AI's four pillars algorithms, compute, data, and human feedback are all showing cracks. From model collapse to cognitive decay, the bull case for AI is conditional, not guaranteed. Here's what we are thinking on the theme.
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We should complete this line of reasoning.
So if Indian investors did not do SIP they could have done the following:
a) Invest outside India which everyone seems to favor this month. Could not have helped the Indian Rupee though
b) Bought gold which everyone seemed to favor at the beginning of the year- same issue
c) Wasted the money in dinners/electronics/phones etc- no one can say that wasting money or excessive consumption is better than saving
d) Kept money in the bank and earned 4-5% type net of tax returns- most SIPs would still be giving that kind of returns in the past 1-2 years.
We could have kept the FIIs and PE funds from selling but that would have also meant even poorer performance of the existing stock of equity that these same retailers own plus less reason for PE or other investors to come back when things are good.
Plus if these new businesses (that have gone public recently due to PE selling etc.) would not have grown the way they have, you would not have been able to get a temp maid to clean your bathroom and (God forbid) you would have had to go out yourself in this 40 degree heat to get your groceries.
It takes a good camera in today’s world to give advise in few min on wealth creation which is a multi decadal process
Better to spend time searching for good MFDs & advisors who also have spent decades learning the dos & donts of investing
@Iamsamirarora Agreed. The higher usage argument may not help existing listed incumbents. Especially their stocks.
But higher usage argument may lead to newer players (Netflix for example) and at least provide alternate/new jobs down the line, which could shield the economic impact partly, no?
Silver took 2 months (nov - dec '25) to move from $50 to $70 and then zoomed to $120. In less than 2 months back to below $70 now.
Crude took 2 months (Jan - feb '26) to move from $60 to $70 and then zoomed to $120.
Will it follow silver trend and come back below $70?
@karanmerwana@ActusDei Many tech tools available to track and manage underlying Asset Allocation on a portfolio level. A part of the portfolio can be in Multi Asset Funds precisely for the mentioned reasons - smoother return profile and tax efficiency.
Just wanted to share some good news — we were quoted in Mint, the leading financial newspaper as experts on Specialized Investment Funds (SIFs).
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Today looks to be ugly in the markets.
Today is all about keeping your plan on course and not reacting to the wild panic that grips world markets.
Unless the world goes back to live in caves and we all trundle wheelbarrows again, markets will recover.
Your armour is your asset allocation between debt and equity.
If you have enough on the debt side with FDs and debt funds, you can ride this patch out.
Don't watch the markets for a few days.
2 - Similarly, no one can predict whether there will be a 5-10-20% correction in the next 2-3-6 months or not.
As @Iamsamirarora very rightly says, NO ONE knows anything about anything beyond a point.
Very well explained why entry valuations are crucial, no matter how good the business & management are.
What makes this session special is that it was done in 2021 when BAAP (coffee can) was considered holy grail! @Iamsamirarora 🫡