Ajay kumar V

Doer. Optimist. Believer of success habits. Investment adviser. Cricketer.

[Shyam Sekhar @shyamsek]

In my column for @livemint. I argue the case for a shift in portfolio positioning. This is especially important for mutual fund investors. Do read.

[Shyam Sekhar @shyamsek]

Investors like me grew ourselves standing on the opposite side of FIIs. We always believed in Value, Conviction & Patience. Now, you need to think what will give you the edge in the current market scenario. Blindly tracking what FII's do may not be as helpful as consciously focusing on what you need to do. Do watch this show #DECODE which we are curating that brings out what we need to do now. @vardhiniritesh

https://t.co/NW1U4rTJkS

[Shyam Sekhar @shyamsek]

The big reason for sustained investment performance is discipline. As custodians of capital, we not just maintain discipline ourselves. We go well beyond that and work incessantly to make our investors more responsible and disciplined. Read our latest blog post to understand our current thinking.

https://t.co/IqeK65db4p

[Shyam Sekhar @shyamsek]

When i entered the world of investing, what interested me most was the prospect of achieving early financial freedom. When i got there early, i strongly felt that i could take my financial freedom to the next level. My life choices could expand, lifestyle could grow and investment could reach a higher plane in life. Then, i got there too. It was after reaching a far higher place than just financial freedom that i realised something about myself. I had enjoyed creating and growing my financial freedom far more than actually experiencing the benefits of having enough and more money.

It was then that i decided that i will play a constructive role in helping others create and grow their financial freedom. It felt like the best thing for me to do for the rest of my life.

That led me on this path of founding @ithoughtinvest as a wealth management firm, building a 100% pro- investor culture, ideating @Miles2Wealth , creating an education engine and now aspiring to build a futuristic asset management firm.

Now there are multiple goals i pursue building them up one at a time. Supporting 100000 investors who wish to build an investment book of 1 crore through disciplined savings is first big milestone. As I reach each milestone, i will set the next big one to work towards. My milestones are probably bigger, tougher and harder than what i set for investors journeying with me.

But, that's how my life's playbook has always been and will remain so. My commitment to handholding 100000 investors is now open. Feel free, fill this form to join me and journey along towards your financial freedom.
#MakingEveryInvestorThinkBig
#Milestones2Wealth
https://t.co/Xvn7AaFOSk

[Shyam Sekhar @shyamsek]

ஐந்து நண்பர்கள், சந்தையை பற்றி ஒரு Unplugged session போட்டோ எப்படி இருக்கும்? பாருங்க ! #muthaleetukkalam Unplugged. @muthaleetukaLam
https://t.co/oJWGBxGN1u

[Shyam Sekhar @shyamsek]

An investor who is part of #Milestones2Wealth called me. He was expressing his happiness on reaching the Big Milestone of ₹1 crore.
He felt that but for the focus he got from the M2W program, he would not have achieved his goal so quickly.
Now, he was ready for bigger goals.

After the call, i was thinking to myself. I have managed so many clients. But, here was an investor reaching out to personally express his joy, satisfaction and feelings on achieving his goal.

The reason this happened was the power of purpose. I created @Miles2Wealth
With a purpose. I wanted to take 1 lakh investors to ₹1 Crore. That in turn has made 10K investors to focus intensely on their ₹1crore milestone.

Every month, 100s of investors are leaving their DIY mode to join M2W. They find purpose in pursuing their bigger goals through a milestone approach. I find my purpose in making them reach every milestone ahead their timelines.

When investing happens with purpose, the outcomes are always going to pleasantly surprise us. If you wish to join me on this journey of purpose towards Building wealth, do fill the form below.
https://t.co/Xvn7AaFOSk

[Shyam Sekhar @shyamsek]

The Pro-Investor practise.

The core of the #ithought way is our Pro- investor work ethic. Everything we do aligns with what is good, fit and right for every investor.

Suitability of every product for every investor is at the core of our work. Right buying is what we ensure happens in every investor's portfolio.

Scale is the most important outcome every investor needs to achieve. Everyone knows it. Yet, few investor's consciously seek scale. They operate in a small way for long years. We #nudge investors constantly to achieve scale. Most importantly, we make them use compounding to its full effect after they invest to their full potential. This is the #accelerator approach to achieve scale that every investor needs. We encourage every Investor to achieve this.

While returns are very important, the road to returns is paved by doing smart things while investing in tough times. We stay close to our investors and keep advising them to invest actively in the toughest times.

These are just a few core principles we follow diligently in building a Pro- investor practise at @ithoughtpms and @Miles2Wealth .

