I’m sorry, but the math just DOESN’T work anymore.
A lot of jobs are still paying $16-$22 an hour.
That’s roughly $2,770-$3,810 a month before taxes if you work 40 hours a week.
Now pay $1,600+ for rent.
Add a car payment, utilities, gas, groceries and all the other stuff that somehow costs way more than it used to.
Then add childcare.
Car insurance.
Health insurance.
Student loans.
Credit cards.
An unexpected $1,000 expense.
And somehow you’re still supposed to save for retirement and “enjoy life.”
I’m all for budgeting and living below your means.
But telling someone making $19 an hour to “just budget better” doesn’t solve the problem when their basic expenses already eat their entire paycheck.
Sometimes the problem isn’t the budget.
The income simply isn’t keeping up with the cost of being alive.
I’M 25. YOU’RE TELLING ME TO WORRY ABOUT A 401(K) WHILE I’M TRYING TO SURVIVE RIGHT NOW?
I’m still paying off the $11,000 car I had to finance at nearly 11% interest because borrowing costs went through the roof.
My insurance is $275 a month.
My rent is pushing $2,100.
And then people wonder why I’m not excited about putting money into a retirement account I might not touch for another 40 years.
I’m not thinking about retirement.
I’m thinking about getting through THIS month without another bill eating my entire paycheck.
the worst part about living with depression and anxiety for so long is how attached you become to your own suffering to the point where healing almost starts feeling more uncomfortable than being miserable. because sadness becomes the only thing that feels consistent in your life, and that kind of destroys your ability to trust anything good without fear attached to it