Alfalytics

PFMO @PFMO_ng | NPHCDA |Data Analyst | Muslim | Economist | OAU Alumnus

[Alfalytics @alfalytics]

I got this from Jumia and it's very good.

[foxxxy @lydiacreatesng]

1688 >> Temu. Could get this for less than half the Price 🫠

[Alfalytics @alfalytics]

I'll never understand why some 🇳🇬 politicians steal public funds when they can literally leverage insider information on new government policies and make strategic positions in the stock market before they're announced. Instead, some still choose corruption; the easy road to hell

[Nigeria Stories @NigeriaStories]

Full list of Malami properties listed by EFCC’s interim forfeiture order marked FHCIABJ/CS/20/2026:

1. Luxury duplex at Amazon Street, Plot No. 3011, Cadastral Zone A06, Maitama, Abuja (purchased in December 2022 for N500 million; enhanced value: N5.95 billion).

2. Two-winged storey building at No. 3, Onitsha Crescent, Area 11, Garki, Abuja (formerly Harmonia Hotels Limited), purchased in December 2018 for N7 billion.

3. Plot 683, Jabi District, Cadastral Zone B04, Abuja, comprising a five-storey building now operating as Meethaq Hotels Ltd with 53 rooms and suites (purchased in September 2020 at carcass level for N850 million, with an additional N300 million paid to take possession; current value: N8.4 billion).

4. Property No. 3130, Cadastral Zone A04, Asokoro District, Abuja, comprising terraces, purchased in January 2021 for N360 million.

5. Meethaq Hotels Limited, No. 3 Rhine Street, Maitama, Abuja, with 15 rooms (purchased in February 2018 for N430 million; current value after rehabilitation: N12.95 billion).

6. Plot No. 1241B, Asokoro District (No. 11A Yakubu Gowon Crescent), Abuja, purchased in July 2021 for N325 million.

7. Shop No. C82, Citiscape-Shariff Plaza, Plot 739, Aminu Kano Crescent, Wuse II, Abuja, purchased in March 2024 for N120 million.

8. No. 4 Ahmadu Bello Way, Nasarawa GRA, Kano, purchased in December 2022 for N300 million.

9. Plot 157, Lamido Crescent, Nasarawa GRA, Kano, purchased in July 2019.

10. Plaza, commercial toilets, laundry, warehouses and tanks adjacent to Birnin Kebbi Market, valued at N100 million.

11. One hundred hectares of land along Birnin Kebbi-Jega Road, purchased in 2020 for N100 million.

12. Four-bedroom bungalow at Gesse Phase, Birnin Kebbi, purchased in 2023 for N101 million.

13. Shops A36 and B3, Vegas Mall, Wuse II, Abuja, purchased in July 2023 for N158 million.

14. No. 26, Babbi Drive, BUA Estate, Abuja, purchased in 2022 for N136 million.

15. No. 27, Efab Estate Avenue, 5th Avenue, 59th Crescent, Gwarinpa, Abuja, purchased in January 2016 for N120 million.

16. Four-bedroom bungalow with two-room boys’ quarters at No. 10B, Doka Crescent, Abakpa GRA, Kaduna, purchased in January 2018 for N40 million.

17. Plot No. 13, Ipent 7 Estate, Karsana District, Abuja, purchased in June 2018 for N85 million.

18. Duplex with boys’ quarters at No. 12 Yalinga Street, off Adetokunbo Ademola Crescent, Wuse II, Abuja, purchased in October 2018 for N150 million.

