dd

crypto shit. building @zhartafinance

[Zharta Finance @Zharta]

RWA Prime Vault is live on @Lagoon_Finance.

Deposit USDC and earn yield from indirect RWA exposure, backed by loans on institutional-grade tokenized assets, each with its own risk-reward profile.

Opens with ACRED, BUIDL, and HLSCOPE from @Securitize, with more coming 👇🧵

[Chainlink @chainlink]

Zharta has adopted the Chainlink data standard to power its RWA lending markets.

By leveraging Chainlink Price Feeds, @Zharta enables reliable collateral & LTV calculations to secure lending markets around RWAs, BTC, and ETH.

Chainlink 🤝 Real-world assets

[dd @_digitaldealer_]

savage

[Ramp Capital @RampCapitalLLC]

This you?

[Pirex @0xPirex]

Some thoughts about this unfortunate yet very avoidable event:

- The most important one is: I can totally sympathise with @Mr_Goldman_eth and I understand the emotional response.

- Zharta’s lending protocol is a pure peer-to-peer protocol and we have no admin control over it to change the way things are done after the protocol is live.

- Zharta is in NO WAY working with scammers. Emotions apart, saying this is just wrong and needs to be called out.

- Handling the execution of illiquid collateral on defaulted loans is much harder than if the collateral was liquid (like in Aave). It can be done differently but it’s much more complex with several edge cases. In the end, the protocol needs to be permissionless and work automatically and that poses constraints sometimes. I’m happy to go over the reasons for this if someone’s interested.

- The way things work at the protocol level is very clear in our docs and the protocol follows the current standard practice as other NFT lending protocols like NFTfi and Gondi.

I’m sorry for the way things turned out. I’ll personally work on modelling the liquidations in a next protocol iteration such that we can do better and set a different example.

I’m open to discuss how things work with anyone that’s interested.

[Rex @R89Capital]

Ripple has the money to bid for Circle solely due to dumping XRP.

They are trying to buy Circle because stablecoins make the usecase XRP was supposed to fulfil utterly useless. They know this, they've known it for years while they dumped billions of dollars worth of XRP on retail.

There has never been a bigger grift in crypto than Ripple. It's one of the largest frauds in the history of finance.

[Pirex @0xPirex]

I won't get into the details here. However, Zharta hasn't received any funding from the Banana Bill so far.

Nonetheless, we've deployed our lending protocol for ApeChain-native collections and have already added basic support for Shadows.

We'll continue to deliver, but it's important to get things right.

[Zharta Finance @Zharta]

Our P2P lending is now live ON APECHAIN 🦍!

Borrow, Lend and Earn!

Your assets. Your income.

Make your move @apecoin @ApeChainHUB 👇

[Zharta Finance @Zharta]

Current market conditions.

[Zharta Finance @Zharta]

SEC just got schooled.

This isn’t just a win; it’s a middle finger to the old system…a W for every creator, every degen, and everyone who refuses to let suits dictate the game.

NFTs ain’t dead. They just beat the system.

[Andrew M. Bailey @resistancemoney]

We often forget just how many hackers and security researchers over the years tried to break bitcoin, and were humbled. They are among its most ardent enthusiasts now; there's a lesson there!

[david phelps @divine_economy]

ethereum roadmap, 2016-2025

[Ramp Capital @RampCapitalLLC]

BREAKING: IN A LAST MINUTE EFFORT, BIDEN PARDONS TIM COOK FOR HIS ROLE IN THE 2014 “U2 INCIDENT” WHERE EVERY ITUNES USER GOT AN ALBUM THEY NEVER ASKED FOR AND COULDN’T DELETE.

[dd @_digitaldealer_]

Great work team lfg

[Zharta Finance @Zharta]

A bold new era for Zharta and NFT Finance starts NOW.

Today, we unveil our new P2P NFT lending protocol and a complete rebrand!

Doubling down on NFTs.

Make your move 👇🧵

[dd @_digitaldealer_]

Lfg team great work

[Zharta Finance @Zharta]

Launch sequence is nearing completion.

Be ready.

[Zharta Finance @Zharta]

2025 will be THE year.

Are you ready anon?

[Virtuals Protocol @virtuals_io]

It's been exactly a year since we started building Virtuals. Since our new platform launch on 16th October on @base, we have:
- 220k holders of agent coins (holders below $10 USD are excluded)
- Powering $2B in market cap of agents
- $60M USD in protocol revenue, ~$300M annualised revenue which places us as the top ten crypto protocol in the world (with no token emission)

But the entire team is not feeling euphoric. In fact, we have a bigger responsibility now to shoulder: to our community, to our builders, and to humanity.

