Keerthi

Learning | Trading for fun, Investing to grow 📈 | Movie geek

[Keerthi @_RandomRiot_]

Started working in 2023. Took me till Feb 2025 to actually start investing.

Now I'm putting 30k into SIPs every month. The goal sounds a little crazy typing it out - 50Cr over 30 years

Plan is to step up the amount every year as my income grows.

Gonna document the whole ride here, wins and dips both. What's your SIP story?
#SIP #MutualFunds #PersonalFinance #InvestingIndia #FinTwit

[Keerthi @_RandomRiot_]

₹1 lakh in the Nifty from 2000 to 2020, left untouched, became ₹7.47 lakh.

Miss just the 10 best days out of nearly 5,000, and you end with ₹3.52 lakh. Barely half.

Miss the 40 best days and you end up with less than you put in.

Here's the trap: 8 of those 10 best days happened within two weeks of a worst day. 6 were inside the 2008 crash. The single best day in 20 years, +17.7%, came right at the bottom in May 2009.

The best days hide next to the scariest ones. Panic sell after a crash and you miss the bounce.

Time in the market beats timing it.

#Nifty #StockMarketIndia #Investing #SIP #FinTwit

[Keerthi @_RandomRiot_]

Two investors. Both put ₹10,000 into the Nifty every month for 20 years.

Investor A had the worst luck imaginable: bought at the highest price every single month.
Investor B had perfect luck: bought at the lowest price every single month.
After 20 years and ₹24 lakh invested:
Worst timing: ₹94.7 lakh
Perfect timing: ₹1.06 crore

The difference between godlike timing and terrible timing? Just 11.6%
Time in the market beats timing the market.
#SIP #Nifty #StockMarketIndia #Investing #FinTwit

[Keerthi @_RandomRiot_]

Financials and heavyweight IT are leading today

#Nifty #StockMarketIndia #BankNifty #NiftyIT #FinTwit

[Keerthi @_RandomRiot_]

@HitmanXSarpanch Its from craytheon

[Keerthi @_RandomRiot_]

Nifty 50 PE is sitting around 20 right now. 10 year average is 23.4. So we're actually below average, closer to fair valuation.

Last time PE dropped near 17 was the Covid crash. Anything close to that would be a gift.
#Nifty #StockMarketIndia #Investing #NiftyPE #FinTwit

[Keerthi @_RandomRiot_]

FII selling has cooled sharply from March. July's outflow was the smallest in months this year. Is the FII money getting ready to come back, or just fewer sellers left? Worth watching whether FIIs actually turn net buyers from here.
#StockMarketIndia #FII #DII #Nifty #FinTwit

[Keerthi @_RandomRiot_]

My current mutual fund portfolio 📊

Nifty LargeMidcap 250 Index → XIRR 10.5%
Nippon India Flexi Cap → XIRR 9.9%
HDFC Small Cap → XIRR 11.0%
Tata Digital India → XIRR 6.4%
HDFC Liquid → XIRR 6.9%
Zerodha Gold ETF FoF → XIRR 33.5%

Drop your holdings in the comments 👇
#MutualFunds #StockMarketIndia #Investing #PersonalFinance #SIP

[Keerthi @_RandomRiot_]

@UtdQween 🤝

[Keerthi @_RandomRiot_]

@MakkuOnChain 🤝

[Keerthi @_RandomRiot_]

@YoungwiMn

[Keerthi @_RandomRiot_]

@sciencegirl Nice place to start a school

[Keerthi @_RandomRiot_]

@Kh5065 🤝

[Keerthi @_RandomRiot_]

@TheExtremeMusi1 Not old enough to understand the joke😭

[Keerthi @_RandomRiot_]

@SalimoAnne 🤝

[Keerthi @_RandomRiot_]

@otokyo__ Bitcoin

[Keerthi @_RandomRiot_]

@CreeCoder Now we wait

[Keerthi @_RandomRiot_]

@GainPlugSource 🤝

[Keerthi @_RandomRiot_]

@Ryzoclips Damn, sukuna literally hit the t pose

[Keerthi @_RandomRiot_]

@SalimoAnne 🤝