Rahul Bhaik

Believe in yourself.
Ex-banker, Entrepreneur, iSPIRT volunteer.

[ProductNation/iSPIRT @Product_nation]

Whether you’re running an IT services company, a financial institution, a manufacturing unit, or a startup, your business runs on digital infrastructure, and #cybersecurity is at the core of operations.

At iSPIRT, SAKRAM is our proposed solution to comprehensively deal with cybersecurity threats. Over the coming weeks, we will be publishing a dedicated series of blogs (and videos) that unpack SAKRAM in depth: what it is, how it works, and how your organization can put it into practice.

Read our first blog @ https://t.co/R5naRPinDv

@rinka_singh @gelchuri @sharads @KesavaReddy

#cybersecurity #cyber_training #DigitalFuture #startups #productmanagement

[ProductNation/iSPIRT @Product_nation]

The release of Claude Mythos has raised serious concerns in Delhi and in capitals across the world about what the model can do, who has access to it, and what it means for national infrastructure security.Bilateral engagement with Anthropic is natural and should be pursued, but it will not solve the problem. US technology companies are bound by US law regardless of foreign jurisdiction, as the ICC learned in 2025 when Microsoft blocked its Chief Prosecutor's email on US sanctions. Working at the level of model access may not help as the patching bottleneck affects every defender, with or without model access.If we cannot act at the level of the model, we must act at the level of the data ecosystem the model is being used against. India has already built the tools for this through DEPA. They turn out to be exactly what is needed for cyber defence at national scale. #DEPA

https://t.co/j6A6V15wPC

[ProductNation/iSPIRT @Product_nation]

Financial ecosystems are rarely transformed overnight. Instead, they evolve through the steady alignment of technology, policy, and trust. Over the past year, the #OCEN has been moving quietly in this direction, acting as a #digitalbridge between credit-starved #MSMEs and a diverse pool of lenders.

With a 468% surge in disbursement value, #OCEN is a testament not to the protocol alone, but to the readiness of the #IndianMSME to embrace digital, cash-flow-based credit.

Read our complete report @ https://t.co/bOohyBeQCM

@sharads
@parikh_sagar
@aaRBee16
@TheOfficialSBI
@IDBI_Bank
@lan_finance
@sidbiofficial
@AkhileshKamble_
@GetVantage_Co
@121fs
@OPLinnovate
@Perfios
@GeM_India
@finarkein

[Ramana Balachandhran @_RamanaB_]

This is a reimagination of the veena parts I played in "Phir Se", a song from the movie Dhurandhar - The Revenge.

Kindly use headphones 🎧

Original song composed by Shashwat Sachdev and sung by Arijit Singh.
The caps on my fingers are for a temporary injury.
Tempo as in the original ≈ 153 bpm
Audio recorded using the custom-made Buddha Systems pickup and ATM-450 microphone, in my home studio.
Video recorded with a Canon M50, edited in Davinci Resolve Studio.

@AdityaDharFilms @shashwatology @arijitsingh
#dhurandhar2 #ramanabalachandhran #phirse #veena #cover

[Pune Pulse @pulse_pune]

Pune, April 7, 2026: A tragic road accident in Wanowrie claimed the life of a woman biker after she was struck by a water tanker near the bridge after Raheja Gardens - Ganga Satellite, towards the military cantonment area.

The deceased has been identified as Gracia Daniel, who died on the spot due to the impact. The incident occurred near Ganga Satellite, where the tanker, reportedly belonging to Katke Water Tankers, hit the victim.

The accident has once again sparked serious concerns among residents regarding the movement of heavy water tankers in the area, particularly on busy internal roads.

Locals have frequently raised safety issues, citing reckless driving and lack of strict regulation as major risks to pedestrians and motorists alike.

This is second incident in two days in the area. Earlier on Sunday evening a 19 year old National football champion lost his life when a water tanker hit him near Cloud 9 Sainik Vihar society road in NIBM Annexe, Mohamadwadi.

Authorities are expected to investigate the incident further.
#Wanowrie #puneaccident #punenews #KatkeWaterTankers

[Rahul Bhaik @aaRBee16]

UNO Flip

@ARanganathan72

[BJP Assam Pradesh @BJP4Assam]

Those who live in glass houses shouldn’t throw stones.

Pradyut Bordoloi, one of the most corrupt, manipulative power-brokers Assam has ever seen, plundered the state mercilessly during his tenure. No wonder he now lives in his own Sheesh Mahal in Guwahati, built on the ruins of public trust and taxpayers’ money.

And let’s be clear - he’s not the only one. There’s a whole gang of looters who treated Assam like their personal fiefdom.

