@Anita_Izato One brought chocolates to class and shared it. When some students missed it, they wrote her an email. She came to the next class with a bigger box
@AdewuyiRoseline Nice congratulations.
Adewuyi was born in Jos, Plateau State, to a father from Ogbomosho, Oyo State, who is a professor of French literature, and a mother who holds a PhD.
https://t.co/X3jb68NuiM
Day 2 of how to value a stock
Yesterday, we talked about PE ratio and how you can't depend on it alone to value a stock.
Today I want to introduce you to another metric. The Price/Earnings-to-Growth ratio.
PEG Ratio = PE Ratio ÷ Earnings Growth Rate
It helps you answer one important question:
“Am I paying a fair price for this company’s growth?”
Example:
A company has:
• PE ratio of 20
• Expected earnings growth of 25%
PEG = 20 ÷ 25 = 0.8
How to interpret it:
• PEG below 1 → potentially undervalued relative to growth
• PEG around 1 → fairly valued
• PEG above 1 → possibly expensive
Let's bring it into context with a real life example of two stocks in the same industry
Wapco vs Buacement
For the average investor, the real risk of this hot money is that stocks are hot today and everyone is rushing into them but if the music changes tomorrow and that money starts rushing out a lot of companies will lose value.
How do you avoid being that guy?
Well let me count the ways.
1. Don’t sit out the stock market. I have been recommending some banks and Okomu Oil since at least 2017. Many remain good buys today. The gains you make when the market is hot will protect you when it’s not. Financials, consumer monopolies or near monopolies like Presco, Okomu, Dangote, BUA, MTN, the banks, Chams etc remain good places to look.
2. Get some exposure to treasuries mostly 1 year duration and roll them over. They generate good income and they will be your first indicator for when rates start to decline which will precipitate foreign capital exiting.
3. Dollar investments are still important. The currency stability is a good opportunity to diversify into some dollar holdings or dollar investments and foreign assets and lock in the earnings.
4. Don’t joke with your emergency fund. You need 3-6 months of expenses in near cash savings and the current stable environment is a good time to build up.
5. If you want to raise money in local currency now is a great time.
(None of this is financial advice, these are simply opinions). If you want to invest in shares both locally and globally, you can do this on @hisanigeria.
If you want your investments across multiple assets managed by experts, you need @Risevest.
27 days without;
Bathing.
Changing clothes.
Brushing.
Changing Pads (For adult females)
Changing underwears.
This is just few of the harrowing experiences the ORIIRE45 are undergoing at the moment.
#RescueOriire
I am the few friends
I don’t gate-keep any information.
Friend or no friend, I am known for connecting people. I have connected soo many people in my life time that people now do me favors because they meet someone through me.
If you need information about something, ask me- I will tell you.
Although,I don’t do it for my online people because they never communicate with the company/person, they just ask for asking sack and expect you to write an entire business plan in the comment section
@Alexxandrianah It’s crazy because her mother in law is protecting her faulty son, but stopping this woman from protecting her own innocent daughter.
It cannot make sense…
@onyebebe@The_AdeOluwa Fr
She mentioned something that "I sent him away so it won't happen again"
I said sending him away from your child won't save other children.
I told her that such thought is wicked and selfish.
Forgiving pedophiles will only harm other children.