Yash Garg | Rewards Sharing 101

Join India First Bot enabled CC Community.

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

🚀 Three apps, built to solve real problems.

💳 CreditVault OS – Your all-in-one credit card dashboard for rewards, spends, milestones, reminders, CIBIL insights & more.
🔗 https://t.co/Plyk1HCp5C

🎁 RSDC Tracker – Track RuPay Select Debit Card benefits, quarterly redemptions, eligible cards & never miss a voucher again.
🔗 https://t.co/Fx8jBzmmnk

🔐 GiftCard Vault – Securely manage gift cards, track values, discounts, expiry, usage, sales, profit & ROI — with encrypted backups.
🔗 https://t.co/DqtqJA0mkz

All three are completely FREE & locally saved. No accounts, no cloud storage.

Give them a try and let me know what you think! ❤️

#BuildInPublic #CreditCards #FinTech #India #ccgeeks #indiancreditcards

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

🚨 AMEX PLATINUM TRAVEL MAJOR DEVALUATION

From Sept 10, 2026:
❌ ₹1.9L milestone: -7,500 MR
❌ ₹7L milestone: -22,500 MR, replaced by ₹20K Taj voucher
✅ ₹4L milestone: unchanged at 10K MR

That's 30K bonus MR points gone.
Lounge access also gets tougher from

#ccgeeks

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

How I made ~₹4,000 AND got a free Logitech mouse. 🖱️💰

The power of being a CC geek. 😎

I wanted to buy a really good wireless mouse, and here's the story + complete breakdown. 🧵👇

The offer I used was 100% SuperCoins back.

You will often see these kinds of deals in RewardSharing101 @Deals and Discounts — 100% SuperCoin back offers.

This was one of those deals where I bought the Logitech MX Vertical Ergonomic Optical Mouse.

MRP: ₹15,000
Usual Sale price: ₹5,000
Price at the time of purchase: ~₹13,000

I got:
• ₹2,500 instant discount + ₹500 Flipkart coupon of some sort
• Additional 5% using Flipkart Axis
• Also used GST invoicing for additional 18% ITC, iykyk — not counting this as profit.

Net amount paid: ~₹9,400

And then the fun part began. 👀

Earned: 13,100 SuperCoins

I used GoStats to convert:

➡️ 7,500 SuperCoins + ₹2,500 GoStats Load CC [3% off more]
→ ₹10,000 Amazon Shopping Voucher

➡️ 2,500 SuperCoins + ₹1,000 GoStats Load CC [1.5% off more]
→ ₹3,500 Flipkart Voucher

Return till now: ₹9,000

I still had 4,000 SuperCoins left.

Yesterday, I used the ₹1 Mobikwik SuperCoin voucher (now OOS) and got 99% SuperCoin redemption on mobile recharge.

Used the remaining 4,000 SuperCoins to recharge my Jio SIM for 1 year + 3 months.

Final numbers:

💰 Paid: ~₹9,400
💸 Total return/value recovered: ~₹13,500
📈 Net gain: ~₹4,000

And I still have the Logitech MX Vertical mouse.

Plus, I got the Flipkart Axis annual fee waiver.

So basically:

₹9.4k spent → ₹13.5k recovered + a ₹10k-ish mouse.

That's the power of stacking offers. 😂🔥

Some cons / risks:

1️⃣ After getting the 100% SuperCoin offer once, I noticed that account stopped receiving these offers altogether. Maybe there's a per-user limit.

2️⃣ The SuperCoins had a 30-day expiry, so there was always the pressure of finding a good redemption before they expired.

3️⃣ The last-resort option was converting them to Marriott points at a 2:1 ratio, which would have been a pretty poor return.

But luckily, everything worked out.

~₹4,000 profit + a free Logitech mouse. 🖱️💰

All the above offers are now over.

That's why you should always stay active and read all RewardSharing101 announcements.

You never know when a crazy stacking opportunity like this shows up. 🚀

#CreditCards #RewardSharing101 #CCGeeks

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

🚀 Three apps, built to solve real problems.

