Abdur Rab

🎦YouTube- Mallick Tech | #Banking Info | Content Creator

[Ravi Maheshwari @CreditCardsInd]

🚨 New Credit card Launch 🚨

Google Pay Flex x SBI Card

SBI Card + Google Pay’s co-branded digital credit card focused on everyday spends.

Key Highlights:
• Apply & manage everything inside Google Pay app
• Available on both RuPay + Visa networks (RuPay version UPI-linkable)
• Earn Stars on spends (1 Star = ₹1)
• Higher rewards as you spend more (up to 8 Stars per ₹500 at higher thresholds)
• Instant redemption of Stars on UPI payments via Google Pay
• Convert outstanding into easy EMIs directly in the app
• Joining + Annual fee: ₹499 + taxes (renewal fee waived on ₹1L annual spends)
• Welcome benefits worth ~₹1,000

Perfect for daily coffee runs, groceries, and small spends where you want instant, usable rewards instead of waiting months.

What do you guys think of the reward structure? Worth adding to the portfolio?

Full details:
https://t.co/C0mW7CEwpc

#SBICard #GooglePayFlex #CreditCards #ccgeeks

[Abhishek Chatterjee @AbhiChtrj]

Now add your SBI Virtual RuPay Debit Card on GPay app for Tap & Pay and get 20% Cashback #ccgeek #ccgeeks #creditcard #rupaygeek #dcgeek #debitcard #RuPay #UPI

Note - activate your contactless payment and set contactless limit through old sbi net banking.

Use TAP & PAY through:
📱 Google Pay

📅 Valid till: July 31

🎁 Earn bonus SBI Rewardz points on every eligible txn:

🔹 ₹500–₹999 → 400 points (₹100)
🔹 ₹1,000–₹1,999 → 800 points (₹200)
🔹 ₹2,000+ → 1,600 points (~₹400)

💡 Best strategy:

✔️ ₹500 spend = 20% return
✔️ ₹1,000 spend = 20% return
✔️ ₹2,000 spend = 20% return

[HDFC Bank @HDFC_Bank]

Make your UPI, truly yours.
UPI biometric authentication now live on PayZapp.

#payzapp #security #biometric #upi #facelock

[LUK@ @bethalaluka]

💳 Best Credit Card Bill Payment Offers (June 2026)

If you're paying large credit card bills every month, these methods can help you earn extra cashback and rewards.

🔥 HD FC Re wards DC + PayZapp
➡️ 5% Cashback (Up to ₹2,000/month)

🔥 RBL Enterprise DC + FreeCharge
➡️ 5% Cashback (Up to ₹1,000/month)

🔥 Kotak 811 Super DC + Vi App
➡️ 5% Cashback on ₹1,970 transactions
➡️ Maximum 5 transactions
➡️ Up to ₹500/month

🔥 Kotak 811 in App : 1% CB Upto ₹20/Trxn (3 Times)

🔥 Jupiter Pro DC + Axis App/BOB App
➡️ 1% Cashback
➡️ Up to ₹150/month

🔥 BOI RuPay Select DC
➡️ 0.75% Cashback, Max Bill ₹3.3L/Month
➡️ Works on CRED, PayTM, MobiKwik & More

🔥 Equitas CC Bill Payment Via BOI RSDC (0.75% CB, ₹3.3L/Month)

🔥 SBI Virtual DC
➡️ 0.25%+ Cashback
➡️ Reward rate depends on tier

🔥 CRED Payback + BOI RSDC/SBI VDC

🎁 MobiKwik Offers
• ₹25 Off via SuperCash (Min ₹25K bill)
• FULLPAY - Random Cashback up to ₹200
• SAVE75 - ₹75 Cashback on ₹1.25L bill
• SAVE151 - ₹151 Cashback on ₹2.5L bill
• SAVE200 - ₹200 Cashback on ₹5L bill

💡 Bonus Method

HDFC Millennia DC → PayZapp Wallet Load
➡️ 1% Cashback (Up to ₹400/month)
➡️ Pay Credit Card Bills via Axis Setu

⚠️ Some apps may charge convenience fees.
⚠️ Cashback / Reward Points may not be instant.
⚠️ Always verify with small amounts, before making large payments.

🔖 Bookmark this post for your next bill payment.
🔄 Retweet to help fellow credit card users save money.

Follow @bethalaluka for more CC offers, bank deals & reward hacks.

[Ravisutanjani @Ravisutanjani]

Here's an easy summary 👇

[Abdur Rab @abdur555_]

@jassneetsingha Can it be provided in the RuPay variant?

