ISC Services provides life expectancy assessments and life underwriting services for the life settlement, financial planning, and senior living industries.
From your age, to your hobbies, and everything in-between, there are numerous factors that can influence your life expectancy. In this blog entry, we detail some of the factors you need to know, and what information goes into a life expectancy estimate.
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The change in life expectancy has impacted the pension industry in the United Kingdom. As American seniors and retirees plan for their financial future, similar factors could impact financial security and make life settlements a larger consideration.
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Life expectancy estimates and life insurance settlements have created a complex system that can be difficult to navigate. The experts at ISC Services provide valuable aid to ensure you're working with accurate data and making the right decision.
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Couples often need to account for retirement planning and consider the difference in each partner's expected lifespan. For same-sex couples, this planning may look different from the planning for mixed-sex couples. Learn more in this article.
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When comparing LE reports, it's important to understand both companies' methodology to ascertain which assessment is more accurate. We encourage clients to gain a deeper understanding of our methodology to see how it generates greater accuracy. Read more.
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The life settlement market is strong, with consistent past growth and more projected. With Baby Boomers turning 80 in 2025, life settlements remain an attractive source of retirement and long-term care funds. Learn more.
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For accurate life expectancy reports to support life settlement, financial advising, or senior living planning, you can depend on the decades of underwriting experience and proprietary methodology at ISC Services. See how we can support you.
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Don't fall prey to the various life settlement schemes out there. If you don't know the patterns where bad operators use legitimate LE reports to buy policies but off-market reports to sell them, we're here to help.
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Want to know an average life expectancy risk assessment turnaround? Or explore our methodologies? Get answers to frequently asked questions on our site: https://t.co/k2bsXMTZQl
Using mean vs. median life expectancy can greatly affect risk assessment. ISC Services provides complete mortality curves in all reports to show both mean and median, and we use mean to determine risk. Here's why that's important.
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Not only can viatical settlements generate funds for retirement, but they also end ballooning life insurance premium payments and provide stronger financial security to handle increasing medical bills. Learn how they can help ease financial burdens.
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If you're pursuing a life settlement, conducting financial planning, or planning for a senior living community, you can get a free quote on individualized life expectancy assessments here.
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Life settlements are a valuable way to fund retirement initatives and other goals. ISC Services is proud to help insureds realize important objectives through full transparency, and we invite more life insurance companies to engage with us in that effort.
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Even as more people embrace the benefits of life settlements, it's clear that there are still misconceptions about the way they work. This blog helps dispel those false notions to fully explain the benefits.
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This article delves into the pros and cons of a viatical settlement and why it might make sense for those dealing with a terminal illness. We can navigate the complexities to help unlock funds for medical or other needed expenses.
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Calculating life expectancy risk is not simply an age-based approach. Many individualized factors affect an insured's LE risk, and mortality improvement can change the equation. For LE reports that take all factors into consideration, reach out today.
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As we approach retirement age, it's important to evaluate life insurance policies saddled with rising premiums. Many seniors are tapping life settlements to generate earnings for retirement.
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ISC specializes in evaluating micro-longevity risk for senior living businesses. This approach helps evaluate individual longevity risk as well as macro-longevity risk for communities.
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We have the right to reliable information, especially concerning our life insurance policy. We propose the right to receive complete, accurate, timely, and reliable information from providers.
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