Oscar

Bureaucrat 💼| Web3 📊| Athlete 💪🏽|Football ⚽| Chelsea 💙| Anime ✌🏽| Artist 🎨✍🏽|Making Moves📈|Tech Enthusiast 👨🏽‍💻...

[Oscar @Zeratti__]

“Until death, all defeat is psychological.”

[MrBanks💰 @Mrbankstips]

Who else has that delusional belief that everything is just going to work out?

[El Chapo 🥷🏾 @justtemi__]

“my mom does not have a provision store”

[Shola 👑 @itsSh0la]

Date women who genuinely want a relationship, want to be loved, want to give love, want a man. Not because they’re hungry, but because they love love, they understand what companionship means, and you’ll enjoy the relationship.

[biggFred 🗣 @Rozzinho_732]

A nigga like me don’t say much. I just take the pain, learn from it, and keep moving like nothing happened

[Reads with Ravi @readswithravi]

finish something.

[Nillionaire.ts 🇳🇬 @igboonaija3]

Barack Obama: "Just learn how to get stuff done, and people will notice."

[ຸ @fvckfemi_]

even the person who's not ready will get ready if you're the person they want

[TWÉNTÝ-TWØ{22} @22_shemy]

Me when my guy tries send money to his ex

[SCOREpion 🦂⚽🔥 @Hakeem_Onitolo]

One day, ball go roll come my side…and I go ball.

[Attah Akor @attah_akor]

"we saw our duster in JSS2B "

The boys:

[Dan🖤 @certifiedroasta]

When you come home tired from work, your daughter jumps to hug you, your wife says dinner's ready hun and your sons yell, 'Hurry, Dad! The UCL is about to start'

[Oscar @Zeratti__]

@ChukwuebukaOn14 @TechnicalBben @shizodini1 Alright, I really appreciate your insight.
Can if you don't mind can I send you a DM?

[CHUKWU @Chukwualways]

@TechnicalBben Don't let your lifestyle grow faster than your income.

I'm not trying to look rich. I'm trying to build enough wealth that I don't have to struggle again. 💯

[Oscar @Zeratti__]

@ChukwuebukaOn14 @TechnicalBben @shizodini1 Hello, your story inspires me I'd appreciate it if you let in on what changed and what worked for you. Thank you.

[Michael Taiwo @AskMichaelTaiwo]

Comfort is the most expensive thing you will ever buy.

You pay for it with the life you could have had.

The bill just arrives slowly, one unremarkable year at a time.

[Technical Ben @TechnicalBben]

Disclaimer: If you're already doing well financially, just keep scrolling. This isn't for you.

But if you're just starting your journey, especially if you've been in a place where you were really broke, like I used to be, then you need to understand these simple steps.

Two years ago, I used to have less than ₦700. Then I made my first million naira and my earnings started becoming consistent. One of the best things I did for myself at that point was to go back to stay with my parents. I had no babe, no major responsibilities, and I wasn't trying to impress anyone. I was eating my normal trendy cheese food. I could spend ₦1,000 to ₦1,500 on food and basically be fine for the day.

A lot of people, once they start making ₦1M a month, will quickly leave their parents' house, rent an apartment, buy a car, start having ladies, start stepping out more, and start competing with people. I wasn't willing to compete with anyone. I just wanted to compete with my previous self. My previous self was broke.

My friends told me I should leave because I had started making money, but I told them I wasn't leaving. I wanted to stay, build and save better. People told me to buy a car, rent a place and do a lot of interesting things, but I said no because I had a plan.

And that decision helped me save a lot of money. I knew house rent would take a huge chunk of my earnings if I wanted to live in a nice, conducive environment in Lagos. Food is also expensive, and once you move out, you're not just paying rent. You're paying for electricity, internet, transportation, furnishing, maintenance and a lot of other things.

Instead, I wanted to use that period to build capital, invest and diversify my income.

Today, I can make close to ₦200K from investments without touching the capital. That's around ₦2M in a year while I still chase other jobs and build other things. The capital is still there, and the money keeps compounding.

That is the mindset I'm trying to build.

I don't want to depend on one source of income. I'm working with agencies, experimenting, building a startup, and soon I'll be starting a clothing brand, building an app and growing a beautiful community.

Living with my parents gives me the comfort to do all of this without constantly worrying about house rent or expensive food. It gives me room to think, reset, experiment and reshape what I'm doing.

So when I eventually leave, I don't need to move into a fancy apartment. I'll get a simple place and let it be a stepping stone.

I'm currently diversifying my income so I don't have to touch my salary just to pay rent.

I still eat my ₦1,000 to ₦1,500 food. I still use a simple ₦130K phone. I still live a very simple lifestyle.

Not because I can't spend more, but because I know I've been in poverty and I don't want to go back there.

If you're just starting out, you don't need to prove that you've made it because you started making money.

Build first. Save. Invest. Diversify. Then upgrade your lifestyle when your money can comfortably carry it.

Don't let your lifestyle grow faster than your income.

I'm not trying to look rich. I'm trying to build enough wealth that I don't have to struggle again.

[Michael Taiwo @AskMichaelTaiwo]

Skill makes you money.

Reputation makes you rich.

One is what you can do. The other is who trusts you to do it, and trust compounds far faster than talent ever will.

[Oscar @Zeratti__]

@Tobzzy212 @iloveyoutoye They go still shenk you 😂

[Kobi @UTDKobi]

For a man to be in this state 😭💔💔

[×̷̷͜×̷ @fwkingsman]

The biggest hit songs in the world from 2000 - 2025