Optimum EQ

Financial Psychology practice, offering therapy and assessments.

[Optimum EQ @YourOptimumEQ]

Without realizing it, you can harbor beliefs that limit how much money you make and what you are able to accomplish with it.

If you want to be clear about what drives your financial behaviors, let’s talk.

[Optimum EQ @YourOptimumEQ]

…action, swift and decisive.

[Optimum EQ @YourOptimumEQ]

More is lost by indecision than by wrong decision. Indecision is the thief of opportunity. - Marcus Tullius Cicero

The time will pass anyway. The opportunity may not come around again for years. In fact, the opportunity may never again present itself.

Carpe diem!

[Optimum EQ @YourOptimumEQ]

Challenge your unhelpful beliefs about money. Change your destructive financial behaviors.

Let's get started.

[Optimum EQ @YourOptimumEQ]

The narrative that money is evil, originally adopted in an effort to soothe psychological discomfort, instead creates an internal struggle:

“I hate rich people, but I also want to be rich people.”

This can make it uncomfortable for individuals from lower SES to break away from beliefs and behaviors that keep them poor and make adopting those that build and maintain wealth more challenging.

Individuals such as these may subconsciously self-sabotage and gravitate to destructive patterns that keep them locked in a cycle of returning to a more familiar but less favorable standard of living.

[Optimum EQ @YourOptimumEQ]

Don’t leave your financial future to chance. No one will hand you financial freedom.

It is up to you to secure your financial independence. You need a plan and you need to act.

Start now. Start here.

[Optimum EQ @YourOptimumEQ]

There is someone else who has already achieved almost any dream you have come up with. That alone should tell you that it’s possible.

The questions then should be around how you can achieved something and not if you can achieve it.

Don’t think you cannot; think you can.

[Optimum EQ @YourOptimumEQ]

Use money to build the life you want, enhance the life you have and move you closer to your goals.

The minute money becomes a constant source of stress that dictates how you live, it is in control, not you.

Let’s talk about how we can shift that control back to you.

[Optimum EQ @YourOptimumEQ]

Let’s examine your financial habits so we can improve your relationship with money.

[Optimum EQ @YourOptimumEQ]

It’s okay if it takes you a little longer. Direction is more important than speed.

[Optimum EQ @YourOptimumEQ]

Consistent maintenance produces improvement.

[Optimum EQ @YourOptimumEQ]

Time is a subjective experience governed by objective laws.

[Optimum EQ @YourOptimumEQ]

You grow in proportion to the amount of criticism you can take.

[Optimum EQ @YourOptimumEQ]

Many people give bare minimum because they are afraid of how it will feel if they expend real effort and still fail.

A lot of people are terrified that their best will not be good enough so they withhold, inadvertently dooming themselves to lives of unfulfilled potential.

May you be brave enough to give it your all.

[Optimum EQ @YourOptimumEQ]

Have the audacity.

[Optimum EQ @YourOptimumEQ]

There are 8 billion people in the world. No one thing will work for everyone. No one way will work for everyone.

The greatest advantage you can give yourself is a willingness to take pains in the trial-and-error of life.

[Optimum EQ @YourOptimumEQ]

What guides your investment behavior?

[Optimum EQ @YourOptimumEQ]

What price are you willing to pay for the privilege of owning yourself?

Financial Independence goes beyond having enough money. It is about having the freedom to use your time for the things that matter most to you without having to worry about earning enough to cover living expenses.

Some people practice frugal living, save and invest a large percentage of income to achieve financial independence early in their career, while others prefer a more traditional approach to retirement.

Some people feel financially independent after accumulating enough to lead a modest lifestyle, while others may desire a more luxurious standard of living.

Whatever path you choose and whatever version of Personal Financial Autonomy resonates with you, it is a worthwhile endeavor.

Let’s get started and let’s keep going if we already have.