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#Tenki
The first screen you open matters.
It shouldn't just show markets.
It should show where attention is moving.
Who's buying.
What conviction is building.
Which conversations matter.
Markets are only half the story.
Season 1 of the Dow E-Commerce Financing Vault incurred zero bad debt. We are proud to introduce an industry-leading repayment control system.
Merchant Credit Financing:
Our credit-based financing product is built on risk-control systems embedded directly into leading e-commerce platforms. Real-time first-party data enables accurate merchant assessment, while integrated repayment controls allow servicing partners to lock merchant stores and automatically deduct from merchant platform balances, receivables and linked payment accounts when necessary.
FastPay Receivables:
FastPay provides short-duration financing against verified e-commerce sales orders through an industry-leading control system. Through direct integration with e-commerce platforms, merchant proceeds are routed straight to Dow Protocolβs loan servicing partner before reaching the merchant, tightly controlling the repayment flow and eliminating diversion risk. This structure has historically maintained a bad-debt ratio of less than 0.05%.
By controlling merchant cash flows rather than solely relying on collaterals, the model makes financing simpler and more flexible for both sides which attracts merchants into accepting higher interest rates while keeping low risk exposures.
If you had 10,000 USDC today, what would you do?
A. Keep it in your wallet
B. Deposit it into a vault
C. Lend it on DeFi
D. Something else
Tell us your reasoning π
π¬ RAX Finance Video Contest is live!
Weβre inviting the community to create and share your vision of RAX. π
π July 28 β August 3
Choose your topic:
π§ RAX Finance Cube
π Real-World Assets (RWA)
π¦ RAX Vault
Create an original 30β90s video:
β’ Post it on X and tag @RaxFinance
β’ Submit your entry here:
https://t.co/WZX6FQ79Vh
π More details about rewards can be found in our Telegram community.
Show us your creativity π
Round two of Sphere Call For Builders approvals is live
Five more builds cleared the bar and XP have been awarded.
If you are building on Sphere, the call is still open >>>