All Things Loyalty

Exploring India’s loyalty ecosystem — from cards to miles to memberships.

💳Cards 🏨Hotels ✈️Airlines 🪙Rewards | facts that matter

[Abhishek Singh @ChaiAndMiles]

A clear gap in what gets attention vs what creates value in the CC world 😅

Hawa-hawai discussions: 21k views📈

Actual portal analysis, redemption math & detailed discussions: 4.7k views 📉

@ameyakarve we need to do something about this.

[AKSHAT @akshat_money]

Benefits worth INR 5 Lakh+ with 2 cards🔥

Added Axis Magnus & Amex Plat Charge last week❤️

Will share my strategy on how to extract INR 5 Lakh+ via these cards 🔜

2026 is going to be big🔥

Queries, Comment 👇!

Follow me for 1 daily credit card tip @akshat_money

#ccgeeks

[AKSHAT @akshat_money]

The only post you need to bookmark today on Air India🔖

Covers all the 1,000+ routes to its 30+ Domestic cities & 42 International Destinations across 5 Major continent!

The post is an extension of my similar post on AI Express!

A thread🧵(1/4)
Queries, Comment 👇

#ccgeeks

[Magnify | Travel with Mag Miles @MagnifyClub]

Platinum and Gold in Maharaja Club both give you Star Alliance Gold. Same lounges, same priority boarding, same baggage. Platinum just adds free domestic cancellation and an extra upgrade voucher. If you're stretching to hit Platinum, stop at Gold. Same status, less effort.

https://t.co/MTeb3LjXq4

[Luxe Indian Point Explorer @luxe_explorer]

🚨 Pay RENT via Credit Card in 2026? Still possible 👇

Took some time for the R&D as most apps killed this feature.
But these 2 platforms still work:

👉 SPaid - Yes AMEX works!!
👉 RentenPe

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💡 OPTION 1 — SPaid (Lower fee route)
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1️⃣ Download the App & register
2️⃣ Use “Pay to Bank Account”
3️⃣ Verify landlord account + PAN
4️⃣ Add your Credit Card & pay

👉 Landlord receives bank transfer
👉 You earn milestone benefits

🔥 Big plus:
AMEX cards work via this route 👀

💰 Fees:
~1% + GST

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💡 OPTION 2 — RentenPe
-----

1️⃣ Add tenant + landlord details
2️⃣ Enter rent amount + upload agreement
3️⃣ Pay via Credit Card

👉 Landlord gets bank transfer
👉 You earn milestones

💰 Fees:
Typically ~2% + GST depending on card

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🔥 Real PLAY
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If your card gives:
👉 >5% value (points/milestones)
And your fee is:
👉 ~1–2%

You’re still net positive every month.
Especially for milestone-heavy cards 😈

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⚠️ DYOR always
---

#Rent #CreditCard

[Right On Points @rightonpoints]

🔥 Another Marriott Safari Camp - Already Bookable

Marriott has gone absolutely bonkers with their Safari presence. After JW, RC, Mapito and Mt Kenya, we have a 5th opening now.

Kinara, Luxury Collection Safari Camp, Masai Mara.

200 all-inclusive tented suites, opening August '26. Revenue rates between $4K-$5K a night. Awards at about 212K-270K a night.

[Tarun | Miles to Suites @asktarunn]

🚨You can book some of the World’s 50 Best Hotels 2025 using points.
Yes, actual points.

All you need to know! 🙌🏻

❤️ Like | 🔁 Retweet | 🔖 Bookmark before you forget

[CardMintz @CardMintz]

https://t.co/YHbwuBmMJ8

[All Things Loyalty @allthingloyalty]

@nebula_world +1

Also this photo alone doesn’t say anything. It might very well be a snapshot of him climbing the top berth.

[All Things Loyalty @allthingloyalty]

HDFC bank playing early “April fools” this year.

Rollback devaluation on gift voucher purchase.

😂😂😂

[All Things Loyalty @allthingloyalty]

With all the devaluations in market ...

Imagine if RBI decides to drop the nuke - # limit credit card APR to 10% just like US did #🔥🔥🔥

Banks will stop giving points, benefits, accelerated rewards and India's credit cards rewards and points game will cease to exist 😐😐

[Luxe Indian Point Explorer @luxe_explorer]

🧵 MEGA Thread: All Masterclass Compilation 🚀

All my deep dives in one place 👇
✈️ Singapore Airlines KrisFlyer
🌍 Qatar / BA Avios
🏨 Hilton Honors
✈️ Etihad Guest
🌍 Flying Blue (Air France–KLM)
…and more being added 🔥📚

🔖 Bookmark | ✅ Follow | 🔁 Share

[Akash @ccg33k]

Equitas Powermiles Diamond tier achieved ! 👊

Tier perks for Equitas PowerMiles are refreshed & available now, don't forget to claim the rewards for your tier (Diamond Rewards in screenshots).

Sweetspot is if you're able to spend 1L pm on this card for 3% miles (base) + quarterly vouchers + 0 forex @ 9% miles.

Waiting for Airmiles at 1:1 & 3X Rewards Accelerator to go live.

PS: This is a free card if you spend 1.2L in 90 days of card issuance (fee reversed excluding gst)

[All Things Loyalty @allthingloyalty]

@CardMavenIn When is this getting implemented?

I can still see this credit redemption option for gold coin.

Do you have official link for this TnC?

[All Things Loyalty @allthingloyalty]

@ishtiyaaqed @SartanparaYash Yes. You can chose to not activate it.
Check with customer care for bonus 20k eligibility and if not eligible then request for card cancellation.

[Luxe Indian Point Explorer @luxe_explorer]

🚨 BIG DISCLAIMER before you go the Accor China 30 Nights route to Accor Platinum
(Noone is talking about this ⚠️)

✅ The popular fast-track route for newbies (till Dec 2027):
1️⃣ Amex Reserve (~₹12,000 fee) 💳
→ Instant 20 nights = Silver
2️⃣ Stay 1 night at ibis or plan a 3-night staycation
→ 7 fast-track nights + 3 actual stay nights 🏨
→ Total so far: 30 nights
3️⃣ Final leg: Accor China 30 Nights (~₹30,000) 🇨🇳
→ Boom 💥 60 nights = Accor Platinum

➡️ Total out-of-pocket (excluding stays): ~₹42,000

⚠️ BUT… here’s what you must consider about Accor China 30 Nights:
❌ You cannot redeem Stay+ using an Indian mobile number
📱 You need an international number + WeChat — messy setup

🏨 The 2 Stay+ nights cannot be used on consecutive nights at the same hotel
🔁 Meaning: stay 1 night → change hotel → come back again for the 2nd night

⚠️ Please consider ALL of the above before jumping in
Because honestly… no one is clearly calling this out 💁

[Yash Sartanpara @SartanparaYash]

https://t.co/l0C720dqCB

[All Things Loyalty @allthingloyalty]

@dhanapal_mechie @SartanparaYash Call indusind customer care. They will confirm

[Ankur Mittal @ankurmittal]

Accor Fast Track offer for Silver Members. Get Extra 7 status nights after staying for 1 night. Registration starts from January 15.

Basically, if you don't have any Accor status I would use the following strategy to reach to Platinum-

Get AmEx Platinum Reserve Card (comes with All+ Explorer Membership with 20 nights)

Register for the offer and stay for 1 night. You would get 1+ 7 status nights (Total 28 nights)

Purchase All China 30 nights plan.

You are now just 2 nights away from Platinum-

https://t.co/lguRKoNIPk