Brad Garlinghouse: โSome of the creators of the #XRP Ledger actually have been early engineers that worked on Bitcoin.โ
BTC = The distraction, Beta Test Coin
XRP = The final solution to a real world multi-trillion dollar problem
I think it is early to sell - considering we've been in Bear Season for about two years and Bull Season has barely started.
And it is not late to buy altcoins, because #bitcoin is still dominating the market, real altcoin run hasn't started yet.