YB

Civil Engineer | Web3 Guy | Growth & Community Markerter |
Alpha Strategist | Financial Educator

[YB @alphamailler]

My No.1 Financial Advice for Young Nigerians With 10 Million Naira or More

If you are a young man or woman in Nigeria today with 10 million naira or more, the best financial decision you can make is not Real estate or Stocks or Crypto. It is to JAPA — to move to a country with stronger systems, better opportunities, and a higher quality of life.

Ten years from now, you will thank your younger self for that decision. Your children will also thank you for giving them a chance to grow in a safer and more developed environment.

But JAPA must be done wisely. Here is how:

The Best Routes

Study Visa — either through scholarships or self-financed education. This is the easiest and most stable way to build a new life abroad.

Work Visa — especially if you can secure an offer from a reputable company.

People like @wakawaka_doctor
, @AbrahamOkah2, @temabef
, @SamdGreat01 can help you in this process

The Route to Avoid

Tourist/Visitor Visa.
Many Nigerians waste millions on this route, only to end up stranded or deported. Your odds of success are worse than staking 10000 odds on Sportybet.

Countries You Should Avoid

Some destinations look attractive but will drain your money and leave you worse off. Do not waste your money relocating to:

All African countries

South America

Most of Asia

Turkey, China, India, Belarus, Cyprus, Malaysia

Russia, Ukraine, Mexico, Vietnam

Middle Eastern countries like Kuwait, Qatar, UAE, Oman, Saudi Arabia (unless you have a verified job offer)

North Korea, Philippines, Iran, Iraq, Afghanistan, Indonesia

It is better to remain in Nigeria than to relocate to these countries. Many people who tried ended up regretting it.

Countries Worth Your Effort

If you want your investment in relocation to pay off, focus on these destinations:

🔹️❄ TIER 1

USA

Canada

Australia, New Zealand

United Kingdom

🔹️❄TEIR 2 DESTINATION

Portugal, Austria, Denmark, Germany, Poland, Netherlands, Iceland, Norway, Luxembourg, Switzerland

Italy, Spain, France, Belgium, Sweden, Finland

Japan, South Korea, Malta

These countries offer stability, long-term opportunities, and a future worth building for your family.

Final Thoughts

If you have capital in Nigeria, invest it wisely. Land, stocks, and businesses have their place, but nothing beats giving yourself and your family the chance to thrive in a stronger country.

Do not relocate blindly. Use the right visa route.
Choose the right destination. Protect your capital and your future.
Forget Shortcuts.

[YB @alphamailler]

@GloriousGod01 There is a huge difference between living and surviving

You can never live on a 200k salary for a family of 3 no matter how much you cut your material
It going to always be from hand to mouth

One small medical issue now everywhere go scatter

Be Realistic bro

[YB @alphamailler]

■ Let me know what I missed (photos of the day are in the comments)

I’ll post daily recaps all World Cup long, follow me, Like, comment and Rt

[YB @alphamailler]

In case you didn’t watch the World Cup today (matchday 7)

■ 🇵🇹🇨🇩Ronaldo and Portugal drew 1-1 with DR Congo. They completed 783 passes & had 1 shot.

■ 🏴󠁧󠁢󠁥󠁮󠁧󠁿🇭🇷England beat Croatia 4-2 in the game of the tournament so far. Kane scored 2

[YB @alphamailler]

Cup goal.

■ 🏴󠁧󠁢󠁥󠁮󠁧󠁿🇭🇷England and Croatia traded 2 goals each in the first half before Jude & Rashford scored 2 unanswered in the second half

■ 🏴󠁧󠁢󠁥󠁮󠁧󠁿Harry Kane had a penalty saved vs Croatia but VAR reviewed it and said the keeper was off his line. Kane re took the PK and made it 1-0

[YB @alphamailler]

■ Also the Austria vs Jordan game. Austria won 3-1.

■ Let me know what I missed

I’ll be posting daily recaps all World Cup long, follow me

Credit: Yan

[YB @alphamailler]

■ Portugal’s coach said he won’t return to coach Portugal after the World Cup no matter how the team performs

■ The appeal to overturn Thomas Partey’s ban from Canada with dismissed meaning he won’t play in Ghana’s first game.

[YB @alphamailler]

■ Mbappe and Messi both score absolute glazos (Mbappe’s was goal of the tournament so far)

■ Olise has a poor 1st half for France but looked absolutely incredible in the 2nd. Just so fun to watch… France need to play in in the middle of the park more

[YB @alphamailler]

■ Messi then put THREE past Algeria in 3-0 win & reminded us who’s still the best player on earth

■ Messi tied Klose’s record of most career World Cup goals (16)

■ Kylian Mbappé surpassed Giroud with the most goals for France in their history.

[YB @alphamailler]

In case you didn’t watch the World Cup today (matchday 6)

■ This was the first day that really felt like PEAK World Cup

■ Mbappé started the day scoring 2 for France in 3-1 win vs Senegal

■ Haaland followed that up but scoring 2 goals of his won in 4-1 wjn vs Iraq

[YB @alphamailler]

■ Let me know what I missed

I’ll be making single match recaps like this and complete matchday recaps
Follow for more updates

Credit: Yan

[YB @alphamailler]

Incase you didn’t didn’t watch 🇦🇷Argentina 3-0 🇩🇿 Algeria:

■ MESSI GOLAZO (1-0 Argentina)

■ MESSI AGAIN (2-0 Argentina)

■ MESSI FOR A THIRD TIMEEEE (3-0 Argentina)

■ Messi subbed off

[YB @alphamailler]

■ This was all about Leo Messi. He reminded everyone who STILL is the best player on earth tonight

■ Messi surpassed Mbappe in career World Cup goals after 4 hours of being behind him

■ Messi became the all time leading scorer in World Cup history (tied with Klose at 16)

[YB @alphamailler]

■ France's innability to player through their midfield is the glaring weakness of this team.
-Seeing Tchuameni drop inbetween the 2 CBs with the ball then look up and see a massive whole in the middle of the park with no French players (where Tchuameni should be) is

[YB @alphamailler]

In case you didn't watch 🇫🇷France 3-1 🇸🇳 Senegal:

■ Mbappe did NOTHING all 1st half then scored twice in the 2nd — one was a screamer from 30 yards.

■ Olise is NOTHING all 1st half then came alive & was magical in the 2nd half — Best player on the pitch

[YB @alphamailler]

■ Kylian Mbappé surpassed Pelé and Leo Messi in career World Cup goals & became France's all time leading scorer today