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IVF IN NIGERIA: I WILL EXPOSE ALL THE BAD PRACTICES
BEFORE YOU DO IVF IN NIGERIA, PLEASE READ THIS POST
READ, SHARE AND REPOST. Walk with me. A long read!
Dear Nigerians,
You know I am always here for you.
When Hope Is Monetised: A Quiet Reckoning with IVF Practice in Nigeria
I will speak now, carefully and firmly, and without raising my voice, because some truths do not need shouting. They only need honesty, and courage, and a willingness to look at oneself in the mirror and not look away.
IVF is hope with a needle, and science with a prayer stitched quietly into it. And so when hope is mishandled, when science is bent, when desperation is treated as a business model, something sacred is broken. Not loudly. But deeply.
Too many IVF centres in Nigeria are breaking that trust.
Yes, success rates can be high in a batch, and yes, miracles do occur. But statistics, like stories, must be told whole. To announce a 70% success rate without disclosing the average is to sell aspiration without context. Globally, we know the numbers hover around 39–45%, and patients deserve that truth, not a curated fantasy designed to make them sign consent forms with trembling hands.
And then there is competition. Oh, how ugly it becomes when it forgets dignity. To pull another centre down in order to appear taller is not excellence; it is insecurity dressed in a lab coat. Let your outcomes speak. Let your ethics speak louder.
Some women should not proceed with IVF at a given time. A thin endometrium is not an inconvenience to be ignored because the patient is hopeful and uninformed. It is a message. And good medicine listens before it acts.
There is also the quiet danger of underqualified hands, staff hired cheaply, trained poorly, and placed in rooms where lives, embryos, futures are handled. Cost-cutting that endangers patients is not innovation; it is negligence pretending to be efficiency.
And please, let us stop pretending we can guarantee twins or triplets. Doctors are not gods, no matter how advanced the laboratory. To promise multiples is to lie, softly perhaps, but still to lie. Worse still is the reckless transfer of too many embryos, gambling with women’s bodies in the name of higher odds. The world has moved toward single-embryo transfer for a reason. Multiple pregnancies are not trophies; they are high-risk realities.
Patients, already bruised by time and bills and monthly disappointment, deserve respect. Not eye-rolling. Not impatience. Not silence. Certainly not deception, like injecting hCG injection to manufacture a positive pregnancy test, or withholding a negative result because 'she isn’t ready to hear it.' Who decides readiness? Truth delayed is still harm delivered.
You are a serial killer if you inject hcg injections to your patients so it looks like it's positive pregnancy test.
And then there is the cruelty of omission: skipping essential medications to save money and calling it 'coasting,' proceeding to egg retrieval when stimulation has clearly failed, administering placebos as if patients will not one day ask questions. These are not grey areas. They are wrong.
Bad news must be broken gently, and honestly, and by people trained to hold grief without dropping it. Counselling is not an optional extra. It is part of care.
If a procedure is beyond your skill, refer. If a complication occurs, disclose. Duty of candor is not a Western idea; it is a human one.
And yes, IVF is expensive. Drugs are costly. But exploitation wears a particular smell, and patients can sense it even when invoices are wrapped in polite language.
Medications are not communal property. Embryos are not to be shared, traded, or 'managed' without explicit consent. These are not resources. They are possibilities. They are futures.
STOP GIVING PEOPLE'S EMBRYOS OUT WITHOUT CONSENT. YALL BE MOVING MAD!
Do your best, always. But remember the limits of medicine.
Playing God has never ended well.
IVF is already an emotional rollercoaster, and patients climb aboard with faith, and fear, and emptied savings accounts. What they deserve is transparency, integrity, and care that does not flinch when tested.
So this is a call,not for punishment, but for accountability. Not for silence, but for reform. Not for perfection, but for decency. Do better.
Because hope, when entrusted to you, should never leave your hands diminished.
The Civic Learn Youth Program (CLYP) is for you if you stay in Lagos, you are between 18–35 years of age, and you’re passionate about civic education & leadership.
We have only 20 slots available and we want you involved🫵
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What do men want?
When I was in my 20s, I was a different type of young man. Others were drinking beer and chasing girls, but I was building a business and not drinking, but still chasing girls.
As I grew older and became more stable in my career, I wanted a family. However, I went through many failed relationships before finally realizing that it wasn't about them, but about me. I looked inward and changed myself to a more patient, more generous, and less impulsive person.
I also found religion again, and it made all the difference. I got the best life partner I could have ever imagined. A blessing. It was given to me by the grace of God. I didn't create it. I learned a great deal from that process about what is truly important in life and how to achieve it.
We believe too much that everything we do is why we get what we want and that we deserve it. The best things you have today are likely things you didn't deserve but got anyway. We should not become conceited or arrogant as it could have been much worse.
Grace isn't about NOT hustling and waiting for miracles, but knowing that even while hustling, you could be a tool for blessing others while you are being blessed. I discovered that doing good to others in relationships and avoiding a transactional approach compounds blessings.
I was having a conversation with my cousin in his mid-30s this morning about career and settling down to build a family and realized that it wasn't going to be about anything he did right but about what God determined was right.
