People who spend long periods of time at home and slowly lose the desire to go outside often think they're just resting. But psychologically, many of them are experiencing something called mental rumination. It's a state where the brain starts slowing down while the number of thoughts inside keeps increasing and the motivation to do anything slowly disappears. The mind gets stuck in the past, worries about the future and burns itself out. This isn't laziness, it's a nervous system stuck in survival mode. And the longer it lasts, the more distant normal life begins to feel. And the difficult part is that you usually can't escape it through one massive burst of motivation. And sometimes,recovery starts with just one small step.
NBA players/coaches not even respecting that 83😭😭😭
Blame Spo. Sucks for Bam cause yes 83 is 83. But how you go about it matters. Ethical hoops matters.
The thing about Cam Thomas on the Bucks is that they had a hole of about 20 minutes a game where they were begging for anyone who could score.
Cams like dont mind if i do.
On a Friday afternoon 5 years ago (February 14), I was diagnosed with stage 3 cancer, the same cancer Nikola Topić was diagnosed with.
Last night, Nikola Topić made his debut for the OKC Thunder after beating cancer.
His body, hair, and aspects of his mental has not yet recovered.
However, in the long run, this fight will make him mentally & physically stronger than he could ever imagine.
OKC fans, please be patient with him. It will take him at least 2 years to be 100%.
I am so happy for him & will be rooting for him.
P.S: If you're a young experiencing any odd symptoms, please see your doctor ASAP.
We hear your questions loud and clear.
This isn't a Battle Royale.
This isn't another Extraction FPS.
So what is it then?
This is the WARDOGS Game Mode Explained.
Wishlist on Steam NOW! 👇
https://t.co/HBhIr7pl1n
BREAKING: The Memphis Grizzlies are trading star forward Jaren Jackson Jr., John Konchar, Jock Landale and Vince Williams Jr. to the Utah Jazz for Walter Clayton Jr., Kyle Anderson, Taylor Hendricks, Georges Niang and three future first-round picks, sources tell ESPN.
i pray debt collectors call me
seriously
every call is worth $1,000
they don't know i know the law:
- call before 8am? $1K violation
- call after 9pm? $1K violation
- call after i said stop? $1K violation
- call my employer? $1K violation
- threaten arrest? $5K violation
i don't block them
i record them
then i send a demand letter
"you violated FDCPA section 805(a)(1)
pay me $3K or we go to federal court"
they settle for $1,500 to make me go away
last year i made $18K from debt collectors
who were trying to collect $6K
i turned my debt into income
become the hunter, not the hunted
here's the exact demand letter template:
[CERTIFIED MAIL - RETURN RECEIPT]
[Collection Agency]
[Address]
Re: Account #[XXX]
FDCPA Violations - Demand for Payment
Dear [Agency],
This letter serves as formal notice of your violations of the Fair Debt Collection Practices Act (FDCPA), 15 USC 1692.
Documented Violations:
1. [Date] at [Time]: Called before 8:00 AM
Violation: 15 USC 1692c(a)(1)
Statutory Damages: $1,000
2. [Date] at [Time]: Called after cease request
Violation: 15 USC 1692c(c)
Statutory Damages: $1,000
3. [Date]: Threatened legal action without intent
Violation: 15 USC 1692e(5)
Statutory Damages: $1,000
Total Statutory Damages: $3,000
Plus actual damages, attorney fees, and court costs
I have recorded all calls and maintained detailed logs.
Settlement Offer:
To avoid litigation, I will accept $1,500 as payment in full for these violations and deletion of the alleged debt from all credit reports.
You have 15 days to respond before I file suit in federal court.
I am also filing complaints with:
- CFPB
- State Attorney General
- FTC
- BBB
Sincerely,
[Your name]
The secret sauce:
- Always mention attorney fees (they panic)
- Reference specific USC codes (shows you're serious)
- Give them an out for less than maximum (they'll take it)
They buy debt for 2 cents on the dollar
Paying you $1,500 to go away is cheaper than court
My record: $4,500 from one agency
They called my mom (big mistake)
You are not a victim
You are an opportunity
Let them violate
Then get paid
Collections ruining your life? We delete everything in 30-90 days
DM me "CREDIT"
Or ready for funding? I can get you $100K at 0% APR... guaranteed
Link in bio → Evasion Capital