Jake @ YBF

Personal finance. Simple living. All the rest. Join me on the path to freedom! ☕️

[Jake @ YBF @YellowBrickFree]

When I feel the pull for more, I meditate on the facts:

We have no credit card debt. We have no car debt. We have no student loan debt. Our home is an appreciating asset with a small mortgage. We have all we could ever want or need.

Ignore that voice saying “you need more.”

[Jake @ YBF @YellowBrickFree]

Much of these ideas came from habit expert James Clear. I’d highly recommend reading “Atomic Habits” if you haven’t already. It’s 🔥.

[Jake @ YBF @YellowBrickFree]

We spend the final months of the year falling off the proverbial horse of whatever we had hoped to change in our lives, then, in January, we do it all over again. New year new us only last a few months (or more if we’re lucky) then the “reinvention”, or so we think, starts again.

[Jake @ YBF @YellowBrickFree]

With the latter, you stay on the path because the path is who you are. It’s not an endpoint. Not a destination. You’ve actually *changed*.

This can be applied anywhere: personal finance, minimalism, travel/experiences, learning, weight loss, spirituality, and on and on.

[Jake @ YBF @YellowBrickFree]

Turn those winter blues into winter boo koo bucks by selling your no-longer useful stuff online.
https://t.co/7OmiRyzDfy

[Jake @ YBF @YellowBrickFree]

Tracking net worth is wild when on the path to FIRE. We put a lot of trust in the process at first—our net worth was relatively low (even negative with student loans), but we jumped into the FIRE both feet first and are reaping the benefits. The moral here is that it works!

[Jake @ YBF @YellowBrickFree]

@DiyCaptain As a Kansan I gotta laugh at this one. 😂

[Jake @ YBF @YellowBrickFree]

@PhysicianOnFIRE Thanks for sharing!

[Physician on FIRE @PhysicianOnFIRE]

"Humans are flawed. We backslide. We screw up and life gets away from us. We take the easy way out. And then?"

We turn to self help resources with mixed results, according to @YellowBrickFree

The Problem With Self Help.

https://t.co/istKoB8HYp

[Jake @ YBF @YellowBrickFree]

@herfirst100K Ayyyyye @TheMinimalists

[Physician on FIRE @PhysicianOnFIRE]

The Sunday Best c̅
@WomenWhoMoney
@BestInterest_JC
@TheMotivatedMD
@YellowBrickFree
@WCInvestor
@TPP_MD
@EquityMultiple
@passiveincomeMD
@awealthofcs

Cheers to the New Year with the Sunday Best!

https://t.co/istKoBqjmZ

[Jake @ YBF @YellowBrickFree]

the vibes when getting into Wordpress after a hiatus

[Jake @ YBF @YellowBrickFree]

‘tis the season of going into debt for your spouse only to exacerbate the money problems that have haunted your marriage since the honeymoon and will likely land you in marriage counseling. #HappyHolidays

[Jeffrey Flanagan @FlannyMLB]

OK, if I have to see one more commercial of someone getting a $60,000 car with a Christmas bow on it in their driveway on Christmas morning, I will throw my martini glass through my TV screen. Am I really that poor? What percentage of Americans are these ads targeted toward?

[Jake @jacobwike]

Surely I’m not the only self-help junkie out there. I wrote some words about my struggles with it here 👇
https://t.co/cH8IfRQZ0F

[Jake @ YBF @YellowBrickFree]

Hi. I'm Jake, and I'm a recovering self-help-oholic. https://t.co/EkWsF1Enh8

[Jake @ YBF @YellowBrickFree]

Might be time to revisit the old keyboard if I can even remember where the home row keys are.

[Jake @ YBF @YellowBrickFree]

Man, I stumbled on some blogs of mine and I’m like…this is actually decent. I can totally write words and sentences and they seem coherent. Ha.

[Jake @ YBF @YellowBrickFree]

Nobody at your funeral will say “Susan could shop the hell out of some Black Friday deals.”

[Jake @ YBF @YellowBrickFree]

When I feel the pull for more, I meditate on the facts:

We have no credit card debt. We have no car debt. We have no student loan debt. Our home is an appreciating asset with a small mortgage. We have all we could ever want or need.

Ignore that voice saying “you need more.”