💳 CreditVault OS – Your all-in-one credit card dashboard for rewards, spends, milestones, reminders, CIBIL insights & more.
🔗 https://t.co/Plyk1HCp5C

🎁 RSDC Tracker – Track RuPay Select Debit Card benefits, quarterly redemptions, eligible cards & never miss a voucher again.
🔗 https://t.co/Fx8jBzmmnk

🔐 GiftCard Vault – Securely manage gift cards, track values, discounts, expiry, usage, sales, profit & ROI — with encrypted backups.
🔗 https://t.co/DqtqJA0mkz

All three are completely FREE & locally saved. No accounts, no cloud storage.

Give them a try and let me know what you think! ❤️

#BuildInPublic #CreditCards #FinTech #India #ccgeeks #indiancreditcards

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

3 major problems,

1. To create an android app, i will have to launch it over playstore to send any update or any bug fixes, i dont want to keep paying playstore for that, and not make these app free.

2. For ios its completely impossible as apple wouldnt allow such apps , and even if they do, their fees is very high.

3. This was you can use this link on any device, even on your android tv, making it compatibile over all devices, and i can fix bugs directly for all modes at no cost.

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

🚀 Three apps, built to solve real problems.

💳 CreditVault OS – Your all-in-one credit card dashboard for rewards, spends, milestones, reminders, CIBIL insights & more.
🔗 https://t.co/Plyk1HCp5C

🎁 RSDC Tracker – Track RuPay Select Debit Card benefits, quarterly redemptions, eligible cards & never miss a voucher again.
🔗 https://t.co/Fx8jBzmmnk

🔐 GiftCard Vault – Securely manage gift cards, track values, discounts, expiry, usage, sales, profit & ROI — with encrypted backups.
🔗 https://t.co/DqtqJA0mkz

All three are completely FREE & locally saved. No accounts, no cloud storage.

Give them a try and let me know what you think! ❤️

#BuildInPublic #CreditCards #FinTech #India #ccgeeks #indiancreditcards

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

User guides -

RSDC TRACKER -
https://t.co/qsR3YapbIH

CreditVault Os -
https://t.co/2F4AdyxClJ

Giftcard Vault-
https://t.co/CVTGspd2O6

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

How to install:

1. Open the link in your browser (chrome)
2. Tap the three-dot menu
3. Select "Add to Home Screen"
4. Install the app

Do note -

There will be a demo data , when you first open the app, its all fake data, just go to setting and erase all.

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

🎁 Introducing *GiftCard Vault* — built for people who buy, sell & redeem gift cards regularly.

🔐 AES-256 encrypted
📱 Offline-first
☁️ No cloud / server
👤 No account
📊 Track value, discount, profit & ROI
⏳ Expiry tracking
💳 Partial usage
🏷️ Sold & redeemed history
📋 Bulk copy
💾 Encrypted backups

Your gift cards. Your device. Your data.

Built by me for @RS101 🚀

https://t.co/AZyjxW5NDe

Manual - https://t.co/vDY8QLeclv
Built by me for @RS101 🚀

https://t.co/AZyjxW5NDe

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

@CardMintz Any other source working?

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

@creditcardwalah Pioneer heritage metal.

[Abhishek Chatterjee @AbhiChtrj]

How to Get the SBI Visa Platinum Debit Card (Complete Guide) 💳 #ccgeek #ccgeeks #dcgeek #debitcard #creditcard

How to apply for the SBI Visa Platinum Debit Card because several SBI branches either don't know about it or issue a different card instead.

Here's a complete guide, along with the latest offers available on SBI Visa Debit Cards.

🎁 Current SBI Visa Debit Card Offers

🛒 BigBasket

Visa Platinum / Signature / Business Platinum

✓ 40% Instant Discount (up to ₹400)

• Minimum Order: ₹399
• Valid: 2 times per month
• Offer valid till: 30 Sep 2026
• Coupon Code: SBIVISA40DC

Visa Global / Classic / Gold

✓ 15% Instant Discount (up to ₹200)
• Minimum Order: ₹499
• Valid: 2 times per month
• Offer valid till: 30 Sep 2026
• Coupon Code: SBIVISA15DC

🍔 Swiggy Food

Visa Platinum / Signature / Business Platinum

✓ 40% OFF (up to ₹300)

• Minimum Order: ₹400
• Valid: 2 times per month
• Offer valid till: 30 Sep 2026
• Coupon Code: SBIVISADC40

