conventional loan, there may be another way to buy. Front-end and back-end ratios matter to banks — and when those are too high, seller financing may still be an option. https://t.co/UTJmYhNLEr
#SellerFinancing #HoustonRealEstate
DM 'HOME' for more information.

[Titus Wise | Homebuyer Help @WiseTies33]

A house sells at today's market price, but the terms may still be negotiable. That can include the rate, down payment, and monthly payment, which may lower the barrier to entry. https://t.co/YqzYGYw3Uw
#SellerFinancing #HoustonRealEstate
DM 'HOME' for more information.

[Titus Wise | Homebuyer Help @WiseTies33]

Interest rates and home prices tend to move in waves. When rates go up, prices may come down — and if you can get into a house, you may be able to refinance later if rates drop. https://t.co/YqzYGYwBK4
#SellerFinancing #HoustonRealEstate
DM 'HOME' for more information.

[Titus Wise | Homebuyer Help @WiseTies33]

Saved up, but can't qualify? Seller financing may be another way into a home. https://t.co/YqzYGYw3Uw
#SellerFinancing #HoustonRealEstate
DM 'HOME' for more information.

[Titus Wise | Homebuyer Help @WiseTies33]

Know what you can afford. Count more than the mortgage — utilities and upkeep too. https://t.co/YqzYGYw3Uw
#SellerFinancing #HoustonRealEstate
DM 'HOME' for more information.

[Titus Wise | Homebuyer Help @WiseTies33]

What can you do today? A little bit at a time could get you closer to being mortgage-ready. https://t.co/YqzYGYw3Uw
#SellerFinancing #HoustonRealEstate
DM 'HOME' for more information.

[Titus Wise | Homebuyer Help @WiseTies33]

The bank said no. The seller could be the bank. Seller financing may be another way into a home. https://t.co/YqzYGYw3Uw
#SellerFinancing #HoustonRealEstate
DM 'HOME' for more information.

[Titus Wise | Homebuyer Help @WiseTies33]

The bank said no. A seller may say yes. Seller financing could be another way into a home.
#SellerFinancing #HoustonRealEstate
DM 'HOME' for more information.

[Titus Wise | Homebuyer Help @WiseTies33]

It's not the price of the house. It's the rate. On a $200K home, 7% is about $1,300/mo. At 2%, about $800/mo. Same house.

Seller finance lets you work out terms with the seller. DM "HOME" 🏠
https://t.co/qwVLr4E1TE #sellerfinancing

[Titus Wise | Homebuyer Help @WiseTies33]

Here are the owner-finance terms on this 4-bed, 4.5-bath Woodforest home in Houston, per the listing 👇

💲 Price: $290,000
💵 Special down payment: $10,150
🔑 10% down with approved credit, or 20% down and everyone's approved
✅ Credit from 500+

DM "HOME" for details.
#ownerfinancing #sellerfinancing #houstonhomes #woodforest #houstontx #texasrealestate

[Titus Wise | Homebuyer Help @WiseTies33]

Spacious 4-bed, 4.5-bath home in Woodforest, Houston, offered with owner financing 🏡

💲 $290,000
📐 3,997 sq ft, 2-car garage, no HOA
💵 Special down payment: $10,150 (per listing)
✅ Credit from 500+

DM "HOME" for details.
#ownerfinancing #sellerfinancing #houstonhomes #woodforest #houstontx #creativefinance

[Titus Wise | Homebuyer Help @WiseTies33]

Here are the owner-finance terms on this furnished 4-bed, 2-bath pool home in Spring, TX 👇

💲 Price: $310,000
💵 Down: $45K
📆 About $2,480/mo at the seller's existing 6.5% rate, with no added interest
📅 Flexible balloon around 5 years
🛋️ Furniture stays if the full $45K is paid upfront
🔑 Owner finance or lease-to-own

DM "HOME" for details.
#ownerfinancing #sellerfinancing #springtx #houstonhomes #creativefinance #leasetoown

[Titus Wise | Homebuyer Help @WiseTies33]

Furnished 4-bed, 2-bath pool home in Spring, TX, offered with owner financing 🏡

💲 $310,000
💵 $45K down, about $2,480/mo at the seller's existing 6.5% rate, with no added interest
📅 Flexible balloon around 5 years
🛋️ Furniture included if the full $45K is paid upfront
🔑 Owner finance or lease-to-own

DM "HOME" for details.
#ownerfinancing #sellerfinancing #springtx #houstonhomes #poolhome #leasetoown

[Titus Wise | Homebuyer Help @WiseTies33]

The one time you WANT to go to the principal's office 😅
Bank said no? With owner financing you and the seller set the terms. Some Houston sellers finance the home themselves.
#SellerFinancing #HoustonRealEstate
DM 'HOME' for more information.

[Titus Wise | Homebuyer Help @WiseTies33]

Rent for 30 years and what do you have to show for it? 🏠
Owning builds equity you can pass down. Bank said no? Some Houston sellers finance the home themselves.
#SellerFinancing #HoustonRealEstate
DM 'HOME' for more information.

[Titus Wise | Homebuyer Help @WiseTies33]

Paying your rent on time every month? Don't be content to rent. 🏠
Get mortgage ready: know your debt-to-income, work on your credit. Bank said no? Some Houston sellers finance the home themselves.
#SellerFinancing #HoustonRealEstate
DM 'HOME' for more information.

[Titus Wise | Homebuyer Help @WiseTies33]

Don't buy the first house that lands in your lap. 🏠
Learn first: HUD counselors, homebuyer classes, know your debt and income. Bank said no? Some Houston sellers finance the home themselves.
#SellerFinancing #HoustonRealEstate
DM 'HOME' for more information.

[Titus Wise | Homebuyer Help @WiseTies33]

Think you can't buy a house? Change your mindset. 🏠
Credit, down payment, or the bank said no? Seller financing lets you buy straight from the owner. Houston homes, seller terms.
#OwnerFinancing #HoustonRealEstate
DM 'HOME' for more information.

[Titus Wise | Homebuyer Help @WiseTies33]

Banks see equity as money. How much do you have? 📈
Renting builds none. No 2-year job history or credit not there yet? If the bank said no, owner financing is one more way in. Houston homes, seller terms.
#OwnerFinancing #HoustonRealEstate
DM 'HOME' for more information.

[Titus Wise | Homebuyer Help @WiseTies33]

"Your credit's too low"? 📚 Ask someone who's bought a house.
Self-employed, rebuilding credit, or short on a down payment? If the bank said no, owner financing is one more way in. Houston homes, seller terms.
#OwnerFinancing #HoustonRealEstate
DM 'HOME' for more information.