19. Warehouse shops B40 and B46, Wuse Market, Abuja, purchased in July 2020 for N50 million.

20. Twin houses at Zone E, Apo Legislative Quarters, Plot 14014, Gudu District, Abuja, purchased between February and May 2017 for N250 million.
Properties acquired by Khadimiyya for Justice & Development Initiative, Academic Garden City, Birnin Kebbi

21. Nine units of three-bedroom bungalows.

22. Three units of two-bedroom bungalows.

23. 5.4 hectares of land (acquired between February and September 2023 for N187 million).
Rayhaan University, Kebbi State

24. Permanent site – N56 billion.

25. Temporary site – N37.8 billion.
26. Third site – N2.45 billion.
27. Vice-Chancellor’s residence – N490 million.
Rayhaan Agro Allied Factory, Kebbi State

28. Factory buildings – N4.2 billion.
29. Factory machines and plant – N10.5 billion.

30. Factory mosque – N2.45 billion.

31. Staff quarters – N1.4875 billion.

32. Bustan building – N3.15 billion.
Azbir Arena, Kebbi State

33. Azbir Hotel – N10.325 billion.
34. Printing press – N1.05 billion.
35. Gallery – N581 million.
36. Gardens – N392 million.
37. Mosque – N252 million.
38. Azbir Clothing – N350 million.
39. Azbir Pharmacy and Supermarket – N175 million.
Other properties in Kebbi State

40. Al-Afiya Energy tanker garage opposite Rayhaan University Health Centre, Birnin Kebbi – N2.45 billion.

41. Rayhaan Model Academy – N11.2 billion.

42. Rayhaan Primary and Secondary School – N8.75 billion.

43. Rayhaan Security House, Birnin Kebbi – N245.7 million.

44. Rayhaan Radio, Birnin Kebbi – N78.75 million.

45. Uncompleted two-storey plaza opposite Central Motor Park (Eastern Park), Birnin Kebbi – N665 million.

46. Amasdul Oil and Gas Ltd filling station structure along Sani Abacha Bypass, Birnin Kebbi – N1.05 billion.

47. Malami Support Organisation building – N210 million.

48. ADC Kadi Malami Foundation building – N56 million.

49. Abubakar Malami (SAN)’s house, GRA, Birnin Kebbi – N350 million.

50. Abubakar Malami (SAN)’s house behind Mobil, Birnin Kebbi – N490 million.

51. Abdulaziz Malami’s house at Gesse Phase II, Birnin Kebbi – N1.659 billion.

52. Abiru-Rahman Abubakar Malami’s house at Gesse Phase II, Birnin Kebbi – N2.989 billion.
Properties in Kano State

53. Zeennoor Hotel, Kabuga Satellite Town, Kano, with 131 rooms – N11.2 billion.

54. Zeennoor Mosque, Kabuga Satellite Town, Kano – N84 million.

55. Zeennoor Old Hotel Building – N280 million.

56. Rayhaan Hotel, opposite Aminu Kano Teaching Hospital, Kano, comprising more than 50 rooms – N2.24 billion.

57. Rayhaan Gym, opposite Rayhaan Hotel, Kano – N1.225 billion

[Alfalytics @alfalytics]

@promise1440030 @Omojuwa How you take understand this one? 🤔

[Alfalytics @alfalytics]

Dance step dey cry wherever "Wike d wicked" dey. 😂

[Channels Television @channelstv]

FCT Minister Nyesom Wike Declares 'Gyration Day,' Shows Off Dance Moves

#CTVTweets

[Alfalytics @alfalytics]

@Rufyb Even after studying Economics, we barely had any concrete exposure to the market. It wasn't until I started following OGs like you on this platform that things began to make sense. I only wish I had been introduced to investing much earlier.

[Alfalytics @alfalytics]

@Rufyb This was my experience too.
Whenever my family and I watched Channels TV Business Morning or News at 10, I'd see the daily market charts and say things like, "Ah, Dangote Cement came first today. Oando came last." 😂 I had no idea what any of it meant.

[Alfalytics @alfalytics]

@BaryorY @Ilerioluwakiye_ Humidifier

[Alfalytics @alfalytics]

Great work 🙌🏾

[Abdulaziz Abdulaziz @Abdulfagge]

Glimpses of the frontline...the operation to free Oyo school children and their teachers

[Alfalytics @alfalytics]

@HaadiJimoh Can we ever progress as a country yearning for accountability on all fronts with this line of thoughts of yours, sir?