Visa Global / Classic / Gold

✓ 30% OFF (up to ₹200)
• Minimum Order: ₹350
• Valid: 2 times per month
• Offer valid till: 30 Sep 2026
• Coupon Code: SBIVISADC30

🛒 Swiggy Instamart

Visa Platinum / Signature / Business Platinum

✓ 40% OFF (up to ₹300)

• Minimum Order: ₹400
• Valid: 2 times per month
• Offer valid till: 30 Sep 2026
• Coupon Code: SBIVISADC40

Visa Global / Classic / Gold

✓ 30% OFF (up to ₹200)
• Minimum Order: ₹350
• Valid: 2 times per month
• Offer valid till: 30 Sep 2026
• Coupon Code: SBIVISADC30

⚡ Zepto

Visa Platinum / Signature / Business Platinum

✓ 25% OFF (up to ₹200)

• Minimum Order: ₹599
• Valid: 2 times per month
• Coupon Code: VISASBIDC25
Visa Global / Classic / Gold
✓ 15% OFF (up to ₹150)
• Minimum Order: ₹599
• Valid: 2 times per month
• Coupon Code: VISASBIDC15

🎬 BookMyShow

Visa Platinum / Signature / Business Platinum

✓ Buy 1 Get 1 FREE

• Free ticket worth up to ₹750
• Valid twice every calendar month
• Minimum 2 tickets required

Visa Global / Classic / Gold

✓ Buy 1 Get 1 FREE
• Free ticket worth up to ₹500
• Valid once every calendar month
• Minimum 2 tickets required

📝 How to Apply

1️⃣ Visit your nearest SBI branch and ask for a Debit Card Application Form.

2️⃣ At the top of the form, clearly write:

SBI Visa Platinum Debit Card - Code - PVB

3️⃣ Inform the bank official that you want only the PVB Visa Platinum Debit Card. This is important because some branches issue a different debit card by default.

✅ Eligibility

There is no special eligibility requirement for this card.

👉 Customers with any SBI Savings Account variant can apply.

⚠️ Important Tips

• If a branch tells you that you need to maintain ₹50,000 or refuses to issue the card, don't worry.

• Simply visit another SBI branch. Branch staff awareness about this card varies, and many branches issue it without any such balance requirement.

• If the correct PVB Visa Platinum Debit Card has been applied for, ₹354 (₹300 issuance fee + 18% GST) is usually debited from your account immediately. This is a good indication that the correct card request has been processed.

💡 Final Thoughts

If you frequently shop online, order food, buy groceries, or book movie tickets, the SBI Visa Platinum Debit Card can easily recover its issuance fee through its ongoing offers.

Follow for more credit card & banking tricks 🚀

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

@iamkirankumarkv Did you check for taj and all? Many users were able to redeem, maybe it's now back to membership rates.

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

🚀 Two apps, built to solve real problems.

💳 CreditVault OS – Your all-in-one credit card dashboard for rewards, spends, milestones, reminders, CIBIL insights & more.
🔗 https://t.co/SVD4eTJ00n

🎁 RSDC Tracker – Track RuPay Select Debit Card benefits, quarterly redemptions, eligible cards & never miss a voucher again.
🔗 https://t.co/YydRykX4aH

Both are completely free and locally saved. Give them a try and let me know what you think! ❤️

#BuildInPublic #CreditCards #FinTech #India #ccgeeks #indiancreditcards

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

Hsbc is tracking down point selling!!!

#ccgeeks

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

@kvlalani To understand the criteria for gaj: cc, they didnt told me any clear criteria, which is required as per rbi, got 5k compensation for delayed response and a soft criteria.

Only IDFC card that has good reward system.

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

After a long battle with IDFC, plus 5000 rupees in compensation, I finally got the eligibility criteria list for the Gaj credit card.

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

RSDC TRACKER user guide -

https://t.co/BWBJwNbHES

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

User guide for Creditcard Vault Os

https://t.co/2F4AdyxClJ

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

User guide for RSDC Tracker -

https://t.co/qsR3YaoDT9

[Yash Garg | Rewards Sharing 101 @Yg_rulez]

*Roarbank devaluation*

No longer shows MCC on declined trx,

Only showing mcc on completed.

The only use case of this card is down the drain now.

#ccgeeks #devaluation