CA Rahul Soni

FCA | FAFD (ICAI) | CCCAB | | (Hons) | Proprietor at Rahul Soni & Co

[Kanan Bahl @BahlKanan]

LIC made a profit of ₹23,469 crore in the last 3 months.

It's more than any other company in the country*. Not even Reliance, SBI or HDFC Bank made such profits.

However, a large part of these profits come from the LOSSES their policyholders bear.

How? If you can't pay premium in the second year, you lose 100% of your investment.

Your insurance company is not bound to pay you anything in the case of long-tenure traditional policies.

If you can't pay after the 3rd year, you LOSE 70% of your investment.

For the 5th year, this amount is 50%.

The shocking part is that 36% of LIC's policies lapse in the second year.

Meaning that policyholders lose everything they invested on 36% of the policies.

For the 5th year, this number is 50% (persistency ratio).

Even if you abide by all the conditions, you get back just 4-6% returns.

The government and the regulator need to work on slashing the first-year commissions to agents (the biggest cause of low persistency) and increasing surrender value amounts for customers.

Retweet if you agree🔁

[स्वामी रामदेव @yogrishiramdev]

कालाधन आये तो 50 साल तक टैक्स नही देना होगा॥

[Rahul Gandhi @RahulGandhi]

NEET के 22 लाख बच्चों के साथ धोखा हुआ है। पर मोदी जी एक शब्द भी नहीं बोल रहे।

धर्मेंद्र प्रधान जी को अभी हटाइए, या जवाबदेही ख़ुद लीजिए।

Modi ji, SACK Dharmendra Pradhan ji NOW.

[Gems @gemsofbabus_]

Supriya’s father, Sharad Pawar, served as the Chief Minister of Maharashtra 4 times.

She herself has been a Member of Parliament since 2009.

Yet they couldn’t build even a single university in Maharashtra good enough for her own son to study in. 🤡🤦‍♂️

[Anuradha Tiwari @talk2anuradha]

Dear @PMOIndia

A few days ago, you urged people not to spend Indian money abroad.

So, kindly bring a law mandating that kids of ministers & bureaucrats study only in India.

Their children should also experience the policies & infrastructure their parents create for our kids.

[CA Rahul Soni @_RahulSoni_]

@PMOIndia @narendramodi Sir criticism makes democracy strong… but critics get called anti national before they even finish the sentence.😄

[CA Rahul Soni @_RahulSoni_]

@PMOIndia @narendramodi Sure Sir

[Revant Himatsingka “Food Pharmer” @foodpharmer2]

6 Companies Misleading India 🇮🇳

[Donald J. Trump @realDonaldTrump]

The United States has spent EIGHT TRILLION DOLLARS fighting and policing in the Middle East. Thousands of our Great Soldiers have died or been badly wounded. Millions of people have died on the other side. GOING INTO THE MIDDLE EAST IS THE WORST DECISION EVER MADE.....

[sushant sareen @sushantsareen]

IIT comp science will now end up as a cop or customs officer. The fault is not this kids. He is doing what’s best for him because the system and structure he functions in disincentivises creativity, entrepreneurship, innovation. And then we wonder why India is not innovating fast enough, why manufacturing is suffering, where are the tech giants building tech that world wants. As long as something as unproductive and useless as IAS will be the dream of our best and brightest, and as long as these services remain the most privileged without any contribution whatsoever, the dream of viksit Bharat will remain a dream. Worse, we will keep asking for transfer of tech because we don’t want to put the brains and money into developing our own tech. Our brains will be happy pushing files, seeking and lobbying for their next posting, ensuring they get jobs where memsahib has a car to her disposal for shopping and a flat in Lutyens delhi as per their entitlement.

[CA Rahul Soni @_RahulSoni_]

@nishikant_dubey Apse sawal koun kr rha aap to sawal se b uper ho 🤪

[Monica Verma @TrulyMonica]

OBC has to be the most frivolous category ever. I am an OBC (goldsmith) and my ancestors have a history of funding temples, donating for dharmshalas and deity’s jewellery.

This 21st century Victim Card Olympics is new to me 🫢

[PMO India @PMOIndia]

I want this Government to be criticised. Criticism makes democracy strong: PM @narendramodi

[Abhishek Tiwari @lkoabhishek]

मां-बाप को भारत में तड़पता छोड़कर विदेश का आंनद लेने वालों का पासपोर्ट रद्द किया जाए

मां -बाप से हर 6 मास पर संतुष्टि-प्रमाण पत्र लिया जाये...

