One of the limiting mindsets that have held you back from reaching where you should be is the idea that where you are cannot take you to where you want to be. People have done more with way less.
“I can’t deliver on my freelance jobs because I don’t have light.”
Meanwhile, there are public libraries in most cities with electricity, even if it’s for a few hours.
“I don’t have data. How do I learn this data analytics that’s in demand?”
Meanwhile, there are co-working spaces in most cities where you pay a monthly subscription and have access to both power and internet.
“I can’t add weight because I don’t have an appetite.”
Now, this is for me because I know laziness to cook is my problem. Not entirely my appetite.
“I can’t do xyz job because it’s just not my thing.”
People who do menial jobs as a means to an end do not necessarily do it is because it’s their thing.
A friend of mine learned German as a vehicle for something greater, Another is learning French. These women do not understand what it is to have a limiting mindset. Even if others have not done it, they believe that they can, and they will.
The excuses are always convenient, but they will never take you from where you are to where you want to be.
What you’re not changing, you’re choosing.
Anytime you have a limiting perspective, remember, always remember, that people have done more with way, way less.
These are emergency savings options where your money can still earn reasonable and safe interest and you can still have access to your money in case of emergencies. These are not fixed deposits, treasury bills or Money Market funds. I share valuable information about stocks, which to buy, investments and building a good stock portfolio in my free WhatsApp group.
Send me a dm to have access. https://t.co/WGIyU17ILd
You missed GTCO? Look in these 2.
Seplat is at N11,495 now, I spoke about it in this same April when it was N10,450
If you can’t afford Seplat, buy Aradel.
I looked at it when it N800, made a mental note to buy and it did. Not. Now it’s at N2000
15 Hard Truths Every Young Person Should Know:
1. Comfort is the enemy of progress. If nothing in your life is making you uncomfortable, you've likely stopped growing.
2. Failure is not the opposite of success. It is part of the path to it.
No one is coming to save you. The life you want is built by your own hands.
3. Discipline will take you further than motivation ever will.
Motivation fades; habits remain.
4. You are the average of the five people you spend the most time with. Choose wisely.
5. Reading atleast one book a month will put you ahead of most people in ten years.
6. Not every battle deserves your energy. Learn to ignore some things.
7. Silence is not weakness. It is sometimes the most powerful response.
8. You cannot pour from an empty cup. Rest is not laziness. By all means, create time for rest.
9. Forgiveness is not for them. It is for you. Learn to forgive yourself.
10. Not everyone who smiles at you is for you. Pay attention to patterns, not performances.
11. You will outgrow people, and that is okay. Growth most times requires distance.
12. Communicate or suffer the consequences of assumptions.
13. Time is the one resource you cannot earn back. Spend it like it matters.
14. Financial ignorance is expensive. Learn money before money teaches you a hard lesson.
15. Your twenties feel slow but move fast. Start before you feel ready.
Did you know? Nigerian stock edition.
Did you know that Tony Elumelu invested about $500M into Seplat Energy stocks through his company, Heirs Energies?
Did you know that MTN stopped or paused its airtime borrowing feature and recovered over ₦2.3 trillion in debt within three days, and when they did that, their stock rose from ₦750 to ₦825 in a single day?
Do you remember when I made that video about how external factors can and will affect how well or poorly a company performs in the stock market?
If you are in the crypto market, you would see this often: how politics or social influence can make a coin bullish or bearish.
But you do not read the news. How will you know?
How to buy Dangote Refinery stocks when it goes live.
In case you’re wondering why everyone seems interested in this stock, it’s because:
For starters, Dangote Refinery currently has a large market cap, so from current indications, it is a stock that could perform well.
Secondly, an IPO only happens once, and stocks are typically cheaper at that stage.
However, you cannot buy Dangote Refinery stocks from your stock broker apps like Bamboo, Trove, etc. during the IPO.
To have access to the stock when it launches, you’ll need to buy through the Nigerian Exchange Group at https://t.co/4aCEKueYLa.
Go there and register with your CSCS account.
To get your CSCS number, check your profile on your broker app. One has already been assigned to you.
IPO — Initial Public Offering.
April 2025 vs April 2026
✨ If you had saved 1 million naira in a regular bank account for emergency, you would still have about 1 million naira today, or slightly less because of maintenance charges.
✨If you had saved 1 million naira in gold last year, at 170,000 naira per gram in April 2025, you would have bought about 5.8 grams. By April 2026, at 264,000 naira per gram, your gold would be worth about 1,552,941 naira.
✨If you had invested 1 million naira into Stanbic IBTC mutual funds in April 2025 at 18 percent per annum, your investment would be about 1,180,000 naira by April 2026.
✨If you had bought Seplat Energy shares with 1 million naira in April 2025 at 5,600 naira per share, by April 2026 your investment would be worth about 1,866,470 naira.
✨If you had not saved any money at all, zero naira, you would not just be at zero. Inflation would have reduced your purchasing power, so the same 1 million naira from last year would buy much less today.