[Rufybaba @Rufyb]

▪︎ FY 2019
EPS: ₦9.53

Total DPS: ₦6.92
Total dividend payout: 73%

Interim DPS: ₦2.95
Interim dividend payout: 31%

▪︎ FY 2020
EPS: ₦10.01

Total DPS: ₦9.40
Total dividend payout: 94%

Interim DPS: ₦3.50
Interim dividend payout: 35%

▪︎ FY 2021
EPS: ₦14.86

Total DPS: ₦13.12
Total dividend payout: 88%

Interim DPS: ₦4.55
Interim dividend payout: 31%

▪︎ FY 2022
EPS: ₦19.45

Total DPS: ₦15.60
Total dividend payout: 80%

Interim DPS: ₦5.60
Interim dividend payout: 29%

▪︎ FY 2023
EPS: ₦18.22

Total DPS: ₦5.60
Total dividend payout: 100%

Interim DPS: ₦5.60
Interim dividend payout: 100%

▪︎ FY 2024
EPS: ₦12.15

Total DPS: ₦0.00
Total dividend payout: 0%

Interim DPS: ₦0.00
Interim dividend payout: 0%

▪︎ FY 2025
EPS: ₦52.01

Total DPS: ₦20.00
Total dividend payout: 39%

Interim DPS: ₦5.00
Interim dividend payout: 10%

▪︎ FY 2026
EPS: ₦85.61***
Total DPS: ???
Interim DPS: ???
Interim dividend payout: 15% - 30%??

PS:
***: Estimates profit
EPS: Normalised earnings per share
DPS: Dividend per share
Total dividend payout: Total DPS divided by EPS
Interim dividend payout: Interim DPS divided by EPS

Hmmmmmm…. 🌚🌚🌚🌚🌚

Y'ELLLOOO

[ProfitableMan @ProfitableMan1]

The 10 financial ratios every investor should know. Save this. 🇳🇬📚

1. Price to Earnings Ratio (P/E)

What it means: How much you are paying for every ₦1 of the company's earnings.

How to use it: A high P/E means the market expects strong growth. A low P/E may mean undervalued or struggling. Compare within the same sector.

2. Earnings Per Share (EPS)

What it means: How much profit the company made per share.

How to use it: Growing EPS year on year is a sign of a healthy and improving business.

3. Return on Equity (ROE)

What it means: How efficiently the company uses shareholders' money to generate profit.

How to use it: Look for ROE consistently above 15%. The higher the better. GTCO regularly posts ROE above 30%.

4. Dividend Yield

What it means: The annual dividend divided by the current share price. Expressed as a percentage.

How to use it: Tells you what income return you get from holding the stock. Useful for income investors.

5. Price to Book Ratio (P/B)

What it means: Compares the share price to the net asset value per share.

How to use it: A P/B below 1 means you are buying assets at a discount. Can signal undervaluation.

6. Debt to Equity Ratio (D/E)

What it means: How much debt the company carries relative to shareholder equity.

How to use it: A high D/E ratio means the company relies heavily on borrowing. Risk increases when debt is high.

7. Current Ratio

What it means: Current assets divided by current liabilities. Measures short-term liquidity.

How to use it: A ratio above 1 means the company can cover its short-term debts. Below 1 is a warning sign.

8. Net Profit Margin

What it means: How much of every ₦1 in revenue becomes actual profit.

How to use it: Higher is better. NVIDIA's net margin above 60% means they keep ₦60 out of every ₦100 earned.

9. Revenue Growth Rate

What it means: How fast the company is growing its top-line income year over year.

How to use it: Consistent double-digit revenue growth over several years is one of the strongest signs of a quality business.

10. Price to Earnings Growth (PEG)

What it means: P/E ratio divided by the earnings growth rate. Adjusts valuation for growth.

How to use it: A PEG below 1 is considered undervalued. It balances price against actual growth speed.

No single ratio tells the full story. The best investors use several together. These 10 are your starting point. 🇳🇬

Not financial advice. Do your own research.

[Alfalytics @alfalytics]

Oda, thank you sir. Amò lore o.

[Imran Muhammad @Imranmuhdz]

The stock market has done remarkably, five times higher than in 2023. I have created wealth for some of your uncles and grandfathers.