Whether you are a small investor starting to build meaningful financial wealth, or a well established investor wanting to grow as well as preserve wealth to be passed on, we have the capability to fulfill your needs holistically through our 100% Pro-investor investment practise.

The value we deliver and the values we carry into our work make you achieve more with less.

If you wish to invest the ithought way, fill the form below. We welcome you to invest and grow to scale.
https://t.co/Xvn7AaFOSk

[Shyam Sekhar @shyamsek]

ஐந்து நண்பர்கள் பங்கு முதலீடு, பொருளாதார வளர்ச்சி, பெர்சனல் ஃபைனான்ஸ் மற்றும் உளவியல் பற்றி பேசினால் எப்படி இருக்கும்?

இதை பார்க்கும் போது, நமக்கு ஐந்து நண்பர்கள் இருப்பது போல் பார்ப்பவர்களுக்கு தோன்றும். அது தான் இந்த Muthaleetukalam Unplugged Show வின் தனித்துவம்.

https://t.co/cEgoCu6wJS

[Shyam Sekhar @shyamsek]

On every rough day in the market, i try to do only one thing.

Make my investors participate. They need to invest something. How much they invest depends on their liquidity.

But, my job is to nudge. And, I have done this for clients on every single difficult day the market faced since i began in 2009 with #ithought.

Investors who traveled with me for years know what this activity will turn out into. New Investors often mistake this as business generation. I dont distract myself over them. I wait for them to understand.

Why do I try so hard to make my investors participate in every opportunity? Thats what I believe will be my biggest success. If I achieve this, returns will follow.

How can i be so sure? My conviction comes from my experience as an investor. I am merely extending what i did for the benefit of others.

The best research, constantly tuned up investment strategy and consistent value alignment ensure that investors achieve their goals in the long term.

But, in crisis, i ensure that investors participate. The only ones who don't participate are those who only measure performance during a crisis. To a point, i try to make them see the markets like how I do. After that, we all move on.

I focus on those who participate. They have earned the right to win. I focus everything I can for them.

One thing I believe completely in.
"The markets belong only to the believers. " Doubters aren't destined to win big.

Today I am on a journey to make One Lakh investors reach OneCrore with @Miles2Wealth. Our tribe of believers is close to 10K and rapidly growing.

My milestone is set. Believers are welcome onboard this journey.

https://t.co/Xvn7AaFOSk

[Shyam Sekhar @shyamsek]

Finfluencers have really succeeded at convincing the public on many wrong things. I must give it to them.

One guy wanted you to Buy At Any Price.

Another guy told you to focus on saving brokerage more than on anything else.

A third chap told you to invest only outside India.

A fourth fellow sold you Dubai as a dream home destination.

A lady sold you every single IPO.

A sixth chap told you owning just one equity mutual fund scheme is enough.

The common thread that i see among them - whatever they advised you was free.

But the cost that you paid for their mistakes was heavy.

Free advice often carry negative value. They come at a heavy price. Just that you fail to cost even the most costly mistakes. This is the finfluencers biggest moat.

I am not asking you to pay for advice. That's your free will.

This is to warn you about risks of not choosing the right value(s).

My grandmother's advice to me still holds good for you - "There is no free lunch".

[Shyam Sekhar @shyamsek]

Want to know where to invest now? Join this exclusive webinar for @Miles2Wealth
Clients. Register Now!

This webinar is designed for investors looking to identify meaningful investment opportunities in today’s evolving market. We’ll break down where opportunities are emerging, how to evaluate them with discipline, and how to align investments with long-term wealth goals—without reacting to short-term noise.

Speaker:
Harshil Nichani, AVP- Investment Strategy

Date: 11 April 2026 | Saturday
Time: 10 AM - 11 AM IST

Registration Link: https://t.co/MCOEc9FWPb

[Shyam Sekhar @shyamsek]

The Compounding Show is a new, long format conversation curated by me. Do watch this episode with Ganesh Mohan, CEO of @bajajfinservmf . Share your thoughts, feedback and suggestions. Subscribe to my youtube channel . @ithoughtconnect
@Miles2Wealth
https://t.co/RPZz1yvpQG

[Shyam Sekhar @shyamsek]

When it is the time to invest aggressively, don’t waste your time checking out on your past returns. Focus on investing in the right place and returns will always follow you.

[Shyam Sekhar @shyamsek]

Buying when it is the time to sell.

This is exactly what seems to have happened in gold and silver.

We nudged our @Miles2Wealth clients to sell. We sold in Multi-asset PMS where we had the discretion.

But, on the other side, people were buying like there was no tomorrow.

I even had the odd client who sold everything else and went all-in into silver in the direct option on a platform. Then, I came across businessmen who borrowed on their overdrafts and bought physical silver at the peak.

