Aditya Karnik

Keen student with inquisitive and curious mind. Here to learn, unlearn and relearn. Sports buff. Have many other assorted interests. Cheers!!!

[Aditya Karnik @Adityaskarnik]

To achieve financial success, you need not be genius like @sachin_rt but you need patience of Sunil Gavaskar and discipline of Rahul Dravid.

[Aditya Karnik @Adityaskarnik]

@krishan_sharmaa Your videos are succinctly brilliant. You put up the ideas across so effectively. I am learning a bit with every video and can't thank you enough Krishan ji. 🙏🙂

[atul kasbekar @atulkasbekar]

Dear @CPMumbaiPolice @MumbaiPolice

This officer is blatantly threatening kids to implicate them in a false drug case.
For what? Because they were walking out to protest, as is their constitutional right?

It’s on video
There’s nothing to discuss
This is a disgrace!

He needs to be summarily fired from the force.

Mumbai Police was, in my youth, famously compared to Scotland Yard.
My grand uncle Shri M.S. Kasbekar once served as Mumbai’s Commissioner

My wife’s uncle, Shri K.P. Medhekar served as well as the Commissioner and the first DGP of Maharashtra

It is a matter of personal and family pride to have these fine decorated officers in our ancestry.

Pls weed out these officers that stain the honour and pride of this fine force.

[Gurjot Ahluwalia @gurjota]

Mad respect for @_soniashenoy for such beautiful articulation on the current state of affairs.

Day by day, more and more people are voicing their opinion, especially women, an absolutely fantastic sign for a vibrant thriving democracy!

[NEIL PARIKH @npparikh6]

Investing is for everyone—and so should be the conversations around it.

One of our unitholders, Mr. Rahul Gala, reached out with a simple request: make our Unitholders’ Meet accessible through sign language, so he—and others in the hearing-impaired community—can fully participate and engage.

We listened.
We’re glad to share that our 2025 Unitholders’ Meet with sign language interpretation—one small but meaningful step towards more inclusive communication.
Watch here: https://t.co/CC7YJvgMlt

[Bhooshan Shukla @docbhooshan]

Roads spruced and marked for cycle race tell you a clear thing.

Such roads are very much possible.

Our politicians, government officers and contractors get together to DELIBERATELY keep them bad.

There is no other explanation possible.

[FIFA India @fifaindiaorg]

#fifaindia

[Harsha Bhogle @bhogleharsha]

Rohit and Virat haven't "come back". They just never went away.

[Bhooshan Shukla @docbhooshan]

This Diwali, do yourself a huge favour.

Slow Down.

Just sit down. Breathe.

Have a Joyful Diwali 🪔

[Sapient Finserv Private Limited (ARN 270293) @SapientFinserv]

This Diwali, may the light of wisdom guide your financial path bringing clarity, confidence, and compounding prosperity.
Here’s to brighter portfolios and even brighter futures.

#HappyDiwali #SapientFinserv #Investing #FestivalOfLights #festivevibes #Finance #Diwali2025

[Shyam Sekhar @shyamsek]

Watching closely at how young people invest now, my thoughts went back to how i began in my early years.

As one who started investing at 21, i am very positive about how the share of young wanting to invest sensibly has risen sharply now. Nobody wants to keep their money working only for a bank ( Thank god! the good old FD is a dead idea among the young).

But the gold fever is very much there. As a youngster, i didn't care too much for gold. I was clear that ornamental gold was a poor way to store or create wealth. The costs of transacting each time with a jeweller are always going to be killing. So when young people blindly invest more money in jewellery and call them investments, I only see them as consumers.

Betting on the economy has always been my big belief idea. The only thing that changed over time was which part of the economy I placed my bets on. Being very diligent at this changed my outcomes significantly. I got more money by investing better. Here again, i see younger people dumb their investing down far more than i ever did or would. The clear culprit for this behavior is technology. Technology has created ease of transacting like never before. But, technology has a singular agenda of its own - raising transaction volumes to levels nobody ever imagined. Technology is obsessed only on one thing - volume. Successful big tech must be able to make more people repeatedly transact. This could either be mechanically ( like indexing) or impulsively ( like FnO or day trading).

But wear the hat of an individual investor and think- you don't even need to transact more. In fact , doing more transactions significantly reduces the efficiency of your investing. And repetitive, mechanical investing will at best keep you average at investing over the long term.

So what do you need for your own greater good? You need an adaptive method to make you smarter than the crowd. It should be simple & changing with the times. This is what i focused upon all my life as an investor. Sounds so boring compared to exciting tech that wows the world, right?

I readily concede that. But, Tech and money are always going to combine only to achieve one thing - massive long term destruction of individual capital incentivising wrong behavior. Whereas what everyone need is an outcome driven way that actually improves behavior.

Why do we not have enough options of that?

We don't simply because the potential rewards for growing the right behavior in others are low, slow and hard to grow. But as an investor, growing the right investment behavior was the path that delivered the maximum for me. And when i moved on to becoming a professional, i did not try to do anything different. So knowing fully well that it is hard to grow the right behavior in people, slow to succeed at that and even hard to build as a business, I still chose only that path.

My simple rule- What worked for me is good for others.

If you are young, hardworking and driven by career growth, you owe yourself only one thing. The right investment behavior- something that is a way of life, a safe pathway to grow your money and what always lets you sleep well.

My whole life journey has been only centered around this pursuit. Whether i invest for myself or for others, i would not do it any differently.

The important change that has happened between the last Diwali and this one is the kind of bandwidth we built to serve more investors, in a better way, constantly improving their behavior and giving them the right investing experience. Doing it at scale for retail investors is what we are positioned to do from this Diwali to the next.

