Zellium

26 • iRacing GT3 driver for Hyperion Racing • 2023 24 Hours of Daytona • 2023 & 2025 6 Hours of the Glen🥇🏆

[Zellium @Zellium_11]

@jeromessworld @chocbloke @Gaismair @Sneedzzz1337 Explain. I don’t see how I would of gotten my dream car at such a good rate if I didn’t work hard building my credit through credit cards for 8 years

[Zellium @Zellium_11]

@megafishT @ItsBudBundy @Gaismair Yea typically the people I know who use debit god like $1000 max in their accounts :/ I try to help them but they’re stuck in their ways

[Zellium @Zellium_11]

@KirkingMyPenis @chocbloke @Gaismair @Sneedzzz1337 I’m learning

[Zellium @Zellium_11]

@madrantsandroar @Gaismair @Sneedzzz1337 When you’re tryna balance between credit and debit I can see it gets mad confusing and you can trip over yourself. Maybe my way has extra steps but I think they’re steps to keep u aware. But it boils everything down to 1 transaction a month which simplifies it on the back end

[Zellium @Zellium_11]

@madrantsandroar @Gaismair @Sneedzzz1337 And cuz I’m only doing 1 payment (big one obvs) a month. The entire month my saving account just keeps stacking up money every week, between direct depots from both jobs, cash tips, saving interest. So come credit card day the money is there in the account to pay it fully off

[Zellium @Zellium_11]

@KirkingMyPenis @chocbloke @Gaismair @Sneedzzz1337 That’s a new way….

[Zellium @Zellium_11]

@jackgharen @kitkatsmom1 @electionsjoe If there’s an oil well below your house they ain’t paying comm you what it’s worth. They’re bribing u and if u refuse im so positive they’d still kick u out by force :/

[Zellium @Zellium_11]

@ItsBudBundy @GoferBender @Gaismair They’re missing out and that’s also why we have such high debt. I seriously beleive 99% of people don’t understand how to use it correctly or don’t have enough self control to use it correctly.

[Zellium @Zellium_11]

@ItsBudBundy @Gaismair People who know how to manage a credit card the right way. Havent touched my debit in YEARS. Literally Everything goes through my credit cards and all of them are paid off in full every month. Paid for a free flight to Florida for Thanksgiving and got a 5% interest rate on my car

[Zellium @Zellium_11]

@chocbloke @Gaismair @Sneedzzz1337 How do u expect to buy for a home or apartment or a car when you have no established credit or good credit?

[Zellium @Zellium_11]

@madrantsandroar @Gaismair @Sneedzzz1337 How do u expect to buy for a home or apartment or a car when you have no established credit or good credit?

[Zellium @Zellium_11]

@Sneedzzz1337 @Gaismair They same money you’d put on your debit you’d use to pay off the card at the end of the month

[Zellium @Zellium_11]

@DraytonKnowles When ford wasn’t in IMSA between the GT and Mustang I kept watching but it does slightly take away my interest from focusing on the race.

[Zellium @Zellium_11]

@Txnbybirth @electionsjoe Neither do I but it makes a better society and I’m not on that socialist bullshit

[Zellium @Zellium_11]

@kitkatsmom1 @electionsjoe The government always owns the land u live on. You paid off the structure. Not the land. That’s how see it

[Zellium @Zellium_11]

@0xLuxi Why are u living on your own when you make $19 an hour? U need $25 to live alone without ongoing out period. Do what I did and anyone who wants more for themselves and work a 2nd weekend only job. I do valet. Made the difference and got me out of the death spiral

[Zellium @Zellium_11]

@Magnus2331 Really upset I’ll never get to see all the manufactures on track all at the same time :( I think with every one you’d have 13 makes 26 cars not including privateer teams. Would just be so epic. I wish the same for GT3 but missing Lambo and Audi