John Worthington

I am a young Christian conservative professional. I run a money management firm specializing in alternative investment strategies.

[Dauble+Worthington @DWEquity]

Small contributions + time can beat big contributions + procrastination. See the difference for yourself:
https://t.co/haNOCD2Qbe

[Dauble+Worthington @DWEquity]

Investing a little every paycheck has a name — dollar-cost averaging — and some real advantages. But it's not magic. What it does and doesn't do:
https://t.co/6oigWEMzBD

[Dauble+Worthington @DWEquity]

Tax-deductible in, tax-free growth, tax-free out for medical costs. No other account does all three. Why your HSA is a retirement weapon in disguise.
https://t.co/hpIKxs7NNY

[Dauble+Worthington @DWEquity]

Curious what your monthly investing could become in 20, 30, or 40 years? Plug in your numbers and watch compounding work:
https://t.co/haNOCD2Qbe

[Dauble+Worthington @DWEquity]

Pay taxes now, or pay them later? That's the whole Roth vs. Traditional decision — and the answer depends on one thing most people guess wrong.
https://t.co/bFfowpnySE

[Dauble+Worthington @DWEquity]

That hot stock tip from CNBC? Already priced in. Public information can't give individual investors an edge — here's the uncomfortable reason why.
https://t.co/8RKbVfbPbF

[Libs of TikTok @libsoftiktok]

BREAKING: Former Vice Chair for the Arizona Democratic Party Brianna Westbrook, a man pretending to be a woman, ARRESTED for allegedly breaking into a home and threatening someone with a knife

[Dauble+Worthington @DWEquity]

Spousal and survivor Social Security benefits can add hundreds of thousands to a couple's lifetime income — if you claim them right.
https://t.co/SHTIFad3Wm

[Dauble+Worthington @DWEquity]

Medicare has four parts, hard deadlines, and *permanent* penalties for enrolling late. What to know before you turn 65.
https://t.co/XdcLhcalVo

[Dauble+Worthington @DWEquity]

'How much do I need to retire?' The honest answer starts with a question almost no one asks first: what do you actually spend?
https://t.co/Ve6FOkj2Ht

[Dauble+Worthington @DWEquity]

Two retirees, same average return, same withdrawals — one runs out of money, one doesn't. The difference is the *order* returns arrive in.
https://t.co/3DPsRTRnC0

[Dauble+Worthington @DWEquity]

Most employees don't know they can roll part of their 401(k) into an IRA *while still working*. How in-service rollovers work.
https://t.co/Je5kxvaow3

[Dauble+Worthington @DWEquity]

Small business owners: a safe harbor 401(k) lets you max out contributions without failing IRS testing. How it works.
https://t.co/9PVXPMuuz0

[Dauble+Worthington @DWEquity]

Can you really spend 4% of your savings a year and never run out? Where the famous rule came from — and whether it still holds up.
https://t.co/3kPCvim58O

[Dauble+Worthington @DWEquity]

Net vs. gross returns. Max drawdown. Sharpe ratio. A tear sheet is full of numbers — here's what they actually mean.
https://t.co/7dMOUANi4K

[Dauble+Worthington @DWEquity]

Turned 73? Estimate your Required Minimum Distribution in seconds — and avoid the penalty for getting it wrong:
https://t.co/8TKGnp7AnR

[Dauble+Worthington @DWEquity]

Buy-and-hold has a blind spot: it rides every crash all the way down. Tactical allocation — rules-based rotation vs. set-and-forget.
https://t.co/5kRvCZ41qD

[Dauble+Worthington @DWEquity]

Inflation is a quiet tax on your savings. How different assets actually behaved in past inflationary eras — and what history suggests.
https://t.co/7DGfmdoeZ6

[Dauble+Worthington @DWEquity]

Claim at 62, 67, or 70? See how the timing changes your Social Security income with a quick calculator:
https://t.co/d4Kj5f6Jpz

[Dauble+Worthington @DWEquity]

'Risk' isn't one number. Standard deviation, beta, max drawdown measure very different dangers — and one matters far more in retirement.
https://t.co/v7ohWBsazg