Alex Ryer, CFA, FRM, CAIA

Bitcoin and Ethereum investor. Views expressed are my own, and should not be construed as investment advice.

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

https://t.co/hwJLulSf9K

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

@TeamsterSOB Sean, you just gave the best speech I've seen in a long time. At the RNC no less. You are one tough SOB as well - literally!

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

There is a combined limit on 401k Roth + Traditional. If I contribute $23k after tax dollars that's equivalent to $32k pre tax, so you get to invest more in Roth. If tax rates remain same, then the tax hit is same if investment is same. But Roth allows 40% more invested!

[Ankur Nagpal @ankurnagpal]

Everyone should open a Roth IRA

A Roth IRA is so effective at lowering your taxes that the government doesn't allow anyone earning $160K+ to contribute to one directly

However, here's THREE loopholes that let high earners get thousands of dollars into a Roth IRA legally:

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

@6_Figure_Invest Cash only means you can't buy or sell at rhe intraday price. All transactions occur at the end of day NAV. That sucks.

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

@EricBalchunas .@EricBalchunas cash creates means no intraday trading at current price. You get the closing price regardless of when you trade.

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

@EricBalchunas @zerohedge Yes, but is the cash contribution netted intraday and bought at the closing NAV? Answer: Yes, which means no intraday pricing, unlike every other ETF.

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

@SBakerMD Shawn, you need to try sculling on water! https://t.co/h7D4NT7r2V You can bring your dog, too.

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

ETFs are bought and sold by Authorized Participants, who then hedge their book intraday and settle via inkind transfer at the closing NAV. This allows intraday trading. If you require cash only, then how is that any different from an open end mutual fund? If you buy Bitcoin ETF at mid-day, do you get closing price or intraday? Bad idea...

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

@ClimateBen effect is minor

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

That's the most important thing that nobody really seems to recognize. Thanks for succinctly pointing it out.

You're "short a bond" that has gone up in value due to rising rates, but you can't sell it.

That's why people are HODLing their mortgages...

[Nick Huber @sweatystartup]

The mortgage on my house is an asset, not a liability.

2.9% fixed for 30 years.

Paying it off would be a silly mistake.

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

Can a baker opposed to gay marriage charge more for gay wedding cakes instead of refusing to bake? Could a Christian college charge non-believers more to attend? Can HBC's give scholarships based on race?

Serious questions... not asking should, but could under the new legal precedents... ?

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

@page_eco exactly. there is more perceived uncertainty in the tails. We simplify to binary when unsure, whereas more samples in the middle lead us to overweight the linear relationship - false precision.

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

@johnkrasinski @homebaseprogram @The_USO @MAFallenHeroes @RedSox What a great surprise to see you and the cast show up to support our vets! Loved the premiere!

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

John Krasinski, Wendell Pierce and Michael Kelly showed up for the Boston premiere of Jack Kelly /Amazon Prime

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

@robertlufkinmd what about bicycles? walking? low miles travelled may skew to surprising result...

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

@crazyclipsonly Rider panic-grabbed front brake and lost control. He was lucky.

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

@zoeharcombe Forever Stamps

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

State Department Funds Disinformation Index Warning Advertisers to Avoid ‘Reason’ https://t.co/Gk6XbQzFAJ

[Dr Shawn Baker 🥩 @SBakerMD]

PUBLIC SERVICE ANNOUNCEMENT:

One of the best thing you can do to improve your health and quality of life is to dramatically up your consumption of beef!!

Retweet and/or comment if you agree!

[Alex Ryer, CFA, FRM, CAIA @alex_ryer]

@SBakerMD ha - imagine if gatorade bottled rocky mountain oyster sports drinks