[Luxe Indian Point Explorer @luxe_explorer]

🚨 AmazonPay x IDFC FasTag — Still working like a charm ⛽🔥

Consistently getting 10–15% returns on fuel spends 💰

📌 Simple Flow:
• Open HP Pay
• Ask the pump attendant to scan via HP Pay Scanner
• Enter amount & select IDFC FasTag as payment mode

💡 Top-up your FasTag using Amazon Pay vouchers bought via Rewards Multiplier / accelerated rewards platforms 🎯

➡️ Stack reward points + fuel spends = easy 10–15% effective returns 💎

🔐 You’ll receive an OTP for payment — enter & done ✅

Probably the simplest fuel hack live right now 🚗⛽

(Alternative method via IDFC Fast Forward app in quoted post 👇)

#AmazonPay #Fuel

[LUK@ @bethalaluka]

Jupiter Salary Week is probably the craziest CC bill payment offer live right now.

Flat 2% cashback on Credit Card bill payments via Jupiter Pro.

Here’s how to maximize it:

• Open Jupiter App → Home → Salary Week → Activate offer
• Go to Pay → Credit Card Bills
• Pay using “Jupiter Account” via UPI PIN
• Don’t use MPIN transfer option or you won’t get Jewels

Reward structure:

• 10% back as Jewels
• 5 Jewels = ₹1
• ₹300 minimum transaction
• Max 500J per transaction
• 1000J per day (previously unlimited, now only 1000J per day)

Best strategy:
Do multiple ₹5000 transactions for maximum rewards.

Example:
₹5000 payment = 500J = ₹100 cashback

Extra milestone rewards:

• ₹500 Digital Gold on ₹2L spends
• ₹1000 Digital Gold on ₹3L spends

Offer validity:
30 Apr - 10 May 2026

Reward rates:

• Jupiter Pro + Salary Account + Full KYC POTS Wallet UPI = 2% cashback
• Regular Jupiter UPI/DC = 1% cashback
• Non-Jupiter account = 0.2%

Merchant payments via Jupiter UPI & Debit Card also count. (UPI is best)

Jewels unlock after 15 days.

Take T&C screenshots before doing large transactions.

[Abhishek Chatterjee @AbhiChtrj]

One of the most underrated RuPay credit cards right now? 💳🔥 #ccgeek #ccgeeks #rupaygeek #creditcard #debitcard #dcgeek #RuPay #UPI

👉 Union Bank RuPay Unicorn Select Credit Card

This card comes loaded with premium lifestyle benefits that most people don’t even know about 👇

🎬 OTT Benefits

✓ FREE Annual OTT Membership
Choose from:
• Amazon Prime Video
• Sony LIV
• ZEE5
• JioHotstar

💆 Spa Benefit

✓ AromaThai Day Spa
→ Complimentary 60-minute Traditional Thai Body Dry Massage

🛍️ Online Shopping Benefits

✓ Myntra – ₹250 E-gift card every quarter
✓ Nykaa – ₹500 E-gift card every quarter

🛒 Online Grocery Benefits

✓ BigBasket – ₹250 E-gift card every quarter

🍔 Food Benefits

✓ Swiggy One – FREE 3-month membership every year

✈️ Travel Benefit

✓ MakeMyTrip Offer
→ Flat 10% OFF on Domestic & International flights
→ Up to ₹1,500 discount

🎟️ Entertainment

✓ BookMyShow – ₹250 OFF
→ On minimum purchase of 2 movie/non-movie tickets

👉 A surprisingly high-value RuPay Select credit card that deserves more attention.

Now let’s look at the remaining premium benefits 👇

✈️ Airport Lounge Benefits

✓ 8 Complimentary Domestic Lounge Visits per year
(2 per quarter)

✓ 2 Complimentary International Lounge Visits per year
via Priority Pass 🌍
✓ Additional RuPay Exclusive Domestic Lounge Access

🌍 International Assistance

✓ Overseas Emergency Cash Concierge support

🎯 Rewards Program

🚀 Welcome Benefit

✓ Spend ₹10,000 within 30 days of card activation
→ Earn additional 4,000 Reward Points

🎂 Birthday Benefit

✓ Earn 5X Reward Points during your birthday month

💳 Monthly Milestone

✓ Spend ₹20,000 or more in a month
→ Earn 5X Reward Points

🏆 Annual Milestone Rewards

On yearly spends, get extra reward points 👇

• ₹1 Lakh spend → +2,000 points
• ₹2 Lakh spend → +2,000 points
• ₹3 Lakh spend → +2,000 points
• ₹4 Lakh spend → +2,000 points
• ₹5 Lakh spend → +2,000 points

👉 Total milestone rewards can go very high for regular spenders 🔥

💡 Final Thoughts

This card combines:
✔ OTT subscriptions 🎬
✔ Lounge access ✈️
✔ Shopping & Grocery vouchers 🛒
✔ Travel discounts 🌍
✔ Spa benefits 💆
✔ Strong rewards structure 🎯

👉 Easily one of the best lifestyle-focused RuPay Select credit cards right now.

