.

[. @_fIoyd]

@MOU53R4T Ideally the bank you are transferring from will collect the TCS when you make the payment itself. You dont have to make a separate TCS payment

[. @_fIoyd]

@Akshat_World @Singhlicious ICICI has had it for ~5 years now I believe

[. @_fIoyd]

Jfc I do not want to see Jordan fucking Poole play for the warriors again. deeply frustrating to watch apart from that one season where he went wild

[30🅿️roblemz @30problemz]

Wait a minute..

Trey Murphy and Jordan Poole combined salary: $56M

Jimmy butler salary next year: $56M

[. @_fIoyd]

@keepingupwmads kuthe geli

[. @_fIoyd]

🤣🤣🤣🤣🤣

[²³𝙻𝚎𝙱𝚛𝚘𝚗𝚌𝚑𝚒𝚝𝚒𝚜🏀☄️🌎💞 @BronGotGame]

When that Warriors move happens the hierarchy will go:

AD: 1st option
Bron: 2nd option
Steph: 3rd option

[Zerigala @Zerigala69]

Deni saw Ja throw a grenade into a crowd of innocent people and begged the Blazers to trade for him

[. @_fIoyd]

In India I at least have the option to be in air conditioning. Home, cabs, office, malls, shops, wherever. Here in the UK apart from offices I dont get ACs anywhere. Even ubers dont switch it on a lot of the time. So I kind of understand why the brits complain

[vir sanghvi @virsanghvi]

It’s 34 degrees in London & Brits are burning; rail tracks melting,restaurants turning off fryers etc.
As my wife asked : how did these wimps manage to rule super hot India for so long in their heavy uniforms & elaborate tailcoats?
This is cooler than Indian summers

[. @_fIoyd]

I think the issue is that Indians, especially the older population just generally doesn’t care enough about wanting to lose weight to take GLP-1s tbh

[Nithin Kamath @Nithin0dha]

India is a weird market. With obesity rates shooting up, I'd have bet on the sales of generic GLP-1s exploding once their patents expired. They now cost about Rs 1,000–2,500 a month, and there's growing evidence pointing to benefits well beyond weight loss, including cardiovascular, metabolic, and liver health.

Yet, generic drugmakers are quietly cutting their sales targets by 25–30%. At Rs 1,000–2,500 a month, it's cheaper than a gym membership. The real problem seems to be retention. GLP-1s are injectables, and you have to keep taking them. If you stop, you gain back the lost weight. It seems like asking someone to stay on a weekly injection indefinitely is a much harder sell.

A few other friction points:

For a variety of reasons, Indians haven't taken to GLP-1s with the same enthusiasm as Western populations. Could it be because Indian physicians are conservative when it comes to prescribing newer drugs?

Self-injecting is a pain for most people, and that friction and inertia might be stopping them from starting in the first place.

Given that there are now GLP-1 pills, I'm wondering if the adoption curve will change.

[sleepy cat || @iamdatemike.bsky.social @iamdatemike]

For some people, when they face a problem such as missing a train - it’s a huge deal.

When it happens to others, it’s their own unforgivable mistake.

She can cry and rant on twitter. But when others do, it’s drama.

[dominic dyer @domdyer70]

Larry ready to step up

[EM🇲🇦 @Emvps_]

Guy ain’t even larping man thats the most indian slap I’ve ever seen

[. @_fIoyd]

This is very true tbh. Ive had 0 spam since switching to an international number. There’s a lot of people using whatsapp here but dont see how they could possibly ever monetize

[Sugandha @sugandhanisa]

It’s not that complicated. WhatsApp may seem like a global product but effectively it’s not. India is WhatsApp’s only “viable” market, with both the numbers and the consumer habits to make it a possible lifeboat for Meta’s otherwise flailing position as a tech company. Kunal himself has commented previously on India being the world’s DAU farm (which is true).

WhatsApp has already maxxed out its business product in India (no other country’s consumer or regulatory bodies would permit or tolerate the level of spam India deals with on WhatsApp) as well as its ads product (there are ads even between stories now, ffs, in a private messaging app).

The only lever that is yet to be maxxed out is its payments product which launched in India a few years back. Considering the growth of India’s digital microtransaction economy and corresponding consumer habits, it’s tempting to consider that WhatsApp has the chance to outdo every payment product in the region.

All of this narrows down the executive search quite a bit. The $900M investment is not only for Kunal, it’s for the intellectual property he brings about India’s fintech (a headache for global executives everywhere) and Indian consumer habits, from the homegrown CRED. It’s actually a small price considering UPI hit ~230B transactions last year, 33% increase y-o-y. I believe the microtransaction economy is projected to reach $600B in less than a decade. If that’s even fractionally true, it’s a small price for a strong hire. About half of that $900M is going to be new fuel for the company (which will certainly buy CRED good runway), the rest helps investors get an exit.

I surmise WhatsApp is planning to become a fullblown payments product. Messaging + microtransactions has anyway been the trend in Indian consumer products. Bad news for the local fintech startup economy. Worse news for the consumer, imho.

It may be time for someone to build the next messaging app for friends and families. It’s been a while.

[Paul Bronks @SlenderSherbet]

"Honestly, I don't know where to fucking start"

[. @_fIoyd]

@VoyageBliss What website is this

[. @_fIoyd]

As if a 5cr seed round is going to make people want to come back 🫩

[vyom @vy0mbhatia]

india ke paas paise ki kummi nahi hai. awareness ki hai.

BioCompute, @y_unstoppably 's company, has raised over 5 crores over the last 2 years from: WTF fund, Grad Capital, 1517 Fund and more.

If I wrote about all the awards that she has won in the last two years, I would miss the point.

The point is: she is leaving. For two reasons:

1. Capital
2. Talent

In one of the many conversations i have had with her, this one stuck with me:

"There are Indians in the US who I know I will be hiring. They don't want to raise their kids there. They want to come home."

So this isn't about talent either. It's about money. If there's capital for people like Anagha, starting with Anagha, the dam will break.

Bring our men and women home. Spread the word. If you're a VC interested in being part of BioCompute's Seed round, email me: [email protected] or check the link in bio.

And by the way, this isn't a last ditch effort to help Anagha raise her Seed round. She has commitments in SF. that's quite literally why she is moving there.

This is a small attempt to keep bleeding edge DNA storage technology within Indian borders. I believe in Anagha.

Music: Bloom by Radiohead
End slate music: Jaago by Lifafa

[mads @keepingupwmads]

to transform unstructured data into actionable business insights

[. @_fIoyd]

It doesnt change anything bro. When I worked in IB my bosses who had kids were worse than the one’s that didnt

[Mis-Aligned Objects MBA @mis_aligned]

Best advice I could give any young person starting their career, especially in finance / intensive fields:

Work for people who have kids

[. @_fIoyd]

wdym people are not satisfied with it 😭😭
the free healthcare/education is genuinely shit in India. No way you’re trying to blame people for being unhappy with garbage facilities

[Janhavi Nilekani @JanhaviNilekani]

We already have free education and healthcare. People are not satisfied with it, but it exists!

[. @_fIoyd]

@Malay4Product It’s not that hard. I got about 9 lakh points over 4 years without any business spends on probably 30-35lakh spends - no business spends

[. @_fIoyd]

@tejasghongadi @ThePointsCode I felt the pain when I wanted to get 2 business seats on air india via united