- President Tinubu

[Rufybaba @Rufyb]

The Nigerian Equities Market in June 2026

✑ The market momentum snapped sharply in June. The NGX ASI shed -8.4%. For context, this is the heaviest monthly decline (i.e., the worst monthly performance) since October 2022, when the market declined by 10.6%

✑ Nearly all the sectors closed the month in red:

- industrial was down 17%
- oil & gas was down 15%
- industrial was down 17%
- insurance was down 13%
- banking was down 12%
- power & utilities was down 12%

Airtel was the outlier that lifted telcos' performance.

✑ In different quarters, the market downturn is attributed to profit-taking by investors, liquidity creation ahead of the Dangote Refinery IPO, recent CBN regulations for banks, and adjustments to growth expectations of selected companies.

✑ In Q2 2026, the market was up +14%. In Q1 2026, the market return was +29%. April 2026 was the strongest month in Q2.

✑ On a year-to-date basis, the market is still up by +47%. In USD, the return is +59%, well above the 9% YTD S&P 500 return.

✑ The losses in June 2026 were really steep, and we hope for a better July 2026 (and H2 2026 overall).

[Alfalytics @alfalytics]

One thing is sure, no state will opt for black colour. NPF has damaged its reputation.

[Tolu Ogunlesi @toluogunlesi]

Now that everyone is focused on State Police - have we started thinking about ideas for uniforms?

Will there be a standard set of uniforms across all States or will each State create its own?

Related: France’s Police Nationale worked with Balenciaga and a design agency to create a new police uniform.

Italy worked with Giorgio Armani to design uniforms for the Carabinieri.

[Alfalytics @alfalytics]

@MudiTheInvestor @stockbubblesNG Boss, I hope you were able to exit Geregu yesterday?

[Money Africa @themoneyafrica]

Aradel Holdings just released its audited 2025 results.

The headline is everywhere: profit before tax of N835 billion, up about 164%, with earnings per share up nearly 193%.

On the surface, a record year. But a good investor reads past the headline.

Start with the actual business. Revenue grew about 20% to N699 billion on higher production.

Crude oil exports brought in N440 billion (63% of revenue), refined products N211 billion (30%), and gas N49 billion (7%), with gas the fastest growing part.

So operations genuinely improved.

Now the first catch. Even with higher revenue, gross profit fell about 14%.

That is because the cost of sales jumped from N225 billion to N391 billion. It cost Aradel much more to earn each naira of sales. The core business actually got less profitable.

So where did the giant profit come from?

Mostly from one-off accounting gains tied to two acquisitions, ND Western and Renaissance: a N217 billion bargain purchase gain and a N393 billion translation gain.

That is about N610 billion of profit that does not repeat next year. Strip it out and the year looks far more ordinary.

Two more things worth noting.

Cash from operations dropped to N180 billion from N312 billion, so the bumper profit did not turn into more cash.

And borrowings climbed to around N2 trillion to fund the expansion, which means heavier interest costs ahead.

There is still a real reward for shareholders: a final dividend of N23 per share (N33 total for the year), and the stock is up roughly 160% this year.

A record profit is not the same as a record business.

Always ask three questions.

Is the profit sustainable or a one-off?

Did it become actual cash?

And what did it cost the balance sheet?

Management itself said the full earnings from the new assets only show up from 2026, so next year is the real test.

[Toby @TomolaGroup]

Examples of some growth stocks on the NGX 👇

1. Aradel

2. Lafarge Africa (WAPCO)

3. Fidson

4. Transcorp

5. BUA Foods

6. CWG

7. Presco

8. TIP

Note: “growth” means you’re betting on expansion, not dividends. So higher reward, but higher risk too.

[Alfalytics @alfalytics]

@Halao_Atom @TomolaGroup Sure
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[Alfalytics @alfalytics]

@Bayo_Ajao @TomolaGroup Send your email to my DM.

[Alfalytics @alfalytics]

@EbenJasmine @TomolaGroup Send your email to my DM.