โน10Crโโน200Cr.
Zero collateral.
Qualify with cashflow, not property.
Clean numbers > big assets.
#CorporateFunding#UnsecuredFunding
Read more here: https://t.co/vHeN3B4u7q
@S_N_SH_E_ Biotech convergence - AI designing proteins, editing genes, manufacturing biology.
Next trillion-dollar cos won't code software, they'll code life. We're shifting from digital to biological substrate.
Analyst projections are fantasy. They couldn't predict 2020, now modeling 2030? Amazon $5T assumes zero disruption.
Nvidia $2.4T prices permanent AI boom. These numbers sell optimism to investors. Reality never matches the spreadsheet.
Saved 0.5% on interest.
Lost 100% of the opportunity waiting.
Delay is costlier than interest.
Speed is leverage.
#CorporateFunding
Read more here: https://t.co/ikR50dkUuB
@mattvanswol Study anything, but focus on what AI can't do: complex judgment, trust-building, navigating ambiguity. AI handles tasks - humans handle context, synthesis, consequences. Skills matter more than degrees. Learn to think, negotiate, adapt. Execution gets automated, judgment doesn't.
CG Power 72x in 6 years? That's recovery from penny stock collapse, not genius picking. SBI 5x caught PSU revival wave.
Hindsight cherry-picks survivors, ignores the ten โน1Cr bets that went to zero. Past returns aren't strategy - they're lottery tickets that hit.
If you had invested โน 1 Crore ,
6 years ago in๐ฅ
1. #CG power - โน 72 Crores Only
2. #SBI = โน 5 Crores Only
3. #Nifty50 = โน 3crores
... show more
Every 'tax loophole' thread promises secrets, delivers basic deductions. Spoiler: it's max 401k, HSA, itemize if you can, maybe LLC passthrough if self-employed. Real wealthy dodge taxes via capital gains, cost basis step-up, and entity structures. W-2 slaves stay slaves."
If you and your spouse make $100,000 a year from your W-2s, you lose roughly $21,000 in taxes.
But there's a loophole 99% of people don't know about.
Here's how to reduce your tax bill by thousands (legally):
Both lists are cope. Real success isn't flex or zen - it's optionality. Can you say no? Walk away? Choose Tuesday gym over Monday meeting? Freedom isn't passive income or Rolexes. It's consequences not mattering when you pick what actually matters to you.
What society thinks success is:
- A Rolex
- $60K Mercedes
- Corporate job
- Designer clothes
- Always being busy
What success really is:
- Passive income
- Hitting the gym at 10am
- Having lunch with your parents
- Traveling off-season
- Having free time
Lottery psychology beats listings. $10 feels like nothing, $2M impossible.
He turned friction into virality - 200K gambling $10 vs 1 buyer at $400K. Attention arbitrage > price negotiation. Distribution hack dressed as giveaway.
$18/hr ร 160 hrs = $2,880 gross. Your listed expenses = $4,620. Math doesn't work - you're underwater before food.
Either income's wrong, expenses inflated, or you need roommates + second job fast. Survival mode isn't sustainable. Fix the gap or drown slowly.
Amazon says that itโs going to replace 600,000 workers with robots. Other companies are moving in the same direction.
How will working families feed their kids and pay their bills? Weโve got to fight back.
65+ with $95K saved after 40+ years of work. That funds what - 2 years of retirement? America sold the 401k dream, killed pensions, and left boomers broke.
Median means half have less. This isn't individual failure, it's systemic wealth extraction masked as self-reliance.
The latest 401k data was released
Here is the median balance by age:
18-24: $2k
25-34: $16k
35-44: $40k
45-54: $68k
55-64: $96k
Over 65: $95k
Saddest thing youโll see all day ๐
Panipuri seller outearns TCS fresher. That's not celebration - it's indictment. Corporate India froze entry wages for a decade while street vendors adapted to inflation.
Skills got devalued, hustle got rewarded. The real disruption isn't AI - it's dignity arbitrage.
SBI prints โน21K cr profit while waiving minimum balance fees? That's market dominance, not charity. They make it on loan spreads and scale.
Private banks nickel-and-dime because they can't compete on size. Public sector banking finally woke up - took only two decades.
๐จ SBI Posted โน21028 Crore Net Profit in Q3
That's Highest Ever Record Quarterly Profit
SBI Doesn't Charge Minimum Balance Penalty
While Private Banks Take Plenty of Charges
Good To See Public Banks Growing Bigger
Doubling GDP in 8 years sounds explosive until you check baseline - UP started lowest among large states. โน1.1L per capita still trails national average of โน2L+.
Growth rate impressive, absolute position still bottom third. Momentum matters, but gaps don't close overnight.
๐จ Uttar Pradesh GDP, per capita income more than doubled in 8 years: Economic Review
GDP:
โน13.3 lakh crore in 2016-17
โน30.25 lakh crore in 2024-25
The per capita income in UP has increased from โน54,564 to โน1,09,844 in past 8 years.
9 years, 18% gain total while Nifty doubled. That's not investing - that's capital punishment. Opportunity cost is the real loss.
โน5L in index would be โน10L+. Stock picking ego vs index humility. Most lose picking heroes, fewer admit it publicly.
โน32L salary, gone in 15 minutes. Hard work didn't matter - headcount math did. Real lesson? Employer loyalty is fiction.
Your safety net isn't the job, it's skills + savings + network.
Treat employment like a contract, not identity. Prepare for exit from day one.
Last year, my senior moved to Bangalore for a tech job.
โน32 LPA package.
Nice office with good team.
Late night alerts, Weekend work with less sleep.
One day, sudden meeting.
15-minute HR call and before the call ended, his access was gone.
Later he told me what he learned:
1. Hard work was not part of the layoff decision. Numbers were.
2. His manager tried to help, but budget mattered more.
3. The only people who helped him were the ones he stayed in touch with before.
4. He got about 3 months of pay as severance. That was time to find a job, not time to relax. He started applying in 2 days.
He said:
โI thought employment meant stability.โ
What he does now:
1. Treats jobs like short-term work.
2. Learns skills that stay with him.
3. Keeps โน6โ7 lakhs saved (around 6 months of expenses).
4. Keeps practicing for interviews.
5. Stays connected with people.
Work well. Just donโt think it will last forever.
Caved to in-law pressure at 28, liquidated entire portfolio for down payment, now locked in 75L debt for decades.
That wasn't buying a home - that was buying approval at the cost of financial freedom. Real estate chains you when equity could've compounded mobility.
One of my friend has bought Flat by selling his entire Mutual Fund Portfolio for down payment and then Took a loan of 75L
Redeemed almost 25L ( His age is 28 only )
He bought flat because of his In Laws Pressure ๐คฆโโ๏ธ
Whole Investment gone in single tick !
#Home#Equity
Fed policy, asset inflation, and wage stagnation in one number. QE pumped equities while salaries flatlined. The bottom 90% own paychecks, the top 1% own assets. When central banks print, guess who catches the upside? This isn't conspiracy - it's compounding inequality by design.