aiSmartBudget

AI-powered personal finance. See your cash flow before it becomes a problem. Your Financial GPS. 🔗

[aiSmartBudget @aiSmartBudget]

Your Financial GPS launches for its first users on May 4.

General Release: July 6. Join the waitlist for a whole new category of AI-powered personal finance tools.

https://t.co/9u3mK449HI

[Michael Schmahl @mschmahl925]

We launch in 6 days.

[aiSmartBudget @aiSmartBudget]

A GPS helps reroute you when there’s an accident or traffic on your journey.

aiSmartBudget helps recalculate and reroute your savings plan after unexpected expenses threaten your goal.

https://t.co/BLRwUQwt8Y

#personalfinance #savingsgoals #wealthbuilding #aismartbudget

[Michael Schmahl @mschmahl925]

You don’t have a savings discipline problem. You have a savings plan real time recalculation problem.

[aiSmartBudget @aiSmartBudget]

A major shift in student loan administration just happened. 9.2 million borrowers are now under Treasury management, with significantly more enforcement authority. Most don't know, or what the personal implications are. Here's what to do: https://t.co/fjOmQfs0es #StudentLoans

[Michael Schmahl @mschmahl925]

9.2 million student loan borrowers had their loans transferred to the Treasury Department on March 19. $180 billion in defaulted debt. New manager. Significantly more enforcement authority. Most borrowers have no idea this happened.

[aiSmartBudget @aiSmartBudget]

This is exactly why we built aiSmartBudget.
See what your balance is actually costing you:

https://t.co/o7923mksCA

#CreditCardDebt #PersonalFinance #aiSmartBudget

[Michael Schmahl @mschmahl925]

Many people with credit card debt will never pay it off.

Not because they can't afford it.

Because the minimum payment was designed to prevent it.

[aiSmartBudget @aiSmartBudget]

We broke down exactly why this keeps happening and the three moves that actually stop it. Full breakdown: https://t.co/l6ZRbDuQHs

#personalfinance #cashflow #budgeting #fintech

[Michael Schmahl @mschmahl925]

According to the Consumer Financial Protection Bureau, Americans pay more than $12 billion in overdraft and NSF fees every year.

Not from overspending. From not seeing what was coming.

The problem isn't discipline. It's visibility.