A good friend who had ticked all the right boxes in her life, got a first class degree and a PhD before 24, called me three days to her wedding and wanted me to tell her something to make her know if she was right about going forward. I sent her Psalm 127 v 1.
“Unless the LORD builds the house, the builders labor in vain. Unless the LORD watches over the city, the guards stand watch in vain”
This post wasn't meant to be all religious and “preachy” but it is International Men’s Day and I believe that what makes you a man is Grace and not bravado or hype. Real men pray and do good things. They are also blessed abundantly when they are blessings to others. Help a fellow human today.
Join the Civic Learn Youth Program (CLYP) — a Lagos-based fellowship for 18–35-year-olds passionate about civic education & leadership.
Young women & persons with disabilities are encouraged to apply.
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𝐅𝐈𝐅𝐓𝐘 (50) 𝐓𝐀𝐗 𝐄𝐗𝐄𝐌𝐏𝐓𝐈𝐎𝐍𝐒 𝐀𝐍𝐃 𝐑𝐄𝐋𝐈𝐄𝐅𝐒 𝐓𝐇𝐀𝐓 𝐖𝐈𝐋𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓 𝐓𝐇𝐄 𝐌𝐀𝐒𝐒𝐄𝐒 𝐔𝐍𝐃𝐄𝐑 𝐓𝐇𝐄 𝐍𝐄𝐖 𝐓𝐀𝐗 𝐑𝐄𝐅𝐎𝐑𝐌 𝐋𝐀𝐖𝐒
From 1 January 2026, the new tax laws will provide many reliefs and exemptions for low-income earners, average taxpayers, and small businesses including:
𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐈𝐧𝐜𝐨𝐦𝐞 𝐓𝐚𝐱 𝐨𝐫 𝐏𝐀𝐘𝐄
1. Individuals earning the national minimum wage or less (exempt)
2. Annual gross income up to ₦1,200,000 (translating to about ₦800,000 taxable income) is exempt
3. Reduced PAYE tax for those earning annual gross income up to ₦20 million
4. Gifts (exempt)
𝐀𝐥𝐥𝐨𝐰𝐚𝐛𝐥𝐞 𝐃𝐞𝐝𝐮𝐜𝐭𝐢𝐨𝐧𝐬 & 𝐑𝐞𝐥𝐢𝐞𝐟𝐬 𝐟𝐨𝐫 𝐢𝐧𝐝𝐢𝐯𝐢𝐝𝐮𝐚𝐥𝐬
5. Pension contribution to PFA
6. National Health Insurance Scheme
7. National Housing Fund contributions
8. Interest on loans for owner-occupied residential housing
9. Life insurance or annuity premiums
10. Rent relief - 20% of annual rent (up to ₦500,000)
𝐏𝐞𝐧𝐬𝐢𝐨𝐧𝐬 & 𝐆𝐫𝐚𝐭𝐮𝐢𝐭𝐢𝐞𝐬 - 𝐄𝐱𝐞𝐦𝐩𝐭
11. Pension funds and assets under the Pension Reform Act (PRA) are tax-exempt.
12. Pension, gratuity or any retirement benefits granted in line with the PRA
13. Compensation for loss of employment up to ₦50 million
𝐂𝐚𝐩𝐢𝐭𝐚𝐥 𝐆𝐚𝐢𝐧𝐬 𝐓𝐚𝐱 (𝐂𝐆𝐓) - 𝐄𝐱𝐞𝐦𝐩𝐭
14. Sale of an owner-occupied house
15. Personal effects or chattels worth up to ₦5 million
16. Sale of up to two private vehicles per year
17. Gains on shares below ₦150 million per year or gains up to ₦10 million
18. Gains on shares above exemption threshold if the proceed is reinvested
19. Pension funds, charities, and religious institutions (non-commercial)
𝐂𝐨𝐦𝐩𝐚𝐧𝐢𝐞𝐬 𝐈𝐧𝐜𝐨𝐦𝐞 𝐓𝐚𝐱 (𝐂𝐈𝐓) - 𝐄𝐱𝐞𝐦𝐩𝐭
20. Small companies (turnover not more than ₦100 million and total fixed assets not more than ₦250 million) pay 0% tax
21. Eligible (labelled) startups are exempt
22. Compensation relief - 50% additional deduction for salary increases, wage awards, or transport subsidies for low-income workers
23. Employment relief - 50% deduction for salaries of new employees hired and retained for at least three years
24. Tax holiday for the first 5-years for agricultural businesses (crop production, livestock, dairy etc)
25. Gains from investment in a labeled startup by venture capitalist, private equity fund, accelerators or incubators
𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭 𝐋𝐞𝐯𝐲 - 𝐄𝐱𝐞𝐦𝐩𝐭
26. Small companies are exempt from 4% development levy
𝐖𝐢𝐭𝐡𝐡𝐨𝐥𝐝𝐢𝐧𝐠 𝐓𝐚𝐱 - 𝐄𝐱𝐞𝐦𝐩𝐭
27. Small companies, manufacturers and agric businesses are exempt from withholding tax deduction on their income
28. Small companies are exempt from deduction on their payments to suppliers
𝐕𝐚𝐥𝐮𝐞 𝐀𝐝𝐝𝐞𝐝 𝐓𝐚𝐱 (𝐕𝐀𝐓) - 0% 𝐨𝐫 𝐄𝐱𝐞𝐦𝐩𝐭
29. Basic food items - 0% VAT
30. Rent - Exempt
31. Education services and materials - 0% VAT
32. Health and medical services
33. Pharmaceutical products - 0% VAT
34. Small companies (≤ ₦100m turnover) are exempt from charging VAT
35. Diesel, petrol, and solar power equipment - VAT suspended or exempt
36. Refund of VAT on assets and overheads to produce VATable or 0% VAT goods and services
37. Agricultural inputs - fertilizers, seeds, seedlings, feeds, and live animals
38. Purchase, lease or hire of equipment for agric purposes
39. Disability aids - hearing aids, wheelchairs, braille materials
