Zaim Credit Systems

Listed in London (LON:ZAIM) Fast-growing, high margin #FinTech providing microloans to Russian consumers in cash and on its Zaim Express branded bank cards.

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM Significant investment in the business is now resulting in scalable growth & profitability with multiple growth platforms

The upgraded business model & platform enables Zaim to provide additional services with the same philosophy:
🍊Profitability
🍊Growth
🍊Expansion

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM "The Russian market is still at its initial stage & it is destined to grow by multiples of its current size. It is growing by over 30% a year, adding around £1 billion of loans issued per year.

All this is happening while the number of players is reducing"

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM "What is much more important is that from the fifth quarter in a row the company is profitable at group level - we have a net profit. This is something that we are proud of because the company grew 190% year on year which is a fantastic growth"

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM "We are working on new services for a few months already.
We are increasing our fintech profile, we are working on a complete digitalisation of the company in order to be able to process bigger volumes with even lower fixed costs"

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM Media Coverage:📽️

CEO, Siro Cicconi joins @proactive_UK to talk about our 2021 progress which included a record number of loans

$ZAIM continued to perform well & the growth in the business remains strong alongside our continued investment in the proprietary platform

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM "The mobile app, which has been launched in the previous quarter has already created a transformation in the distribution channel.
It is representing up to 8% of the loans issued in September, which is quite close to what has been issued in the same period by the stores."

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM "The growth has kept stable for five quarters now. As you can see in the last RNS, the Q3 shows a 196% growth in the same period of the previous year.

196% is a good growth & it was profitable. In Q3, the growth was 196% versus Q3 '20 and was 8% versus the Q2 of '21."

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM is pleased to share our latest Investor Presentation 📽️

"We are experiencing an improvement in profitability, broadening the client base, & we are starting a new phase of development which we are going to release."

CEO, Siro Cicconi

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM will host a shareholder webinar & Q&A today at 10:00 am UK

🍊The company has performed exceptionally well since its IPO
🍊Key catalysts are growth + new 'pay now buy later' products

Please register using the link below:

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM is pleased to announce that it will tomorrow host a shareholder webinar & Q&A at 10:00 am UK, Fri 26 Nov
🎬
The Company also invites shareholders to submit questions via email to: [email protected]

Please register using the link below:

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM is pleased to announce that it will host a shareholder webinar & Q&A session via Zoom video conferencing at 10:00 am UK time on Friday 26 Nov

The call will be hosted by CEO, Siro Cicconi, who will present Zaim's investment proposition & answer shareholder questions

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM "Since the launch of our mobile app, we have issued over £737k via the mobile application & over 44,000 people downloaded the app

In September 2021, the amount of loans issued via Zaim's mobile application reached 73% of the amount of loans issued via offline shops"

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM "We are significantly overperforming a very fast-growing market: the Russian #microfinance market grew by 35% year-on-year, whilst the amount of loans issued almost tripled

We are investing in growth, being careful to maintain cash generation and profitability"

[Zaim Credit Systems @ZaimCreditSyst]

Media coverage by @proactive_UK 📰

#ZAIM said its online channel comprised 89% of total business volume in the third quarter & continues to be the main engine for growth

A record £6.8mln in loans issued in the 3 months to September 30, a rise of 196%

https://t.co/EJveuRO5Ts

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM Fifth consecutive quarter of Strong Online Growth confirms Zaim's transition to an Online Fintech Platform

Business growth continues to fit within Group strategy to increase the market share whilst keeping a close eye on business profitability

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM Sign up to our Mailing List to receive all the latest news, media links and event invitations for Zaim

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM "The business is treating us very well. We have the chance to work in a fantastically growing market which has grown 25% year on year.

We have overperformed, as you can see in our interims, we have grown 180% approximately speaking."

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM "We are introducing services like the ‘Buy now, pay later’ & the 'Title Loans'.

If you look at what is Zaim today & what it can become in the near future, these services are transformational in terms of size, profitability & perception of the company."

[Zaim Credit Systems @ZaimCreditSyst]

#ZAIM is pleased to announce the release of a new Corporate Presentation which can be found on the Group's website using the following link:

[Zaim Credit Systems @ZaimCreditSyst]

"#ZAIM is overperforming in a fantastically growing market.

We are investing but we are keeping an eye on cash generation & profitability. Zaim is ready for the new generation of services that are coming quite soon & I will introduce them shortly."