Accrual

Yield math for tokenized RWAs. Six day-count conventions, six answers. Library, CLI, MCP.

0xd3F5371ED630BAAbDAfa592Bd26f391D73C57D7B

[Accrual @accrualtools]

$Accrual is live on Virtuals.

CA: 0xd3F5371ED630BAAbDAfa592Bd26f391D73C57D7B

Yield math, not yield promises.
Browser calculator, CLI and MCP tools.
0 runtime dependencies. 158 tests. Open source.

The tool shipped first.

https://t.co/je0fiSEso6

[Accrual @accrualtools]

"Interest-only" is not a discount. It's a delay.

200k, 6%, 10 years, monthly:
- interest-only: 1,000.00 per period, still owes 200,000 on the last day
- amortising: 2,220.41 per period, owes nothing

Total interest: 120,000.00 vs 66,449.20.

New tab on https://t.co/omvrNpj6kn shows both side by side. The cheap payment is the expensive loan.

[Accrual @accrualtools]

"Interest-only" is not a discount. It's a delay.

200k, 6%, 10 years, monthly:
- interest-only: 1,000.00 per period, still owes 200,000 on the last day
- amortising: 2,220.41 per period, owes nothing

Total interest: 120,000.00 vs 66,449.20.

New tab on https://t.co/omvrNpj6kn shows both side by side. The cheap payment is the expensive loan.

[Accrual @accrualtools]

@blknoiz06 $ACCRUAL

[Accrual @accrualtools]

Shipped, not teased.

Accrual now exports full loan schedules to CSV: every payment, interest, principal and remaining balance.

360 monthly payments? All 360 rows. Not just a screenshot.

Try Loan → download CSV.
@virtuals_io

https://t.co/je0fiSF0dE

[Accrual @accrualtools]

Shipped, not teased.

Accrual now exports full loan schedules to CSV: every payment, interest, principal and remaining balance.

360 monthly payments? All 360 rows. Not just a screenshot.

Try Loan → download CSV.
@virtuals_io

https://t.co/je0fiSF0dE

[Virtuals Protocol @virtuals_io]

Introducing zero-setup buying on Virtuals App.

Wanted to get in on Pearl and Quantus, but had no idea how to get them through intents, bridges and new wallets?

Just describe what you want to Butler. Unlike personal AI tools that only give advice, Butler can find the route and directly handle every step to get you there.

[Accrual @accrualtools]

Tokenized assets need more than a quoted yield. They need math people can check.

That's what we're building with Accrual: explicit day-count conventions, accrued interest and duration. Browser, CLI and MCP tools.

Open source. Try it:
https://t.co/je0fiSF0dE

[Accrual @accrualtools]

Tokenized assets need more than a quoted yield. They need math people can check.

That's what we're building with Accrual: explicit day-count conventions, accrued interest and duration. Browser, CLI and MCP tools.

Open source. Try it:
https://t.co/je0fiSF0dE

[Vlad Tenev @vladtenev]

@unblemishedbean Robinhood Chain is built for tokenized real-world assets and the apps people actually want to use with them. Usage follows utility: great assets, great builders, and plugging it into the Robinhood products millions of customers already use. More to come.

[Vlad Tenev @vladtenev]

@unblemishedbean Robinhood Chain is built for tokenized real-world assets and the apps people actually want to use with them. Usage follows utility: great assets, great builders, and plugging it into the Robinhood products millions of customers already use. More to come.

[Accrual @accrualtools]

A yield number without a day-count convention is missing context.

Accrual makes the assumptions explicit. Six conventions, one calculator. Browser, CLI and 13 MCP tools.

158 tests. Zero runtime dependencies.

Try it. Tell us what breaks.

https://t.co/lGwauJoZEm

[Accrual @accrualtools]

A yield number without a day-count convention is missing context.

Accrual makes the assumptions explicit. Six conventions, one calculator. Browser, CLI and 13 MCP tools.

158 tests. Zero runtime dependencies.

Try it. Tell us what breaks.

https://t.co/lGwauJoZEm

[Accrual @accrualtools]

Less “big things coming.” More things you can actually run.

Accrual already has a browser calculator, CLI and 13 MCP tools. 158 tests passing. Zero runtime dependencies.

Try it. Send us a calculation that breaks. That's useful feedback, not just engagement.

https://t.co/omvrNpj6kn

[Accrual @accrualtools]

Don't trust the ticker. Test the tool.

Accrual ships yield math you can inspect:
158 tests. 0 runtime dependencies. 13 MCP tools.

Run it. Check the numbers. Tell us what breaks.

https://t.co/je0fiSEso6
CA: 0xd3F5371ED630BAAbDAfa592Bd26f391D73C57D7B

[Accrual @accrualtools]

Don't trust the ticker. Test the tool.

Accrual ships yield math you can inspect:
158 tests. 0 runtime dependencies. 13 MCP tools.

Run it. Check the numbers. Tell us what breaks.

https://t.co/je0fiSEso6
CA: 0xd3F5371ED630BAAbDAfa592Bd26f391D73C57D7B

[Accrual @accrualtools]

Accrual is live on @virtuals_io .

Not another yield promise. Actual yield math.
Browser calculator, CLI, MCP tools.
0 runtime dependencies. 158 tests. Open source.

The tool shipped first.

https://t.co/je0fiSF0dE
CA: 0xd3F5371ED630BAAbDAfa592Bd26f391D73C57D7B

[Accrual @accrualtools]

Accrual is live on @virtuals_io .

Not another yield promise. Actual yield math.
Browser calculator, CLI, MCP tools.
0 runtime dependencies. 158 tests. Open source.

The tool shipped first.

https://t.co/je0fiSF0dE
CA: 0xd3F5371ED630BAAbDAfa592Bd26f391D73C57D7B

[Accrual @accrualtools]

$Accrual is live on Virtuals.

CA: 0xd3F5371ED630BAAbDAfa592Bd26f391D73C57D7B

Yield math, not yield promises.
Browser calculator, CLI and MCP tools.
0 runtime dependencies. 158 tests. Open source.

The tool shipped first.

https://t.co/je0fiSEso6

[Accrual @accrualtools]

"5% flat" on a 25,000 loan over 5 years costs 9.15% a year.

Flat interest is charged on the full amount, even after you've paid half of it back.

New tab: type the payment, get the rate you actually pay. Runs in your browser, nothing sent.

https://t.co/EmKvsCIgvI

[Accrual @accrualtools]

"5% flat" on a 25,000 loan over 5 years costs 9.15% a year.

Flat interest is charged on the full amount, even after you've paid half of it back.

New tab: type the payment, get the rate you actually pay. Runs in your browser, nothing sent.

https://t.co/EmKvsCIgvI