Greed has no cure. Especially, if it is generated out of FOMO. But, that greed can still be taken advantage of, if you stand on the opposite side. Thats is what we always try to do and #nudge our clients to do.

The choice is entirely yours.

[Shyam Sekhar @shyamsek]

வெகு காலமாக இது போன்ற ஒரு உரையாடல் செய்ய வேண்டும் என்ற எண்ணம் எனக்கு உண்டு. அதற்கான நேரம் அமையவில்லை. சென்ற வார இறுதியில் இது நடந்தது. இதை இன்று வெளியிடுவது தற்செயலாய் நடந்தது. பாருங்கள்! @muthaleetukaLam உங்கள் களம்!

https://t.co/Dn11fTbvvs

[Shyam Sekhar @shyamsek]

Investors, these days, are trying too hard.

But, in my experience, the best investment ideas did not come that way.

To me, ideation was all about being at it consistently and showing up when ideas are ready. The ideas always appear before the investor who is fully prepared.

The only factor not in our control is time. The problem with those trying too hard is they are trying to control the time.

Usually, this never gives an investor any edge. In fact, it does exactly the opposite.

[Shyam Sekhar @shyamsek]

Mutual fund முதலீட்டில் நடக்கும் common minstakes என்னென்ன? அவற்றை எப்படி தவிர்ப்பது என்பது பற்றிய என் பேசலாம் பர்சனல் finance [ PPF] podcast. @Spotify
யில் கேளுங்கள்!https://t.co/kzpexrf2IE

[Shyam Sekhar @shyamsek]

Meeting our investors as part of my work is always very insightful. I make it a point to understand their aspirations, assess their risk alignment and evaluate if they are investing to their potential. I like to understand who we are investing for. It is very important for me to align with their vision of the future, how they want it to be and what I can do for them. There is a strong reason behind this.

I want to ensure every investor who travels with #ithought is completely aligned to what is right for them and we do exactly what is needed. This alignment is what ensures that investors have a long, gratifying and productive relationship with us. The longevity of relationships ensures full productivity of compounding in their life. When I look at families whom we have taken to their big milestone of ₹100 crores, what stand out are not returns, outperformance of benchmarks or fees earned. Interestingly, all these become incidental aspects in long journeys. The most important aspects in a long journey to a big milestone are endurance, risk management, behavioral alignment and sustained persistency. These standout in my professional work.

That is why we emphasise so much on delivering the more qualitative and behavioral aspects to every investor in the #ithought way. Does that mean we are making light of the importance of returns? Certainly not. But obsessing endlessly over returns is what kills an investor's prospect of making them. Return obsession invariably induces behavioral biases and misalignment. Most return obsessed investors fail to invest when it is the right time to invest aggressively. By failing at this, they don't help themselves to actually get the returns they obsess so much about. This helps nobody's cause and I definitely don't want this to happen to any investor.

So, helping every investor focus on what he needs to when he actually has to intensely do so is what we constantly work on with our clients. We succeed with most of our clients and that is at the core of our success. Bringing the right behavioral shifts in every investor at the right time is a constant endeavour. Investors come to us from places where behaviour is mostly sub optimal and often very regressive. We put them on the right path, guide them at every step of their journey and do dedicated work for years together. Our work eventually runs deep in an investor's life. Being reasonably paid for that is not something anyone objects to when efforts run long and delivery is sustained.

We generate returns for clients mainly because we make them invest regularly, scale up their savings, grow their annual investment commitments and stay invested on the right places for the required duration. Returns are not a function of stock picking genius or the momentum chasing mindset. Returns come from playing safe, staying long and playing hard when the need arises.

Now , we are growing our investor base significantly doing all the right things at scale. If you like to invest with #ithought, fill the form below.
https://t.co/Xvn7AaFOSk

[Shyam Sekhar @shyamsek]

ithought is building its wealth management practice in #Bengaluru and I am happy to inform you that we already have over 750 clients in the city. If you wish to know more about our firm, have a discussion on how our #InvestorFirst approach works and experience the #ithought way, just spare a minute and fill the form below. Our experienced advisors will get in touch with you and start engaging.

I do plan to hold Investment boardrooms with our potential clients in Bengaluru and interact regularly. If you wish to participate in an upcoming boardroom next weekend, do let us know after filling the form.

https://t.co/Xvn7AaFOSk

[Shyam Sekhar @shyamsek]

Happy to note that two of our funds were top performers in 2025. These funds broadly symbolise the ithought journey and carry all the good work we did over 16 years. Thank you @PmsBazaar and @ETMarkets for the mention. #SpherePMS was the second best performing fund. NIOPMS, our NRI only PMS product came in the top 10 too.
https://t.co/B5ER7XgYe6