Follow for more credit card & banking tricks 🚀

[Flipkart Stories @FlipkartStories]

.@Flipkart, in collaboration with @PayUindia and @AxisBank, introduces biometric authentication for card payments, making it one of the leading Indian e-commerce platforms to offer this feature.

Axis Bank cardholders can now use Face ID or fingerprint for eligible payments on supported devices, reducing OTP delays and failed attempts. PayU powers the authentication flow and device security, while Axis Bank enables issuer-side biometric verification.

Backed by device binding and enhanced fraud protection, the feature delivers faster, more secure approvals at checkout. Flipkart continues to build payment experiences that combine speed, convenience, and stronger security.

Read more: https://t.co/PxRRaABdyB

#Flipkart #DigitalPayments #BiometricAuthentication #Fintech #CustomerExperience

[Amish @PaisaPrinciple]

🚨BIG UPI updates proposed by RBI🚨

1️⃣Sending > ₹10,000?
→ Payment will be on HOLD for 1 hour
→ If something feels off, you can CANCEL & get your money back
(⚠️Not applicable while sending it to merchants/shopkeepers)

2️⃣Senior citizens protection 👇
→ Payments > ₹50,000 need approval from a trusted person set by them
→ Trusted person will be set by them only

3️⃣Emergency feature
→ Disable ALL UPI payments instantly with 1 click

These changes can make UPI much safer for everyone👀

[Google Pay India @GooglePayIndia]

Pocket Money in Google Pay is a new feature built on UPI Circle in partnership with @NPCI. It is a completely safe and secure feature that allows your loved ones without a bank account to make UPI payments with Google Pay.

Here’s how it works:
1⃣ Tap “Pocket Money” icon under the People section on Google Pay
2⃣ Follow the instructions to add your loved ones
3⃣ Set limits or choose approvals for payments

Don't rely on rumors, get the official breakdown on how it works directly from our Help Center: https://t.co/cw8ussYHy1

[Card Maven @CardMavenIn]

Stop paying annual fees in 2026. Here is the full view of the top Lifetime Free (LTF) credit cards in India categorized by how you spend:

✈️ Travel & Lounges

Scapia Federal Bank: Zero forex markup + Unlimited domestic lounge access.

IndusInd Tiger: Rare LTF card with 2 international & 8 domestic lounge visits.

AU Ixigo: Zero forex markup + Airport & Railway lounge access.

📱 UPI & Digital Payments

Kiwi RuPay: Up to 5% direct cashback on UPI QR scans.

Jupiter EDGE+: 10% cashback on top brands + 5% on travel via UPI.

Tata Neu Infinity: 5% NeuCoins on Tata brands & 1.5% on UPI (often targeted LTF).

🛍️ Online Shopping

Amazon Pay ICICI: Unlimited 5% cashback for Prime members.

OneCard Metal: Sleek metal build with heavy discounts on Swiggy, Zomato, & Amazon.

HSBC Visa Platinum: Rare 1:1 airmile transfers to KrisFlyer/Avios for a free card.

🌟 Lifestyle & All-Rounders

IDFC FIRST Wealth/Select: 10X rewards, BOGO movies, & Railway lounge access.

BoB Eterna: 3.75% return on online shopping + Unlimited domestic lounges.

AU LIT: Fully customizable; choose and pay only for the features you need.

[ET NOW @ETNOWlive]

RBI proposes stricter digital payment safeguards including delay for high-value transactions, extra authentication, kill switch and fraud checks as cases surge

#RBI #DigitalPayments #Fintech #FraudPrevention #Banking

[Indian Tech & Infra @IndianTechGuide]

🚨 RBI is planning to pause large UPI transfers above Rs 10,000 for up to an hour before completing them.

(ET)

[Abhishek Chatterjee @AbhiChtrj]

👉 🔥 BOI RuPay Select Debit Card – Massive Hidden Benefits You’re Missing #ccgeek #ccgeeks #rupaygeek #creditcard #dcgeek #debitcard

👉 🔥 BOI RuPay Select Debit Card – Massive Hidden Benefits You’re Missing

Want premium debit card benefits from Bank of India? Here’s how to get started 👇

🏦 Step 1: Open BOI Savings Account

• Visit your nearest BOI branch
• Deposit ₹5,000 – ₹10,000 minimum

⚠️ Avoid opening the account online — it often has errors and bugs.
👉 Opening through the branch is much smoother and reliable.

