Arpit Saxena

Navigating the financial world & building wealth. Sharing insights on credit cards 💳, rewards programs & making your money work for you 💰.

[Cockroach is Back @Cockroachisback]

Cockroach Janta Party withdraws its nationwide agitation with immediate effect

All demands of the Cockroach Janta Party have been accepted by the government:

1. Maximum possible compensation for families of NEET paper leak-related suicides

2. All FIRs by Central govt and NDA-ruled states will be withdrawn, and no action will be taken against anyone involved in these protests in the future.

3. CJP’s 5-point exam reform charter will be considered by the govt and the CJP will meet with the govt to discuss these reforms further.

[Arpit Saxena @_arpitsaxena]

📢 It’s official!

After the teaser, HSBC has now confirmed that a Spend-Based Shopping Fest is coming soon for its credit card users. 🛍️💳

Waiting for detailed Tnc’s to roll out soon.

[Arpit Saxena @_arpitsaxena]

🚨 Looks like something exciting is brewing at HSBC! 👀

@HSBC_IN has started teasing an upcoming shopping-related campaign for its credit card users. No official details yet, but if history is anything to go by, this could be worth keeping an eye on.

If you’re an HSBC cardholder, I’d suggest holding off on any major shopping purchases for a few days.

More details soon. 👀💳

#hsbc #creditcard #rewards

[Arpit Saxena @_arpitsaxena]

🚨 Looks like something exciting is brewing at HSBC! 👀

@HSBC_IN has started teasing an upcoming shopping-related campaign for its credit card users. No official details yet, but if history is anything to go by, this could be worth keeping an eye on.

If you’re an HSBC cardholder, I’d suggest holding off on any major shopping purchases for a few days.

More details soon. 👀💳

#hsbc #creditcard #rewards

[Arpit Saxena @_arpitsaxena]

Apple fans are currently 💔

[Arpit Saxena @_arpitsaxena]

The wait is over.

@HSBC_IN Unicorn offer is now live ✅

The credit card community can finally stop refreshing their feeds every 5 minutes. 😄

Time to see if the hype was worth it.

Detailed Tnc- https://t.co/nn6kCuXNea

#HSBCUnicorn #CreditCardDeals #PointsCommunity #MilesAndPoints

[Arpit Saxena @_arpitsaxena]

HSBC rumours:
“@Accor partnership ending soon 👀”

Credit card community:
mass panic transfers initiated

@HSBC next morning:
“Here’s a bonus on Accor transfers btw 🤝”

Never a dull day in the points world 😂

#ccgeeks #hsbc #accor #rewards

[Arpit Saxena @_arpitsaxena]

@PM__27 @TajHotels Book it through Taj website directly not Tata neu. Create a free account on their websiye and you’ll be eligible for “Member Rates”

[Arpit Saxena @_arpitsaxena]

Redemption Story 🏢

Wrapped up a serene escape at #TajSurajkund. Slow mornings, serene luxury & signature Taj Hospitality. Thanks @TajHotels for making my every stay memorable

Best Part - Bill Paid 0 ✅

Redeemed Amex Taj vouchers that too at Member Rates.

#ccgeeks #Rewards

[Arpit Saxena @_arpitsaxena]

Taj + Amex vouchers = Luxury that pays you back 💳

Member Rates Accepted ✅

Just took email confirmation from the Taj Hotel team of redeeming @AmericanExpress vouchers for my upcoming stay.

Thanks @TajHotels for the lovely Diwali Gift !!
#TravelSmart #ccgeeks #TajHotel #Rewards

[Arpit Saxena @_arpitsaxena]

Update for foodies & frequent flyers 👀✈️

The sweet partnership between @airindia Maharaja Club & @zomato is coming to an end 💔

From 1st May onwards, no more Maharaja Points on your late-night cravings 🍕🍔

Time to enjoy those last few orders while they still count 😉

Not that I use it much, but for our late night cravers this is a hit.

#MaharajaClub #Zomato #AirIndia #Rewards #TravelHacks

[Arpit Saxena @_arpitsaxena]

What a rollercoaster day for #ccgeeks 🎢

Afternoon = hyped over @airindia ’s revamped miles program ✈️🔥

Night =@AxisBank said “not so fast” 😵‍💫

@Accor & @Marriott officially disappeared as a transfer partner… and there goes our sleep 🥲💔

#rewards #axisbank #accor #marriot #ccgeeks

[Arpit Saxena @_arpitsaxena]

✈️ @airindia just made Maharaja Club WAY more rewarding 👑

If you collect points, this is BIG 👇

🔥 Massive drop in redemption cost
→ Up to 30% fewer points on most flights
→ Economy, Business & Premium Economy cheaper

⚡ Faster tier upgrades
→ Flight requirement cut significantly
→ Example: Platinum now needs 60 flights (earlier 90)

🎯 More flexibility than before
→ Free cancellation/reschedule (based on tier)
→ Points fully refunded within window

👨‍👩‍👧 Perks for companions too
→ Gold/Platinum benefits now extend to 1 co-passenger

⏱️ Instant gratification
→ Points credited within ~2 hours of flight

👉 Bottom line:
Air India is clearly making Maharaja Club cheaper to redeem, easier to upgrade & more flexible — a solid win for frequent flyers 🚀

#Rewards #Airindia #ccgeeks

[Arpit Saxena @_arpitsaxena]

@Accor Bonus Points Alert 🚨

Accor is offering 2,000 Bonus points on purchase of its All Accor Explorer membership.

