X2 Mortgage

A Modern Way to Mortgage 📰🏡 • An experience that’s far more informative, efficient, and cost effective • NMLS#2234467

[X2 Mortgage @X2Mortgage]

The FHFA is set to increase county loan limits for FHA and Conventional loans

Here are the updated loan limits for 2024 👇

[X2 Mortgage @X2Mortgage]

It pays to buy a home 👇

[X2 Mortgage @X2Mortgage]

Are you unsure on where to even begin l when it comes to buying your first home? 🤔

Noe was in the same boat until he contacted us!

If you're ready to achieve the dream of homeownership, contact us today!

[X2 Mortgage @X2Mortgage]

With interest rates still high homebuyers are looking for ways to save some money when it comes to buying a home.

One way to do that is through a 2-1 buydown! How exactly does it work?

Let's break it down! 👇

[X2 Mortgage @X2Mortgage]

Many buyers today still believe a 20% down payment is needed when buying a home.

But do you really need a 20% down payment?

Simply put, the answer is no. It's actually a common misconception to believe you need 20%. 👇

[X2 Mortgage @X2Mortgage]

Turning dreams into reality 🏡

We take pride in being part of our clients journey to becoming a first-time homebuyer!

[X2 Mortgage @X2Mortgage]

BREAKING NEWS: The FHFA announced that it would rescind a controversial upfront fee based on DTI ratios.

This is great news for home buyers with higher DTI and now means they will be granted more purchasing power when shopping for homes.

[X2 Mortgage @X2Mortgage]

Buying your first home? 🏡

Be sure to keep these do's and dont's in mind to ensure a successful and stress free experience 👇

[X2 Mortgage @X2Mortgage]

Shopping around for the best rate? You’ve come to the right place!

But, don’t just take it from us. See what a recent client had to say 👇

[X2 Mortgage @X2Mortgage]

Self-employed and ready to buy a home?

Read through our guide here on the best way to do so!

📝 - https://t.co/hvHQbFzHBT

[X2 Mortgage @X2Mortgage]

The FHFA on Wednesday announced that it would delay the implementation of a new upfront fee on new borrowers with higher debt-to-income ratios.

This delay gives a window to aspiring homebuyers in the market to obtain a lower rate and cheaper mortgage overall.

[X2 Mortgage @X2Mortgage]

When you're buying a home, gathering the paperwork for your mortgage before you apply is a good idea!

Here's 8 important documents to have ready when applying for a mortgage 👇

[X2 Mortgage @X2Mortgage]

We officially reached our 100th review!🎉

That's a big milestone and we couldn't be more thankful for everyone who has trusted X2 during their home buying process!

[X2 Mortgage @X2Mortgage]

The average down payment on a house is far less than many home buyers believe.

In fact, the median down payment on a home is only 13% according to NAR.👇

[Shawn Malkou @ShawnMalkou]

Today’s CPI inflation report just beat expectations with both the monthly & annual numbers.

This is the 5th declining yearly CPI reading in row, meaning that the Fed's strategy is starting to have an impact on inflation.

Mortgage interest rates will start to follow.

[Shawn Malkou @ShawnMalkou]

Every mortgage lender in the residential world has its own distinct credit box or type of scenario that they like lending on.

But how do you know if your situation fits with a specific lender? Are you getting the best loan terms without wasting time shopping lenders?

🧵1/8

[X2 Mortgage @X2Mortgage]

Honoring the brave men and women who have served our country.

Thank you, and Happy Veterans Day!

[X2 Mortgage @X2Mortgage]

Buy now, or wait?

That's the question home buyers are asking right now.

What's our answer?

If you're looking to buy, right now is a great time, and for many reasons!

Here's why 👇

[X2 Mortgage @X2Mortgage]

Offering a great mortgage experience and having the best t-shirts in the game? That's what we like to hear!

[X2 Mortgage @X2Mortgage]

Should you look to buy? Or continue to rent?

Based on data, now is a good time to buy a house, and first time homebuyers agree!

According to a recent survey from Fannie Mae, more than 60% of renters would look to buy a home if their lease ended.