@Ja_Konyango@Stan_Subru We used to do this, I happened to even notice that he wasn't sending paperwork. Sahizi I get 4.5% for most vehicles because you have bargaining power. Next year atakuletea 8% kama mm b4 I left ๐ค
Christianity isn't a gateway to making wealth. God operates on the linear of PRINCIPLES. That's why the rain falls on both the good & the evil. You can be the best Christian & be very poor. If you want or you desire to create wealth, then you must under the PRINCIPLES that God works on in regards to creating wealth. It is IMPORTANT to note that God is the only one who gives us the permission we need to create wealth. This is found in Deuteronomy 8:18. The KEY PRINCIPLES OF CREATING WEALTH ARE:
1. PUT GOD FIRST โ Matthew 6:33
The Bible teaches that wealth should never become our master. Build, invest, grow and prosper, but never allow money to take the place of God, character, family or purpose.
2. WORK DILIGENTLY โ Proverbs 10:4
There is no biblical shortcut around work. Consistent, disciplined and intelligent effort creates opportunities, builds competence and gives your ideas a real chance to become productive wealth.
3. DEVELOP YOUR SKILLS โ Proverbs 22:29
Skill can open doors that connections cannot. Keep learning, improving and becoming excellent at what you do. The Bible says a skilled person will eventually stand before kings.
4. CREATE VALUE โ Proverbs 31:16โ24
Biblical wealth comes from producing something useful. Build businesses, solve problems, provide services, trade, manufacture, farm or create something that makes another person's life better.
5. PLAN BEFORE YOU MOVE โ Proverbs 21:5
Hard work without direction can still leave you broke. Set goals, understand your numbers, calculate the risks and build patiently. Wealth is usually the result of deliberate decisions repeated over time.
6. SAVE PART OF WHAT YOU EARN โ Proverbs 21:20
You cannot consume everything today and expect financial freedom tomorrow. Learn to keep part of your income, build reserves and prepare yourself for emergencies and future opportunities.
7. INVEST AND MULTIPLY โ Matthew 25:14โ30
Money that simply sits idle loses opportunities. The biblical principle of stewardship challenges us to take what has been entrusted to us and responsibly make it more productive.
8. DIVERSIFY YOUR INVESTMENTS โ Ecclesiastes 11:2
Do not put everything you own into one investment, one customer or one business. Life is uncertain. Spread risk so that one unexpected setback does not destroy everything you have built.
9. DO NOT WAIT FOR PERFECT CONDITIONS โ Ecclesiastes 11:4
There will never be a perfect time to start. At some point you must research, calculate the risk and move. People who wait until every uncertainty disappears may never build anything.
10. AVOID GET-RICH-QUICK SCHEMES โ Proverbs 13:11
The Bible warns that wealth gained hastily tends to disappear. Sustainable wealth is normally built slowly through discipline, consistency, investment, productive work and patience.
11. BE CAREFUL WITH DEBT โ Proverbs 22:7
Debt can accelerate growth when used wisely, but it can also destroy freedom. Never borrow casually. Understand the cost, repayment obligations and whether the debt is creating productive value.
12. LIVE BELOW YOUR MEANS โ Proverbs 21:20
Financial freedom is not only about earning more. It is also about controlling what you spend. Many people increase their lifestyle every time their income rises and never actually become wealthy.
13. KNOW YOUR NUMBERS โ Proverbs 27:23โ27
Know the condition of your business, assets, debts, cash flow and investments. You cannot manage what you refuse to measure. Financial ignorance can destroy even a profitable enterprise.
14. SEEK WISDOM BEFORE MONEY โ Proverbs 3:13โ16
Money without wisdom can disappear very quickly. Before chasing returns, develop judgment, discipline and knowledge. Wisdom helps you recognise opportunities and avoid expensive mistakes.
@SwahiliOz@Goldfield6 I highly doubt this can happen to this market in this political year. ROI ya mabati houses will be from 9-12 months after spending 13.5m estimated cost per house to 45k means 9 months if he gets tenants imminently . So give it 12 months. Waingo ako sawa
Dem alinipea at my lowest in university is now battling Kidney failure amenishoo ndio anatoka dialysis, nimemtumie every penny I had in Mpesa. This life is too harsh to good people.
@WISHKERTHEQS During rainy season the waterfall on the river is higher pia some primary science capillarit. The tipping is done to reduce weight because of water.