ajay goyal

[ajay goyal @ajaygoyalaga]

@IDFCFIRSTBank @PiramalFinance @Bajaj_Finserv @AxisBank @ICICIBank @tatacapital Now see I took loan from Stashfin at 36% interest. Now paying way higher interest rate. This is because my bank @IDFCFIRSTBank @Bajaj_Finserv @PiramalFinance who has denied. @aubankindia @ICICIBank_Care do you do the same with your customers.

[ajay goyal @ajaygoyalaga]

Why am I being denied loans despite a decent CIBIL score, a clean repayment history, and zero missed EMIs?

My family’s Can Fin Homes loan counts against my eligibility because I’m a co-applicant, even though my elder brother pays the EMI. Why should I bear the full burden?

[ajay goyal @ajaygoyalaga]

Why is my brother’s CIBIL being fetched when I apply for a loan? Is this legally permitted?

Even lenders I’ve been associated with for 3–4 years refuse fresh credit despite my clean track record.

@IDFCFIRSTBank @PiramalFinance @bajaj_finserv @AxisBank @ICICIBank @TataCapital

[ajay goyal @ajaygoyalaga]

@india_lending @RBI @lendingplate Reply? @lendingplate #indanbank

[ajay goyal @ajaygoyalaga]

@india_lending please tell me if the attached offer is valid for me. If I pay 299, I will be eligible for the loan right? As shown in screen shot. @RBI @lendingplate.

[ajay goyal @ajaygoyalaga]

@PiramalFinCare No calls or messages have resolved my query yet. Is this the way you treat you associated customer. Shame on you, beside my clear track record piramal has declined me to help. @RBI @tatacapital @Bajaj_Finserv @LnTFinance @poonawallafinco

[ajay goyal @ajaygoyalaga]

@IDFCFIRSTBank @PiramalFinance @Bajaj_Finserv @AxisBank @ICICIBank @tatacapital @MonnKeyBaat Dear Late Ratan Tata Ji, if you can hear me, I humbly request you to guide your team to help me find a solution. I have immense faith in the Tata Group and trust Tata more than anyone else. I sincrly hope someone from your team will hear my plea and help me resolve.

[ajay goyal @ajaygoyalaga]

@IDFCFIRSTBank @PiramalFinance @Bajaj_Finserv @AxisBank @ICICIBank @tatacapital @HDFC_Bank @AU_Bank

@RBI @NCPCR? @India_NHRC — shouldn’t consumers have the right to compare loan offers without hurting their eligibility?

Is this how responsible borrowers are pushed towards defaults? We deserve transparency, not a black box!

[ajay goyal @ajaygoyalaga]

@tatacapital Where can I share my contact details?

[ajay goyal @ajaygoyalaga]

@tatacapital Can Tata Capital help me consolidate my existing loans through a Balance Transfer into a single OD/flexi facility?Total outstanding is around ₹7.5 lakh, and I’m also looking for an additional top-up. I have a clear repayment/credit track record.
Please let me know.

[ajay goyal @ajaygoyalaga]

@tatacapital OD facility. Your agents pitch something completely different on calls, while your publicity says you “shield” customers and help with existng obligations. I need clarity: can you offer an OD/BT solution based on my overall profile, rthr than simply focusing on curnt obligations?

[ajay goyal @ajaygoyalaga]

@BhajanlalBjp @JVVNLCCare Sanganer ki haalat bahut kharab hai. Jahan dekho factories ka chemical paani roads par, chemical wale kapde jalane ki wajah se pollution, aur JVVNL ki light ka bhi bura haal. Video dekh lo, ground reality samajh aa jayegi. All day dim.

[ajay goyal @ajaygoyalaga]

@_MukeshAmbani @gautam_adani kuch pesa transportation me invest karo yaar (jaanta ka paisa vapass karo). Gaarmi me bhot dikkat hati h yaar bacho k sath. Toda loss bhi Lena sikho. Bohut kamaya h janta se... Kuch bhala bhi kardo. @narendramodi @RahulGandhi @IRCTCofficial

[ajay goyal @ajaygoyalaga]

@Bajaj_Finserv where is the kyc option hidden in the service section, can't find the kyc option easily. Why is this so hidden. Why is it not one click solution. This is the way banks loot is. #Pathetic @RBI

[ajay goyal @ajaygoyalaga]

Dear @PiramalFinCare I would like to request a Balance Transfer for all of my existing loans to Piramal. I have been a loyal Piramal customer for the past 4 years, and I request you to kindly consider my application on priority. Pls assist me with the process at the earliest

[ajay goyal @ajaygoyalaga]

@IDFCFIRSTBank I don't understand the Indian banking system. Those who earn less often end up paying the highest interest rates, while those with higher incomes get the lowest rates. Shouldn't responsible repayment & customer loyalty matter too? @RBI @DFS_India #Banking #PersonalLoans #Rates

[ajay goyal @ajaygoyalaga]

Need an OD limit to close high-interest personal loans and manage marriage expenses. Unable to get one due to existing obligations. OD repayment flexibility would help improve cash flow and reduce debt burden.@HDFCBank_Cares @ICICIBank_Care @AxisBank @IDFCFIRSTBank #debtconsoli.

[ajay goyal @ajaygoyalaga]

@IDFCFIRSTBank If you can't help me consolidate my loans, then at least reduce my interest rate. I'm currently paying 18% interest and have been servicing this loan for over 2 years with regular repayments. I've seen IDFC FIRST Bank offer personal loans at rates as low as 8 to 9% to big salry

[ajay goyal @ajaygoyalaga]

My goal is to close high-interest personal loans and cover essential marriage expenses. An OD would help because of its repayment flexibility, unlike another loan. @abcapital @IDFCFIRSTBank @AxisBank @tatacapital