My way of celebrating the festival of lights is by pledging to light up the life journeys of others showing them a safe growth path to wealth. Every Diwali, I remain thankful to the wonderful people in my life who lit my path for years till I knew my way. Let the festival of lights show all of us a better well lit path to prosperity.

[Gurmeet Chadha @connectgurmeet]

Aluminium is next copper
Copper is next silver
Silver is next gold..

All these stories and comparisons have started…

Commodities are more complex and have much longer cycles than equities.

Be careful and don’t go overboard..

[Parth MN @parthpunter]

A bizarre story of a gangster is developing in Maharashtra.

He has escaped to London on a fake passport despite being under police watch.

Read on to know the suspicious role of the Fadnavis govt.

Nilesh Ghaiwal is a well-known notorious gangster in Pune.

He's been involved in murder, extortion, arms possession, and kidnapping.

Last month, five members of the Ghaiwal gang were arrested for opening fire after a road rage incident.

He is facing charges in the same incident, but when the police reached his residence, they found out that Ghaiwal has escaped to London.

He forged the passport.

How did he manage to escape the country with a fake passport when he was under police watch?

However, the story gets murkier.

Earlier this year, Nilesh Ghaiwal's brother, Sachin Ghaiwal had applied for a gun licence.

Police rejected it citing safety issues, and Ghaiwal's history.

However, the police decision was overruled after the intervention of the Minister of State for Home Yogesh Kadam.

In other words, a man responsible for law and order in Maharashtra approved a gangster's brother's gun licence.

Theatre of the absurd

[P. Chidambaram @PChidambaram_IN]

I quote the Hon'ble PM's words (as reported in ToI):

".....has said India was ready to respond after 26/11, but because of the pressure exerted by some country, then Congress govt stopped India's armed forces from attacking Pakistan."

The statement has three parts, and each one of them is WRONG, terribly WRONG

It is disappointing to read that the Hon'ble prime minister of India imagined the words and attributed them to me.

[Shyam Sekhar @shyamsek]

Avoiding investing where risks are so high that the risk-reward is too weak is an under-rated aspect of investing. Especially so when everyone around you is chasing risks and seem to be doing very well.

In mutual fund investing, this is all the more critical. The market's most popular choices almost always go wrong shortly after hitting peak popularity. Ironically, the most unpopular choices then become the big winners in future.

Keeping away from populist investing is almost impossible for most investors. Such is the power of consensus.

But, winning big can happen only when populism makes way for a better path.

We stayed out of midcap and smallcap funds in a while in our @Miles2Wealth ecosystem. But we invested elsewhere with solid conviction.

So, we focused on three funds.
Gold
Silver etf
World gold fund.

We weighted them adequately.

Result-Our clients are up by a huge margin over any benchmark, any peer portfolio, or fund portfolio smallcases.

When we take such a huge lead in our portfolios, we have a huge headstart for outlier long term performance.

But, to sustain such a lead, you need to put your head down, do necessary risk management and look for the next set of themes.

This is what i enjoy doing in the mutual funds space. I want 100000 investors to enjoy such compounding for years on end to reach 1crore and go far beyond.

If you like to experience mutual fund investing that is driven, different and delivering you can fill this form. Welcome to a whole new world of high conviction investing. A new journey awaits you.
https://t.co/XnSUz7EfOB

[Sapient Finserv Private Limited (ARN 270293) @SapientFinserv]

Smart investing isn’t about chasing high returns, but steady growth with measured risk.

#SapientFinserv #SmartInvesting #WealthWisdom #FinancialFreedom #InvestSmart #WealthPlanning

[Vishal Khandelwal @safalniveshak]

The more I think about the way investment products are “manufactured” and “sold”, the more I’m grateful for the likes of John Bogle and Parag Parikh.

Life was simple, till the race for AUM began.

[Aditya Karnik @Adityaskarnik]

@Aneeshkelkar1 Couldn't agree more....we need to be flexible and adapt to the changing times.

[Devina Mehra @devinamehra]

Shoutout once more for Mohammed Ali👏👏👏

Besides the incident mentioned in the post, Ali refused to be drafted into the Vietnam war, saying he had no reason to go across the world and kill brown people.

The price he paid?

- Being stripped of his boxing titles
- Losing nearly 5 prime years of his career (in his 20s)
- Being arrested
- Fighting criminal charges for years

He wasn't retired. He didn't have unimaginable wealth.

Yet he decided to put his life and career (and a sports star's career is very limited at the very top) on the line for a principle.

That too, against his own country's government.

THAT is what makes him the greatest of all time!
👏👏👏
Not to mention the comeback he made after the long gap.

Contrast with the many Indian celebrities who are goodwill ambassadors of UNICEF.
Their site showed Amitabh Bachchan, Sachin Tendulkar, Priyanka Chopra, Madhuri Dixit etc

In what has been the deadliest killings of children in living memory, have any of them spoken out?

There is not even a murmur as a genocide is carried out - with even schools, hospitals, refugee camps and food distribution centers being bombed - newborns left to die in incubators, children picked off by snipers.

Tens of thousands of kids killed (and now starved to death) by Israel and a similar number orphaned.

Not even a token statement from those who have been keen on photo-ops with poor children to show 'their concern for the kids of the world'.

And maybe the earlier celebrities and achievers did have more spine.

Here is a story where Sunil Gavaskar stood in front of a violent mob to save a family from the 'other religion'

https://t.co/IJPIGWFgaM

More recently the 1983 World Cup cricket winning team wrote a letter in support of the Olympic wrestlers fighting against the likes of Brij Bhushan

#champion
#GOAT
#MohammadAli