I fvcked around and started working on a new website portfolio for myself.
(been sending google docs to clients for years now lol)
well.... it turned out okay imo and I'm not done yet :)
tell me what you think. 🫠
Millions of people in Nigeria save money by handing it to one person and trusting they don't disappear.
It's called àjọ, and it has been around for generations. A group of friends, coworkers or market traders agree on an amount. Everyone pays in each week or month, and each round one member takes the whole pot. By the end, everyone has gotten back exactly what they put in, but in one big lump when it was their turn. That's how people pay school fees, stock a shop or start a business without ever qualifying for a bank loan. The same idea exists as susu in Ghana, tandas in Mexico and chit funds in India.
The catch is that one person, the collector, holds everyone's money between rounds, and nobody can see what they do with it. Most collectors are honest. When one isn't, the whole circle loses months of savings and there is nobody to appeal to.
If you've ever been in a group chat where one friend "just collects everyone's money," you already know the feeling.
So at NEAR Hackathon, I built Contri. The pot sits in a contract on NEAR, and when the last person pays in a round, the contract sends the whole pot to that round's member in the same transaction. Nobody holds the money in between. Then I locked the contract with zero access keys, so nobody can change the code or take the money, including me.
If someone misses a payment, it comes out of their deposit, so the people waiting for their turn stay covered. Members sign in with their face or fingerprint, with no seed phrase and no gas fees. They pay in USDT or USDC from seven chains, and it settles through NEAR Intents, so anyone who already has USDT on an exchange can use it, with no wallet setup.
Contri is live on NEAR mainnet right now. A full circle already ran on real money across two phones: both pots paid out, both deposits came back, and the contract has been locked for good. What's running today is what will run forever.
Savings circles have run on trust for generations. Contri gives them something they can verify, and I'm confident it's ready for the people who use them every day.
Want to feel how it works first? The demo is at https://t.co/4OHVa4fdVv, no wallet needed. Ready for the real thing? Start a circle with people you trust at https://t.co/p8IzbVj9ts.
Official Site: https://t.co/p8IzbVj9ts
Code: https://t.co/HTtZcx5jV2
Tell me what you'd change. I'm reading every reply.
@NEARProtocol@NearLegion@NearBuilders #NEARHackathon
a lot of devs plug a single @drpcorg endpoint into their app and never test failover thresholds or check block lag, so the first slow node gets found by their users.
i built a free tool that times real calls to dRPC's public nodes from your own browser, so you can see if your route would hold before production shows you.
from lagos, ethereum came back at 349ms p50, over my 250ms threshold, so it flagged a failover and told me to add a backup.
it also prices the same traffic across dRPC plans, alchemy, quicknode and ankr, then generates the nodecore and viem configs, so the test turns straight into a setup.
test it live: https://t.co/HOxnIrZ2W1
Just joined @rarelistio, a new platform for creators.
Easy to join, easy to earn and built for accounts of all sizes.
Season 1 is already live with a $50,000 reward pool!
Verifying my account: RL-AJZE5V
“what if your entire crypto portfolio could work together instead of being scattered across different platforms?”
That's one of the biggest problems Arch is trying to solve.
Today, you earn on one protocol, borrow on another and trade somewhere else.
None of them sees your complete financial position.
Your capital becomes fragmented, and when the market turns, each platform manages its own risk, often liquidating users independently.
We saw how bad this can get on October 10, 2025, when roughly $19B was liquidated in a single day.
There's also a bigger problem: crypto lending sits at around $56B compared to $13.3T in US commercial bank lending.
Arch believes better risk management can help close that gap.
With Arch Prime, earning, borrowing and trading come together in one self-custodial account, powered by Iron Wall, a risk engine that sees your entire portfolio and manages liquidations across 60+ venues.
Add its own blockchain, aUSD stablecoin and professional trading desk, and you start to see the bigger picture.
I think the interesting part isn't just having everything in one place.
It's building the infrastructure that allows DeFi credit to scale without leaving users to manage fragmented risks themselves.
Perhaps the next evolution of DeFi isn't more protocols, but making them work together.
Join @Arch_Prime today.