Better_credit

Personal life developer, Senior Credit Consultant. Writer of The 📓📕📘. The Secret to Building Better Credit Repair Book📖.The founder & owner of Better Credit

[Better_credit @_Bettercredit_]

Stop Thinking That Paying Off Those Collections Will Solve Your Problems!!

Do You Know What A Collection Actually Is?

Is A Paid Collection Better For Your Score Than An Unpaid Collection?

https://t.co/x4FypSKsg6

[Better_credit @_Bettercredit_]

Good, reliable payment history is one of the foundations of a spotless credit score, making up 35% of your total FICO score. To achieve this, make sure that you never skip any payments.

#bccredittips #creditscore #creditrestoration #goodcredit #debt

[Better_credit @_Bettercredit_]

It’s easier to take on a tough journey with an awesome support system! With like-minded, driven people; it’ll push you further and further.

https://t.co/h9RFdwdi2M

[Better_credit @_Bettercredit_]

50/30/ 20 BUDGET 50/30/20 BUDGET #financegoalsMETHOD:
When you have a regular income, it's important to have a planned way of expenditure too.

https://t.co/qTNJBy0kly

[Better_credit @_Bettercredit_]

💎 A credit report is a statement that has information about your credit activity and current credit situation such as long pain history and the status of your credit accounts.
💎 Your credit scores are calculated based on the information and your credit report.

#bccredittips

[Better_credit @_Bettercredit_]

OK...Honestly, this message was meant for me :( I’ve been feeling this way lately...

✨It's okay to drive an old car.⠀

✨It's okay to wear the same jeans year after year.⠀

✨It's okay to have a small house.⠀

✨It's okay to live a life free from debt. ⠀

[Better_credit @_Bettercredit_]

Just like anything proper clean-up is always necessary. Don’t let old information hold you make from changing things. You moved from that old address and left that old job so there is no need to carry it with you.⁣
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#bceducational #badcredit #debtfreejourney

[Better_credit @_Bettercredit_]

Want to boost your credit score? ⁣👇

1. Increase your credit history by keeping the card you've had the longest and making consistent payments.

https://t.co/JCoVQHypeL

[Better_credit @_Bettercredit_]

CONSISTENCY is the key to ensuring that you do not fall behind again. 💯⠀⠀⠀⠀

https://t.co/NHln3O3vaX

[Better_credit @_Bettercredit_]

There are many different types of debt from credit cards to lines of credit to school loans and mortgages. But, did you know that most types of consumer debt have much higher interest rates than those you would pay on a mortgage?

[Better_credit @_Bettercredit_]

Teach your children the fundamentals of money management EARLY and OFTEN. This is how it works!

https://t.co/SS35NMzlMZ

[Better_credit @_Bettercredit_]

Did you know that a spotty credit report will cost you more than money in the long run?

https://t.co/FEF5dmkSTY

[Better_credit @_Bettercredit_]

There are so many opinions on whether or not you should pay off your mortgage early.

➡️Some say that paying off your mortgage is a bad idea because you could make a lot more money in the stock market. With the bull market over the past decade, there’s a lot of truth to that.

[Better_credit @_Bettercredit_]

Take a deep breath and do it.

#bccredittips #personalfinancetips #financialliteracy #personalfinancegoal #personalfinancetips

[Better_credit @_Bettercredit_]

Why wait for the PERFECT TIME
Just start Now!! ⏰ 🕑

We are always looking for the perfect situation or time to start something new. Then we just talk ourselves out of it and walk away.

Let's wait no more. Today we are taking that step of ownership over our personal finances.

[Better_credit @_Bettercredit_]

Yes, you need an emergency fund!

How much should you keep in this?

The answer to this is not a one-size-fits-all. It can depend on a lot of things.

A general rule of thumb is 3-6 months of living expenses however for some at least a year makes them feel more safe and secure.

[Better_credit @_Bettercredit_]

Kindly check out the following;

1) Know your net income. Kindly note that your net income differs from your income. These incomes are two different things.
2) Monitor the way you spend
3) then set a budget goal
4) Draft out a plan on sticking to it. Be it to learn n

[Better_credit @_Bettercredit_]

A disciplined budget is key to meeting your financial goals.
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#bcmotivational #budget #budgeting #money #debtfreecommunity

[Better_credit @_Bettercredit_]

The more you know, the better for you you. One thing for sure though. The inky way to create wealth is by investing.

#BudgetCommunity #DebtFreeJourney #DebtFreeLifeStyle #investment

[Better_credit @_Bettercredit_]

Want to improve your credit score? Then, you have to lower your credit utilization, which is the amount of credit that you use in relation to your credit limit.