40. Transport - shared passenger road transport (non-charter)
41. Electric vehicles and parts - exempt
42. Humanitarian supplies - exempt
43. Baby products
44. Sanitary towels, pads or tampons
45. Land and building
𝐒𝐭𝐚𝐦𝐩 𝐃𝐮𝐭𝐢𝐞𝐬 - 𝐄𝐱𝐞𝐦𝐩𝐭
46. Electronic money transfers below ₦10,000
47. Salary payments
48. Intra-bank transfers
49. Transfers of government securities or shares
50. All documents for transfer of stocks and shares
Share this good news with everyone you care about who needs to know.
𝐈𝐍𝐅𝐋𝐔𝐄𝐍𝐂𝐈𝐍𝐆 𝐅𝐎𝐑 𝐆𝐎𝐎𝐃
Nominate a content creator who’s been educating their audience about Nigeria’s new tax reform laws or someone you’d like to see do so.
We’ll be selecting the top 20 creators with the most nominations for a special training to help them share accurate, balanced, and useful tax information with their followers.
Misinformation spreads fast, often to the author’s benefit but to the audience’s loss. Accurate information may travel slower, but it empowers everyone, and earns lasting trust.
Tag or mention your favourite influencer to nominate or fill the nomination form https://t.co/D9EeMyy0gL. Nomination closes on 9 November 2025.
- 𝘗𝘳𝘦𝘴𝘪𝘥𝘦𝘯𝘵𝘪𝘢𝘭 𝘍𝘪𝘴𝘤𝘢𝘭 𝘗𝘰𝘭𝘪𝘤𝘺 & 𝘛𝘢𝘹 𝘙𝘦𝘧𝘰𝘳𝘮𝘴 𝘊𝘰𝘮𝘮𝘪𝘵𝘵𝘦𝘦
Many years ago, a customer walked into our Lekki outlet, visibly very upset. She had ordered a smoothie and angrily complained that she could taste banana in it. The problem? That particular product wasn’t supposed to contain any banana at all.
My team replied, saying there was no way banana could have found its way into that drink. We are very strict about following our standard recipes, but the customer insisted. She demanded a refund and said she would never come back. Then she added that she was actually allergic to bananas and was having reactions already. Allergic to bananas? That was a new one for us.
My team collected the drink, tasted it, and held their ground. We can't taste any banana, ma, and it was simply impossible. We would never add an ingredient that wasn’t listed. But the customer remained firm, insisting she could taste it and was reacting to it. She left the store angrily, never to return.
At that point, they reached out to me. I told them to call her, apologize sincerely for how she was feeling, and deliver a fresh drink right away. Then I spoke to her myself, apologise and reassured her that we would investigate, and promised to find out what really happened and her next smoothie order would also be free.
So, I immediately asked the QA Manager to dig deeper. If the customer insists, I told the team, we owe it to her and to ourselves to find out why. The investigation revealed something we had completely missed: the person who made the smoothie had used the same knife to cut banana for another product few minutes earlier, then used that same knife to cut the fruits for her smoothie. Woah!! The smallest of cross-contamination. A tiny action, but for someone highly sensitive to banana, it was enough to trigger a reaction.
That single complaint led us to introduce major changes in our production process. It changed how we handled tools, tightened our production and hygiene standards, and reinforced a stronger culture of listening.
The best customers aren’t always the happy, smiling ones who never complain. Sometimes, the best customers are the ones who challenge you, who point out what’s wrong, even when it’s uncomfortable to hear.
Never see a complaint as an attack, see it as a gift. The truth is a complaining customer still cares enough to speak up instead of walking away. And if you listen, investigate, and act, you don’t just fix a problem, you make your business better for everyone.
So, the next time a customer comes back to complain, don’t dismiss it. Lean in, listen, and learn. That’s where real growth begins.
Of course, you guessed right, she remained a very loyal customer.
We’re live! 🎉
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On October 10th by 9am, Learn Politics will be hosting a Stakeholders Engagement Session and the launch of our LMS🎉
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The future of civic learning starts here🎉