Membership Cost - Rs 19,499
Bonus points value (approx) - Rs 4,400
Net Cost - Rs 15k

Benefits :

2 Stay Plus FREE nights
Upto 30% off on dining
15% off on stays
Accor Gold Status
And much more!!!!

The benefits easily recover the cost. If you have any travel plans coming, this would be the right time to purchase it.

#Accor #Rewards

[Arpit Saxena @_arpitsaxena]

@pari_d @HSBC Depends on your spending capacity, but the benefits comfortably outweigh the ₹5k annual fee.

The joining bonus along with the early spend-based milestones itself can recover the fee in the very first year.

[Arpit Saxena @_arpitsaxena]

And @HSBC is just killing it 🔥

Where Amex devalued the iconic Plat Travel, Hsbc just made Travel One better.

4 Complimentary Airport Transfers just got added 🚖

[Arpit Saxena @_arpitsaxena]

Not able to get your hands on Axis Atlas? GOT YOU COVERED ✅

@HSBC Travel One Credit Card

A High-Value Travel Card with low entry barrier & 8%+ returns on travel spends! 🔥✈️

Better eligibility and easier redemptions than Axis 💥
Just Perfect for frequent flyers ! 🌍

Highlights 🎯

Joining Fee: 4999

Reward Points earned on:

Travel Spends: 4 points per 100 spent (Travel Aggregators are also Included)
Non-Travel Spends: 2 points per 100 spent

Welcome Bonus on spending Rs 10K in first 30 days
Rs 1000 Cashback
Rs 3K Postcard Hotel Voucher
Three months EazyDiner membership

Additional Benefits ✅
15% off on Travel Aggregators
Enjoy Discounts on District by Zomato
10 Lounge visits (6 Domestic + 4 International)
Up to 20K USD purchase protection
Fee Waiver: 8,00,000
10K Bonus Reward Points on spends of Rs 12,00,000

For Detailed example refer to third Image attached !!

Enjoy 1:1 transfer ratio to nearly all Axis partners and going upto 1:5

#CreditCards #travel #Hsbc #Rewards #rewardpoints

[Arpit Saxena @_arpitsaxena]

Taj + Amex vouchers = Luxury that pays you back 💳

Member Rates Accepted ✅

Just took email confirmation from the Taj Hotel team of redeeming @AmericanExpress vouchers for my upcoming stay.

Thanks @TajHotels for the lovely Diwali Gift !!
#TravelSmart #ccgeeks #TajHotel #Rewards

[Arpit Saxena @_arpitsaxena]

Not able to get your hands on Axis Atlas? GOT YOU COVERED ✅

@HSBC Travel One Credit Card

A High-Value Travel Card with low entry barrier & 8%+ returns on travel spends! 🔥✈️

Better eligibility and easier redemptions than Axis 💥
Just Perfect for frequent flyers ! 🌍

Highlights 🎯

Joining Fee: 4999

Reward Points earned on:

Travel Spends: 4 points per 100 spent (Travel Aggregators are also Included)
Non-Travel Spends: 2 points per 100 spent

Welcome Bonus on spending Rs 10K in first 30 days
Rs 1000 Cashback
Rs 3K Postcard Hotel Voucher
Three months EazyDiner membership

Additional Benefits ✅
15% off on Travel Aggregators
Enjoy Discounts on District by Zomato
10 Lounge visits (6 Domestic + 4 International)
Up to 20K USD purchase protection
Fee Waiver: 8,00,000
10K Bonus Reward Points on spends of Rs 12,00,000

For Detailed example refer to third Image attached !!

Enjoy 1:1 transfer ratio to nearly all Axis partners and going upto 1:5

#CreditCards #travel #Hsbc #Rewards #rewardpoints

[Arpit Saxena @_arpitsaxena]

🚨 Devaluation Alert 🚨
#AxisMagnus is no longer eligible for the 30% off (up to ₹1000) offer on @eazydiner.

If this trend continues, #Magnus might soon lose its “premium” status — with cards like AxisReserve & Axis MB stepping up as the new elite
#CreditCards #AxisBank

[Arpit Saxena @_arpitsaxena]

@imYadav31 Yes bank Marquee/Private !!

[Arpit Saxena @_arpitsaxena]

Ashva users, you’re in for a treat too! Accelerated rewards are now live when you book via the @IDFCFIRSTBank app—earlier this perk was released for Mayura users. Looks like IDFC is gearing up to take on @HDFC_Bank and @AxisBank in the travel rewards game 💳
#ccgeeks #idfc