⏳ Account Processing Time
• Usually opens within a few days (max 1 week)

💳 Step 2: Apply for RuPay Select Debit Card

• Once your account is active, visit the branch
• Request the BOI RuPay Select Debit Card

💰 Charges

• Issuance Fee: ₹800 + GST
• Annual Fee: ₹800 + GST

🔥 Now let’s talk about the benefits of this debit card

🎬 ✓ Annual OTT Membership

• Amazon Full Prime Video / Zee5 / SonyLIV

💆 ✓ Spa Services

• Four Fountains
• Kairali Ayurvedic
• Aroma Thai
• HR Wellness Spa
• Lakme Salon
• ODE Spa

🩺 ✓ Health Check-Up

• Thyrocare
• SRL Diagnostics

📊 Thyrocare Package (Aarogyam Basic 2)

Get tested on 79 parameters including:

• Complete Urine Analysis
• Diabetes
• Complete Hemogram
• Iron Deficiency
• Renal Function
• Lipid Profile
• Liver Function
• Thyroid

🧪 SRL Diagnostics Package includes:

• CBC + ESR
• Fasting Glucose
• HbA1c
• Lipid Profile
• Creatinine & Uric Acid
• ALT (SGPT)
• Bilirubin (Total)

🏋️ ✓ Gym Access (Cult fit)

• 3 Months Live Subscription
• 1 Month Elite Pass

🚕 ✓ Cab Services

• Uber Coupon – ₹100

⛳ ✓ Golf Program

• Golf Course Access
• Golf Lessons

💎 Overall — this card gives lifestyle + health + entertainment benefits in one place.

💰 Now let’s talk about Reward Points

💳 Earning Structure:

• Every ₹100 spent = 1 Reward Point

🚀 Bonus Tier (High Spend Advantage):

• If you spend ₹10,001+ → Every ₹100 = 3 Reward Points

💎 That means your reward rate goes upto ~0.75% value on higher spends.

✅ Best Part:

• No restrictions on reward point category (as of now)
• Maximum Reward points earned 10k per month

💎 Overall — this card gives lifestyle + health + entertainment benefits + Reward points in one place.

Follow for more credit card & banking tricks 🚀

[HDFC Bank @HDFC_Bank]

The trust you’ve always had in HDFC Bank, now with an added layer of protection. Introducing Kavach, designed to keep your banking safer, smarter, and always secure.

#HDFCBank #ExperienceHDFCBankDifferently #Kavach #SecureBanking #Protection #Security

[Abhishek Chatterjee @AbhiChtrj]

Some users are getting SBI PhonePe Black RuPay Select Credit Card issued by upgrading or downgrading their existing card via SBI Card helpline or support email. 😍😍 #ccgeek #ccgeeks #rupaygeek #creditcard #dcgeek #dcbitcard #RuPay #UPI

SBI Prime, SBI Elite and even SBI SimplyCLICK / SimplySAVE users can try this.

If luck is on your side, you might get the SBI PhonePe Black RuPay Credit Card within 48-72 hours.

Make sure to specifically ask for the RuPay variant, since you can also earn 10% and 5% cashback on UPI Online transactions.

New to SBI Card ?

Try other SBI Card -

SBI Cashback CC - https://t.co/awJdd5wDlU
SBI SimplyClick CC - https://t.co/2NDQMNfSv2
SBI SimplySave CC - https://t.co/FeuoO8GsFq
SBI BPCL CC - https://t.co/0JDQNGbpK0
SBI BPCL Octane CC - https://t.co/hPgPXiVqqb
SBI Flipkart CC - https://t.co/AIicjA4xIR
SBI IRCTC RuPay CC - https://t.co/KAUJwA1qEw
SBI Tata Neu CC - https://t.co/lWgLnXft11
SBI Tata Neu Infinity CC - https://t.co/Da2MmJxVwc

[India & The World @IndianInfoGuid]

🚨RBI makes two factor authentication mandatory for all digital payments from April 1 2026

[Card Maven @CardMavenIn]

If you have the HDFC Millennia credit card, here is a quick win: email https://t.co/lN0Z67Q8Rz @ hdfcbank .com and ask to switch to the RuPay variant.

You’ll get 1% on UPI spends + another 1% via milestone benefits. This makes it easily one of the best RuPay cards for UPI right now. 💳🔥