If you spend $2,000 a month and pay for ChatGPT and Claude, this card hands you around $1,000 back a year - and almost nobody has done the math
> 3% base cashback on Core, 5% on your AI subscriptions
> Bump to Platinum and AI cashback jumps to 10%, with Claude Pro and ChatGPT Plus bundled in - roughly $500 of subscriptions covered before you count a single cashback dollar
Access Code: W6TRRM
That is money coming back on spending you were doing anyway. Groceries, subscriptions, the AI tools you already pay for
One honest catch I cover in the article - the cashback pays in $XPL, a volatile token and the rate is capped and laddered, not flat. So run your own numbers, do not take a headline rate as gospel
But the structure is real. Every other card treats your AI bill as ordinary spend. This one turns it into your highest earning category
Full math, every tier, every tradeoff, in the article