[ProductNation/iSPIRT @Product_nation]

The calendar year 2025 has been a transformative period for #OCEN, evolving from a digital protocol into a powerhouse for #financial_inclusion. During 2025, #OCEN successfully facilitated approximately 70,000 loans, resulting in over ₹1,600 Crore in disbursements.
This journey is not just about the numbers; it is about proving that a digital-first, cash-flow-based approach can solve the long-standing #credit_gap for underserved #MSMEs with unparalleled efficiency.

More at: https://t.co/5w2fYSofUa

@sharads @parikh_sagar @aaRBee16 @AkhileshKamble_ @GetVantage_Co @121fs @OPLinnovate @Perfios @sidbiofficial @GeM_India @finarkein

[ProductNation/iSPIRT @Product_nation]

For the first time, monthly disbursements through the OCEN protocol have breached the ₹200 Crore mark, proving that the shift toward cash flow-based lending is not just a pilot—it is a powerhouse!!!

As we move toward the close of 2025, the narrative is shifting from "how much" can be lent to "how well" it is being managed.

Check out the complete report here:

https://t.co/Li16bPfeA0

@sharads @parikh_sagar @aaRBee16 @AkhileshKamble_ @GetVantage_Co @121fs @OPLinnovate @Perfios @sidbiofficial @GeM_India @finarkein

[Rahul Bhaik @aaRBee16]

@finkrishna @thebetterindia Happy to work on this sir.

[ProductNation/iSPIRT @Product_nation]

OCEN’s Sept Snapshot is out! OCEN proves that cash flow-based lending is not only viable but highly scalable.

https://t.co/flfq10Q0Rf

@sharads @parikh_sagar
@aaRBee16 @gem_marketplace @sidbiofficial @OPLinnovate @Perfios @finarkein @121finance @GetVantage_Co @AkhileshKamble_

[Rahul Bhaik @aaRBee16]

Cashflow based lending has emerged as the modern antidote to this outdated collateral based lending system. Instead of tying credit to collateral, it ties it to activity, living, breathing proof of business performance

[ProductNation/iSPIRT @Product_nation]

OCEN’s growth numbers for August are out! The continued upward trend is a reflection of steady credit access to the MSME segment. @sharads @parikh_sagar
@aaRBee16 @adityamishra @gem_marketplace @sidbiofficial @OPLinnovate @Perfios

https://t.co/ILs5hU0pQi

[ProductNation/iSPIRT @Product_nation]

OCEN’s growth numbers for August are out! The continued upward trend is a reflection of steady credit access to the MSME segment. @sharads @parikh_sagar
@aaRBee16 @adityamishra @gem_marketplace @sidbiofficial @OPLinnovate @Perfios

https://t.co/ILs5hU0pQi

[ProductNation/iSPIRT @Product_nation]

We are immensely proud & excited to share the launch of the DPI Handbook: Foundations of Digital Public Infrastructure. Published on RIS, it captures how India has redefined nations can harness tech for public good.

https://t.co/61WjajViX8

[ProductNation/iSPIRT @Product_nation]

#OCEN is growing fast with 30% MoM increase in number of loans.
More on our blog: https://t.co/NSb6b6Ghy0

@sharads @parikh_sagar @adityamishra @aaRBee16 w/ Prakriti Anand Ravi Tyagi @sidbiofficial @Perfios @OPLinnovate @121fs @finarkein @GetVantage_Co @GeM_India

[Rahul Bhaik @aaRBee16]

@finkrishna @RBI @ManojAlandkar @sharads This is a classic use case possible on OCEN replica for mortgages.

Prepayment charge is NIL anyways.

[ProductNation/iSPIRT @Product_nation]

As newer products and lenders go live on #OCEN, the trendline growth looks promising. More on our blog at

https://t.co/j8wLrFn4Yw

@sharads @parikh_sagar @adityamishra @aaRBee16 Ravi Tyagi @sidbiofficial @Perfios @OPLinnovate @121fs @abcapital @GetVantage_Co @rajivmalhan

[ProductNation/iSPIRT @Product_nation]

The volumes & traction on #OCEN continue to grow month on month. Check the key updates here:
https://t.co/QMhxW3q6QB

@sharads @parikh_sagar @aaRBee16 @sidbiofficial @121finance @GeM_India @OPLinnovate @jinandshah @finarkein @Perfios @GetVantage_Co @abcapital @rajivmalhan

[महावीर, ಮಹಾವೀರ, Mahavir @Mahaveer_VJ]

Senior Executive Anil Oak of Tata Motors, plays Jayosthuthe on the Harmonica in the cell where Veer Savarkar was imprisoned by the British. 🙏🚩

[Rahul Bhaik @aaRBee16]

@rameshsrivats

[ProductNation/iSPIRT @Product_nation]

We are now starting to publish monthly numbers of the OCEN ecosystem to build a trendline of progress.

As of January 2025, here’s a quick look at the latest numbers on the OCEN ecosystem:

https://t.co/tdSvCp3KLx

@aaRBee16 @parikh_sagar @priyashmita @sharads