🐬Zama Msibi🐬

Phenomenal woman with God before everything 💖💪👠 . Occupational health and safety🎓
I wish all my problems were little as my boobs lol.

[IG:Joy-Zelda @joy_zelda]

Please Retweet until she is found,She is still missing

Omphile Sethole

[Dax @thatsdax]

Lord, remove anyyyyyyyyyyyyyy laziness or procrastination from my body and push me to myyyyyyyyyyy full potential in 2026!!!

[🐬Zama Msibi🐬 @ZamaMsibi05]

@Supamusk123 B

[L E S E D I @_Hybreed_]

Dear God
Please remove the spirit of laziness when it comes to praying, hustling & studying. 🤲🏽🕯

[🐬Zama Msibi🐬 @ZamaMsibi05]

@Supamusk123 Hope

[Phingoshe✨ @praise_smix]

At least I have awarded myself. Now debit orders can do whatever they want.

[🐬Zama Msibi🐬 @ZamaMsibi05]

@LekompoConnect He can even draw that Nike sign on his face

[Sir T Shiimi @Incredible_Tau]

I just found a beautiful scripture: Isaiah 41:10.
There will always be trials and tribulations in life, but God will carry you through every storm in your life. And give you strength to make it, even when you feel like you can't.🤍

[Billz @BillzDaOriginal]

Ngathi singaba right sonke man , in all aspects of life .🤞🏾❤🫶

[🐬Zama Msibi🐬 @ZamaMsibi05]

@BillzDaOriginal Sawubhona

[POWER 98.7 @Powerfm987]

Welcome to the #POWERBreakfast with @Tessa_Dooms and the team: @LeboPhokela @BBKUnplugged99 @MpumiNgubeni.

Get in touch with us throughout the show.

☎️: 0861 987 000
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📷Live stream: https://t.co/PSnxzd5E80

[AmaZulu @manyheavenn]

We know Cwecwe's mother was right though they wanted to pin on innocent people, Senzo Mchunu was protecting the principal because the school is owned by Cyril Ramaphosa's brother in law.

@Senzo_Mchunu_ must not only leave but must be jailed.

[Lady Zamar @Lady_Zamar]

i am a lover… i love deeply, fully and sometimes blindly

[David (TalkingCents) @talkcentss]

𝗧𝗵𝗲 𝗖𝗼𝗻𝘀𝘂𝗺𝗲𝗿 𝗗𝗲𝗯𝘁 𝗧𝗿𝗮𝗽 ‼️

Meet Sipho,

💰Salary = R10,500
💰PAYE = R521
💰UIF = R105

——————-
💰Net salary = R9,874
——————

𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗟𝗶𝘃𝗶𝗻𝗴 𝗖𝗼𝘀𝘁𝘀:

🔸Rent = R3,000
🔸Water & Electricity = R2,000
🔸Food = R2,000
🔸Transport = R1,500
🔸Insurance = R700

= 𝗥𝟵,𝟮𝟬𝟬

🔸Entertainment = R500
🔸Medical = R300
🔸Phone & Data = R200
🔸Clothing = R200

———————
𝗧𝗼𝘁𝗮𝗹 = 𝗥𝟭𝟬,𝟰𝟬𝟬
———————

🔴Shortfall = ( -R526 )

————————
**𝗘𝘅𝘁𝗿𝗮 𝗜𝗻𝗳𝗼**

From the Income & Expenditure Survey ( IES) 22/23. Statssa

R3 out of every R4 spent went to:

🟡Housing & Utilities
🟡Food & Non-Alcoholic Beverages
🟡Transport
🟡Financial Services & Insurance
——————————-

𝗦𝘂𝗺𝗺𝗮𝗿𝘆:

Sipho isn’t even spending money excessively on luxuries. Most of it is going to “surviving expenses”.

𝗧𝗵𝗶𝘀 𝗶𝘀 𝘁𝗵𝗲 𝗿𝗮𝘁 𝗿𝗮𝗰𝗲 𝘁𝗵𝗮𝘁 𝘁𝘂𝗿𝗻𝘀 𝗶𝗻𝘁𝗼 𝗮 𝗰𝗼𝗻𝘀𝘂𝗺𝗲𝗿 𝗻𝗶𝗴𝗵𝘁𝗺𝗮𝗿𝗲 - 𝘁𝗵𝗲 𝗱𝗲𝗯𝘁 𝘁𝗿𝗮𝗽,

As the shortfall each month accumulates, many begin to rely on short term credit facilities, revolving loans, and other borrowings to get them through the month.

This leads to a growing debt burden which drags their spending power down further as their interest expense rises.

𝗔𝗻𝘆 𝘂𝗻𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 𝗲𝗺𝗲𝗿𝗴𝗲𝗻𝗰𝗶𝗲𝘀 𝗯𝗲𝗰𝗼𝗺𝗲 𝗮 𝗺𝗮𝗷𝗼𝗿 𝘀𝗲𝘁 𝗯𝗮𝗰𝗸 - 𝗱𝗲𝘁𝗿𝗶𝗺𝗲𝗻𝘁𝗮𝗹.

Sipho is not even contemplating starting a family, or buying a new car or even looking at new homes. He is drifting further into a debt trap.

He is working to survive at this point, and his job is at risk in an economy that is not growing but supported on debt.
——-

𝗧𝗵𝗲 𝘄𝗶𝗻𝗻𝗲𝗿𝘀 𝗶𝗻 𝘁𝗵𝗶𝘀 𝘀𝘆𝘀𝘁𝗲𝗺 𝗮𝗿𝗲 𝘁𝗵𝗼𝘀𝗲 𝗿𝗲𝗰𝗲𝗶𝘃𝗶𝗻𝗴 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗳𝗿𝗼𝗺 𝗦𝗶𝗽𝗵𝗼’𝘀 𝗱𝗶𝘀𝗽𝗼𝘀𝗮𝗯𝗹𝗲 𝗶𝗻𝗰𝗼𝗺𝗲 𝘀𝗵𝗼𝗿𝘁𝗳𝗮𝗹𝗹.

[🐬Zama Msibi🐬 @ZamaMsibi05]

“Uzonyukelwa iswekile”😂😭

[Athlenda Mathe @AthlendaM]

[HIJACKED WOMAN RESCUED] Well done to the Soweto flying squad for their vigilance. Today, they stopped two vehicles during a stop and search operation in the area, the vehicles had 7 men and one woman. During interrogation, SAPS found that the woman was hijacked & rescued her

[🐬Zama Msibi🐬 @ZamaMsibi05]

@NommieThic83274 Most yabo bagcwele e UP

[🐬Zama Msibi🐬 @ZamaMsibi05]

@RSA_JCPS @NPA_Prosecutes @SAPoliceService #JusticeForCwecwe

[Princess A @cessadelove1]

Don't joke with these verses, read them every day and see your life change positively this April 2025.🤍