बहुत ही अच्छा मुद्दा उठाया है आदरणीय
@AgrawalRMD जी ने ।

[Raghav Chadha @raghav_chadha]

My Demand: Make Long Term Capital Gain TAX on Equities NIL for individual investor.

I welcome the hike in STT (security transaction tax) on derivatives as it can curb reckless speculation. Nearly 90% of retail investors lose money in F&O, turning markets into gambling.

When STT was originally introduced, LTCG was zero. But now with both STT and LTCG in place, investors are disincentivised.

I urge the govt to abolish LTCG on equities for individuals, as done in Switzerland, Singapore, UAE & others. This will boost household wealth, reduce speculation, and shift savings from gold & real estate into equities.

[Deadly Kalesh @Deadlykalesh]

📍 Bihar, Paharpur:
Wooden logs placed between railway tracks were hit when a high-speed train passed, causing one log to be thrown toward a woman present near the tracks. She sustained serious injuries.
Reportedly from Paharpur Station, timber was being illegally transported and unloaded from a passenger train. As a fast train approached from the opposite direction, it struck the logs kept between the tracks, leading to the incident.

The incident points to negligence and violation of railway safety norms. @RailMinIndia @RailwaySeva

[CA Himank Singla @CAHimankSingla]

My two cents on "Corporate Mitras" concept being proposed in Budget 2026:

Corporate Mitras in Budget 2026 needs deeper thought.

Asking the country's 3 premium professional institutes to train para-professionals who will compete with their own members feels structurally flawed.

Members spend years on qualification, ethics and accountability and the same institutes are now expected to create a parallel, cheaper layer?

Compliance support is important, but diluting professional roles isn’t reform.

The real question: where is the institute’s duty to its members in this design?

@theicai @ICMAICMA @icsi_cs
Tough times for professionals it seems 🙏🏻

[Alok Jain ⚡ @WeekendInvestng]

My CA takes great care of my matters. Reminds me ahead of monthly /quarterly due dates, does IT/GST work on time, helps me with misc items beyond his Listed scope of work and gives/gets opinion whenever I need any tax matter

A good CA Tax consultant who is professional yet does not fleece you is a luxury in today's world.

Very few have it.

[THE SKIN DOCTOR @theskindoctor13]

Film opens with a masked villain destroying some Indian asset somewhere and challenging the Indian govt, saying he is coming for them.

Next scene: IB, RAW, and ministers are having a round-table meeting about the villain while his 4K images play on the monitor. The intel chief clears his throat and reveals the shocking truth: the villain is ex-RAW, once India’s finest, now enemy No. 1 because he didn't get promotion on time.

Minister, sweating dramatically: “Ab kya? Kaise rokenge isko?” Everyone looks at each other helplessly. The intel chief removes his glasses and whispers, “Sir… is kaam ko sirf ek aadmi kar sakta hai.”

Cue 45-second monologue praising the hero as the background score swells. Slo-mo entry of the hero, dust flying, camera circling, national flag reflecting in his sunglasses.

Hero ki help ke liye jayegi Special Agent Sofia. Kyu? Abhi to aapne kaha tha ye kaam woh akela kar sakta hai. Haan, lekin Sofia ka figure achha hai. Action scenes ke beech me gaane-waane honge, aur unme woh bikini pehen kar ghoomegi. Lekin yaar? Apni agent bikini? Koi naa, aap tension naa lo. Sofia ko ISI agent bana denge jo hero ki help karegi. Haan, ye theek hai.

Then comes the mission. Cat-and-mouse game. Action scenes, beech me item songs, slow-motion explosions, unnecessary bike chases, and the villain saying “You don’t know who I am!” every 20 minutes.

Then the villain kills the hero’s sidekick, Altaf. Altaf's family would have been a victim of the 2002 riots, but he chose to fight for his country. He’ll die after giving a 10-minute monologue about country over religion. The hero is sad, then angry. It’s revenge time. Background score intensifies.

Again cat and mouse. Hero gets shot but still fights 20 men while bleeding. He is about to lose. Enter Pathaan, or Tiger, or Chhota Tiger, or Kabir or (Skoda) Laura Lehsun for a cameo who save the hero. Hero wins. Villain dies, or escapes with a scar for the sequel, or has a change of heart and sacrifices himself “for the nation.”

Hero and heroine hug. Hero salutes the flags of both countries. End credits roll. Anupama Chopra is sitting in the theatre crying. Hrithik tweets that this is responsible filmmaking. Radhika Apte says ab is desh me bachha paida karna surakshit hai. Jai Hind.

[CA Rahul Soni @_RahulSoni_]

@ValueWithPrem 👍🏻