Rob Duda

Investor | Homeowner | Bitcoin
Working-class background | Self-educated

[Rob Duda @_robduda]

My story

I came to the UK in 2016.
Didn't speak the language properly.

Worked normal jobs.
Made plenty of mistakes with money.

9 years later:
• Bought a house
• Built £75k+ in assets
• Still learning every day

If you're starting from zero,
no one is coming to save you.

You have to build it yourself.

[Rob Duda @_robduda]

@Assaf0013 Good point. Being able to handle a second mortgage is another thing

[Rob Duda @_robduda]

Mortgage: £200,000
Monthly payment: £1,111.66

5 years later:
Mortgage balance: ~£175,716
Equity: ~£79,540

Do you take the equity out and buy another property or stay where you are?

[Rob Duda @_robduda]

@Assaf0013 We'll find out one day

[Rob Duda @_robduda]

Bitcoin is currently around $64,000. Do you think we've already seen the bottom?

[Rob Duda @_robduda]

@offlinerob Yeah, I think it depends on how much more bad news comes out this year as well

[Rob Duda @_robduda]

@KeepyCash For me it's lack of financial education and I think we should change it

[Rob Duda @_robduda]

@shaguncrypto I think most of them are too busy working and raising kids

[Rob Duda @_robduda]

@Davincij15 I think that's why so many working people are into Bitcoin including me.

[Rob Duda @_robduda]

@shaguncrypto That's the problem, the maths just doesn't work anymore

[Rob Duda @_robduda]

@offlinerob Yes Rob, budgeting isn't exciting and I think keeping money is harder than making it.

[Rob Duda @_robduda]

@Davincij15 I still hold both.

[Rob Duda @_robduda]

@LongTermLuke I was thinking of renting the first one and moving in to another one but only if the numbers make sense

[Rob Duda @_robduda]

@NastiaVox Any day I don't have to set alarm for work xD

[Rob Duda @_robduda]

@marc02200 Second option. I'd rather be early and temporarily wrong

[Rob Duda @_robduda]

@marc02200 Same here, mate. I bought even higher at $71k but $60k is a decent price to me.

[Rob Duda @_robduda]

@BTCWolvez Good one mate. I think I should spend some time teaching my family how to access my Bitcoin too

[Rob Duda @_robduda]

@The_Money_Buddy Second option for me mate. At 35 you still have time to enjoy it and build from there

[Rob Duda @_robduda]

@KeepyCash I agree. Talking about it helps a lot 🙂

[Rob Duda @_robduda]

@BullOrBroke Yeah... I'll need it for literally 10 minutes and then I come back, I swear😂

[Rob Duda @_robduda]

@BullOrBroke That's true. It was a lot easier a few years ago. But in 5 years time the rules could be different again