Crypto Expert

Crypto news & stuff you actually need to know

Bitcoin | Altcoins | Web3

[Crypto Expert @_Crypto_xpert]

🇲🇾 Luno is exploring a Ringgit-backed stablecoin for tokenized fund settlement.

With Halogen Capital and Kenanga Investors, Luno will test UMYR for real-time settlement of tokenized money market funds - in a closed system for approved institutions. 🌐

#Stablecoins #Tokenization

[Crypto Expert @_Crypto_xpert]

🇨🇦 Canada’s banks are exploring tokenized deposits - but cash isn’t going away.

The six major banks are testing blockchain-based Canadian-dollar deposits to enable faster, more efficient and programmable payments. The project would modernize payment rails, not replace cash. 💵

[Crypto Expert @_Crypto_xpert]

🏛 The #CLARITYAct could still return this year.

Former Congressman Tim Ryan says lawmakers may reach a deal during the lame-duck session, despite the bill’s 49–50 Senate procedural vote setback. Key disputes include ethics, consumer protection and #Stablecoin rewards. 👀

[Crypto Expert @_Crypto_xpert]

⚖️ New York is suing Polymarket, alleging it operates an unlicensed gambling business.

The state wants to block its operations, recover alleged gains and seek fines. Polymarket disputes New York’s authority and has filed a countersuit. 👀

#Polymarket #Crypto #PredictionMarkets

[Crypto Expert @_Crypto_xpert]

🇯🇵 Toshiba and 25 other organizations are joining a six-month trial of Japan’s EJPY stablecoin.

The pilot will explore domestic and cross-border payments, B2B transactions, RWA settlement and Web3 use cases - with testing running through Feb 2027. 🌐

#Stablecoins #EJPY #Japan

[Crypto Expert @_Crypto_xpert]

⚖️ KelpDAO is suing LayerZero over a $292M rsETH exploit.

Kelp alleges LayerZero failed to disclose security risks and protect its infrastructure. LayerZero disputes the claims, while its CEO Bryan Pellegrino called the lawsuit meritless. 👀

#KelpDAO #LayerZero #DeFi

[Crypto Expert @_Crypto_xpert]

🇮🇩 #Indonesia now requires #Crypto influencers to meet competency certification requirements.

Under new OJK rules, influencers promoting crypto, digital assets must be certified. Promotions must also follow disclosure and consumer-protection rules.

[Crypto Expert @_Crypto_xpert]

🏦 #MorganStanley is reportedly exploring #USDT on the #Bitcoin network.

The discussions reportedly involve Bitcoin-based USDT infrastructure, including potential payment and settlement use cases. No official Morgan Stanley rollout or product has been announced yet. 👀

[Crypto Expert @_Crypto_xpert]

💳 Lightspark is bringing stablecoin settlement to Visa cards through Lithic.

The program lets users hold stablecoin balances while card transactions settle in USDC - connecting blockchain-based money with everyday Visa payments. 🌐

#Stablecoins #Visa #Lightspark

[Crypto Expert @_Crypto_xpert]

💳 Bank-style protections could significantly increase stablecoin interest, according to a Visa study.

U.S. adoption intent rose from 36% to 56% when hypothetical fraud protection and deposit insurance were added - showing how much trust and consumer protection could matter. 👀

[Crypto Expert @_Crypto_xpert]

🏦 The Fed is proposing new stablecoin rules under the #GENIUSAct.

Fed-supervised issuers would need full reserve backing, plus capital and risk controls. Banks seeking to issue stablecoins would also need Fed approval. The proposals are now open for public comment. 👀

[Crypto Expert @_Crypto_xpert]

#SEC Commissioner Peirce is backing zero-knowledge proofs for #KYC.

The idea: verify facts like age, citizenship or sanctions status without revealing sensitive personal data. Her proposal could make compliance more privacy-preserving - but current KYC rules remain unchanged.

[Crypto Expert @_Crypto_xpert]

🇧🇷 Brazil is tightening oversight of self-custody crypto transfers.

From Oct. 1, covered institutions must report transfers of $10K or more to or from self-custody wallets to Coaf. The rule is for reporting - not a ban or transfer limit. 👀

#Crypto #Bitcoin #SelfCustody

[Crypto Expert @_Crypto_xpert]

💵 Tether says it rejected EU MiCA authorization over the 60% bank-deposit rule.

The company argues the requirement could increase liquidity and counterparty risks. Now, EU central banks are proposing to replace the fixed threshold with liquidity-based rules. 👀

#USDT #MiCA

[Crypto Expert @_Crypto_xpert]

⚡️ Block is bringing Bitcoin Lightning payments to x402 for AI agents.

The integration gives AI agents another way to make fast, low-cost payments for APIs and digital services - expanding Bitcoin’s role in the emerging agentic economy. 🤖

#Bitcoin #Lightning #x402 #AI

[Crypto Expert @_Crypto_xpert]

🏦 #SoFi is bringing ##Stablecoin settlement to #Mastercard’s global network.

Its entire debit and #CreditCard program, expected to process over $25B annually, is moving to #Blockchain-based settlement using #SoFiUSD - without changing how customers use their #Cards. 🌐

[Crypto Expert @_Crypto_xpert]

💵 The U.S. is considering a push to expand dollar-backed #Stablecoins overseas.

Reports say #Washington could support stablecoin projects through public-private ventures, aiming to strengthen global dollar use while potentially creating more demand for U.S. #Treasuries. 🌎

[Crypto Expert @_Crypto_xpert]

🌐 https://t.co/MqBI7r4TYZ & #NYSE are exploring 24/7 trading of tokenized U.S. #Stocks and #ETFs.

The proposed NYSE digital venue could enable fractional ownership and onchain settlement around the clock - giving crypto-native users another route into traditional markets. 👀

[Crypto Expert @_Crypto_xpert]

📈 Tokenized stocks may need to offer more than just price exposure.

OKX US CEO Roshan Robert says tokenized shares should preserve the same shareholder rights as traditional stocks - including voting, dividends and ownership claims. 👀

#Tokenization #Stocks #OKX #Blockchain

[Crypto Expert @_Crypto_xpert]

🌐 #FedNow is getting closer to supporting cross-border #Payments.

The planned model would let correspondent banks handle the international leg while FedNow settles the U.S. portion in seconds - potentially making global payments faster without replacing existing banking rails.