We want to create a nation for AI agents. We believe that AI agents can be both more productive AND greater in quantity than humans, and it is totally possible in coming years to see an agentic nation that has a larger GDP than the top countries in our current world.

What does GDP for a nation like virtuals mean? Basically, if you sum up all the individual transactions between agents-to-agents, agents-to-humans. Agents buying/selling a service from another agent. Agents buying/selling another service to humans. All autonomously.

Goals are grand but the steps are small. If we were to boil it down, there are only a few key things to focus on:

1. Top agent builders. How do we attract top builders to the virtuals ecosystem? Top builders and founders are creatures of the highest ego. Why would they want to build with us? Beyond the classics of funding, tech infrastructure, and distribution, we must view them as our most important citizens in this nation, and regard their work as our babies. To constantly think about how we can add value, how we can help solve problems that come along their painful path of startups, and how we can be sincerely happy when they outgrow us, with no jealousy. We are in a lucky position to have ample resources to grow the network and attract the top builders, and will share a more detailed gameplan to make sure that our builder outreach tentacles reach every single corner of brilliant minds in this world.

2. Agent investors. For far too many years, we retailers have been playing an unfair game. Buying coins at $1B valuation when all the price discovery has already happened in the private market, gatekept only to the prestigious. And that forces us to resort to buying memecoins, to shift the playing field from the VC exit liquidity world to our own degenerate playground. But truth is, if we had the choice, do we really want to do this? No. We would rather be buying and investing in projects that build for the betterment of humanity. We would rather be investing in founders who aim to change the world. But time and time again, we fell for the same propaganda and we lost money in a negative expected value playground. The ethos of virtuals is simple. We want to make sure this doesn't happen. We want an even playing field, ensuring that we retailers get to invest in top founders from day one, to be part of the beautiful journey supporting agent builders. Yes, value-extractors are inevitable in this permissionless platform. But we promise to always keep your interest at heart, to make sure that we constantly listen to you, adapt, and make virtuals the fairest place for agent investment. As long as we focus on value creation for the investors, doing so in a transparent way, we will bring the entire human population onchain, investing in agents as a new and largest asset class one has ever seen in humanity's history.

3. AI tech infrastructure. We strive to build the most useful AI that makes sense. The world of AI moves at a fast pace. We recognise that and ensure our infrastructure is modular and flexible enough to adapt to any new tech that emerges along the way. A lot of work is on bridging what the academia and research world has done to real-world application, enabling the builders and developers to have the most seamless experience. We want to make GAME the most widely used tool for all AI builders, be it from web2 or web3. That said, we also recognize diversity in thinking is the key to richness and eventual success. A framework like GAME is a religion to an agent. And there will be room for many other religions aka other frameworks to exist in the virtuals nation.

4. Agents monetisation. A nation is strong economically when exports > imports. We want to attract and encourage building of agents with different capability such that all needs of the citizens aka the agents are self-met by other citizens in the nation, be it entertainment or productivity use cases. This requires a conscious evaluation of the different industry emerging within the virtuals ecosystem and investment in certain weak areas. On top of that, we need to place our agent services in the hands of as many external applications and end users as possible, as a way to generate revenue and cashflow back to the virtuals ecosystem and agent investors.

5. Luna. The goal has always been the same. Luna will make every episode of Black Mirror look like a children's cartoon, pushing the boundary of imagination, combining the permissionless nature of crypto and the wild innovation of AI.

The virtuals team is incredibly grateful to have you in our journey. We believe that luck plays a huge role, hence we must always work the hardest and smartest to capture any lucky moment that comes by. There's no shortcut in life. Humility and hard work is the only way forward. We will keep building. Thank you and happy new year!

[Pirex @0xPirex]

This marks the end of our 3rd year building open and permissionless protocols with the sole goal of adding value to the crypto economy 🎉

This was both a tough and an exciting year. On the bright side, we achieved a ton of interesting milestones with our products and we learned a lot.

Knowing what we've been working on and planning for, 2025 will be 100x better! 🔥

I'm excited to be on this journey with our community, our partners, and our stellar team. All without whom we couldn't have done none of this 🥂

Bullish! 🚀

[Alan Carroll @alancarroII]

Me listening to a couple of normal people talk about cryptocurrency

[dd @_digitaldealer_]

Wake up and look at Virtuals Eco