Here's exactly when your Dangote Refinery shares will actually hit your CSCS account.
Offer opens: September 14, 2026
Offer closes: October 13, 2026
Subscription returns collated: October 27
Allotment submitted to SEC: November 5
SEC no-objection clearance: November 11
Allotment announcement: 1 business day after clearance
Refund of surplus: 5 business days after allotment
Shares hit your account and trading begins: 15 business days after allotment, indicatively late November to early December 2026.
Is the Dangote Refinery overvalued at N525 per share or is it fairly priced seeing it was priced at an equivalent of N480 just two months ago during the private placement?
What are your thoughts?
#wealthcoachomiete#dangoterefinery#investsmart#stocks#moneytalks
Fwd as received
*Professor Idris Bugaje wrote:*
A strange thing is happening in Nigeria.
A young man spends 20 years climbing the educational ladder.
6 years in primary school.
6 years in secondary school.
4 to 6 years in university.
1 year of NYSC.
By the time he is done, he has invested roughly 6,500 to 7,000 days preparing for life.
Then life arrives and asks a simple question:
“What problem can you solve?”
Silence.
Not because he is unintelligent.
Not because he is lazy.
But because somewhere along the journey, we confused education with certification.
We taught people how to pass exams, not how to create value.
Think about it.
An electrician who never attended university can walk into a building worth N500 million and confidently power every room from the foundation to the penthouse.
A graduate with multiple certificates may stand beside him unable to identify which wire powers the building.
One has credentials.
The other has capability.
The market pays for capability.
That is why reality often delivers a rude mathematical lesson.
If a graduate earns N100,000 monthly, that is N1.2 million annually.
A skilled technician charging N40,000 per job and handling just two jobs weekly earns over N4 million yearly.
Same country.
Different skills.
Different outcomes.
The tragedy is not that one earns more than the other.
The tragedy is that we keep preparing millions of young people for a race that no longer exists.
We celebrate admission lists like victory trophies.
We celebrate graduation photos like guaranteed employment letters.
Then we act surprised when hundreds of applicants compete for one vacancy.
Imagine 1,000 people chasing 10 jobs.
Basic mathematics says 990 people will be disappointed.
No motivational speaker can negotiate with arithmetic.
Yet we continue producing graduates faster than we produce opportunities.
That is like manufacturing keys without building doors.
The painful irony?
The people we once looked down on are increasingly becoming the people we depend on.
When your transformer fails at midnight, you do not call a philosophy graduate.
When your water stops running, you do not search for a political scientist.
When your air conditioner breaks in April heat, theory suddenly becomes less important than technical competence.
The economy has a brutal honesty.
It rewards usefulness more than status.
Nations that understood this long ago built prosperity differently.
They stopped asking only, “How many graduates do we have?”
They started asking, “How many builders, technicians, machinists, coders, welders, mechanics and innovators can we produce?”
There is dignity in intellectual work.
There is dignity in skilled labour.
The mistake is ranking one above the other.
A society that worships certificates while neglecting competence eventually discovers that framed documents cannot build roads, repair machines, wire factories, manufacture products or create wealth.
The future belongs to people who can solve problems.
Whether they learned it in a lecture hall, a workshop, an apprenticeship centre or under a mango tree is secondary.
Because at the end of the day, the market does not award marks.
It awards value.
And value has never asked to see anybody’s certificate before writing the cheque.
May Nigeria win 🇳🇬🇳🇬
Engr Prof IM Bugaje
Executive Secretary,
National Board for Technical Education (NBTE)
#YourWill#Stocks and #YourWill
Don’t just buy stocks. WILL them.
Your shares investment are part of your estate. If you die without a will, your loved ones may lose access.
✅ Buy stocks
✅ Track them
✅ Write a Will
✅ Tell wife, children
Wealth without structure can become a burden
#StockKlass
#InvestEdu
Reach Out Via Whatsapp 08055061055
The Nigerian equities market entered the second week of July with renewed conviction, reversing the previous week's correction as investors aggressively accumulated fundamentally strong banking, industrial, and oil & gas stocks. The rebound was broad-based, lifting both the #Proshare Market Cap-Weighted Index (+4.86%) and the Total Return Float-Adjusted Index (+6.46%), reaffirming that the underlying bullish narrative remains intact despite intermittent profit-taking.
The recovery reflects more than bargain hunting. Improving macroeconomic signals, including a stronger current account surplus, Nigeria's placement on the @SPGlobalRatings Dow Jones Indices' 2027 Watchlist for possible Frontier Market reclassification, and sustained investor confidence in ongoing economic reforms, continue to reinforce the long-term investment case for Nigerian equities. At the same time, resilient domestic institutional participation has provided a strong anchor for the market, offsetting concerns over elevated fixed-income yields.
Looking ahead, the market's ability to sustain this momentum will depend on whether macroeconomic fundamentals continue to validate investor optimism. June inflation data, exchange rate stability, the trajectory of domestic interest rates, and the commencement of half-year corporate earnings releases will shape near-term portfolio positioning.
The market appears to be transitioning from a momentum-driven rally to one increasingly anchored on earnings quality and macroeconomic resilience. As investors become more selective, companies with strong balance sheets and dividend prospects are likely to remain the primary beneficiaries of capital flows in the weeks ahead.
https://t.co/5igMr8AYEn
Your pension might soon help build Nigeria's roads, railways and power plants.
PenCom is planning a new fund to channel part of the country's $22 billion pension money into infrastructure, while promising to protect your savings first.
This comes as total pension assets hit a record N31.32 trillion. Here is the reminder most people miss: that retirement money is yours, and it is bigger than you think.
PenCom recently recovered over N3 billion that employers failed to remit. Check your PFA statement and confirm your employer is actually paying in.
ALLAHU AKBAR!🙏🙏👇
Young and talented Gwani Musa Salihu Auwal has memorized the entire Qur’an and written it completely by hand.
A remarkable achievement that reflects a deep connection with the words of Allah. May Allah bless him and make the Qur’an a light and guidance in his life.