Alpina Analytics

Use data. Change the rules

[Payment Infrastructure News @payment_infrast]

#ISO20022 structured adresses: massive gap, warns @alpin_analytics. According to recent SWIFT/ Deutsche Bank figures (March 2026): 62.8% of debtor addresses remain unstructured, 63.6% of creditor addresses remain unstructured. https://t.co/j5JkpS92jg

[Swift @swiftcommunity]

🌍 The transition to ISO 20022 is reaching an important new milestone.

As the global payments community continues its move to ISO 20022 – the global standard for cross‑border payments – a key change is on the horizon.

📅 In November 2026, as part of the SR 2026 standards release, unstructured postal addresses will be removed.

This change has been requested by the community and reflects the continued evolution of ISO 20022 towards fully structured data – enabling more precise filtering, improved monitoring and higher levels of automation across payments processing.

👉 Learn what this means for your organisation and how to prepare: https://t.co/jt66UIoMqt

#ISO20022 #CrossBorderPayments

[Payment Infrastructure News @payment_infrast]

#ISO20022 milestone for November 2026: Unstructured addresses to be removed, notes @swiftcommunity. Quote: As ISO 20022 adoption matures, the use of rich and structured data is essential to realise the full benefits of the new global standard. https://t.co/tXZjX2gnFi

[Alpina Analytics @alpin_analytics]

@payment_infrast Thanks for the shout out @payment_infrast ! Indeed, important changes ahead in the #ISO20022 space.

[Payment Infrastructure News @payment_infrast]

The #ISO20022 migration at E&I is high on the agenda for banks this year – with a deadline in November. @alpin_analytics demonstrates what this might look like if an AI agent were to be integrated. https://t.co/5fUmi7eVf5

[Alpina Analytics @alpin_analytics]

What if an AI agent could investigate a Payments E&I case ?

From camt.110 investigation request to proposed resolution.

https://t.co/od899793Uv

#iso20022 #swift #txagent #txflow

[Alpina Analytics @alpin_analytics]

Reliable AI is boring AI.

#TxAgent turns #ISO20022 payment flows into evidence-backed answers that are reproducible and audit-ready.

We industrialize it with massively parallel testing on #Step.

More here:

https://t.co/IpUrR1Eb80

and here:

https://t.co/WiSv8YxcB2

[Payment Infrastructure News @payment_infrast]

'#ISO20022 is delivered. Understanding comes next. But ISO 20022 is not a format update. It is a data shock.' A clear call from @oberholzer_p of @alpin_analytics on LinkedIn. https://t.co/U3eMJaxx3L

[Pierre Oberholzer @oberholzer_p]

ISO 20022 is not just a format upgrade - it’s a data shock.

Richer semantics now flow across payments, yet largely unused. The real frontier is understanding.

We need a Flow Intelligence Layer.

👉 https://t.co/bsfW63aQfI

Follow @alpin_analytics

#ISO20022 #TxFlow #TxAgent

[Alpina Analytics @alpin_analytics]

ISO 20022 – Day One

Today money finally speaks one structured language. Not XML, but a network of flows. 🌍⚡️

Cross-border payments now run on #ISO20022.

The real challenge now: turn data into flow intelligence.

This is what we build at Alpina:

#TxFlow + #TxAgent

[Alpina Analytics @alpin_analytics]

@payment_infrast Thanks @payment_infrast for the shout out !

[Payment Infrastructure News @payment_infrast]

TxFlow by @alpin_analytics offers tools to convert and enrich unstructured address data in #ISO20022 messages. It supports hybrid and structured formats and can be deployed on scalable Kubernetes infrastructure. The solution is already used in Tier-1 banking environments.

[Alpina Analytics @alpin_analytics]

🌍 TxFlow makes ISO 20022 data ready for AI.

Starting Nov 2025, unstructured postal addresses must go. Hybrid is the new default, structure the future.

From compliance to intelligence.

🔗 https://t.co/AKQlWHaw6W

#ISO20022 #payments #txflow #txagent

[Payment Infrastructure News @payment_infrast]

#ISO20022 – Global Standard, Regional Realities. An insightful podcast exploring the global adoption and implementation of ISO 20022. https://t.co/jyvj04w1tb

[Alpina Analytics @alpin_analytics]

🚀 Our new website is live!

Check how banks can turn interbank transaction data into real business value.

From #TxFlow to #TxAgent : use cases, demos & services are just a click away.

👉 https://t.co/ZhfykYgDyL

#ISO20022 #Payments #AI #TxFlow #TxAgent

[Payment Infrastructure News @payment_infrast]

According to @alpin_analytics, its experts have made great progress with their SWIFTagent, which uses AI to create meaningful customer profiles for banks from #ISO20022 messages. @oberholzer_p provides more details on LinkedIn. https://t.co/XXIg60gsA7

[Payment Infrastructure News @payment_infrast]

We are celebrating the 2-year anniversary of #ISO20022. Why? Exactly 2 years ago, in March 2023, the financial industry focused on the ISO 20022 migration in international payments. In addition to the T2/T2S consolidation as the ‘big bang’, the EURO1 system, SWIFT CBPR+🧵1 of 6

[Payment Infrastructure News @payment_infrast]

Quote: 'ISO 20022 migration is just the first step. Beyond regulatory compliance, structured financial messages become a strategic asset, unlocking deeper insights from transaction data.'

[Payment Infrastructure News @payment_infrast]

#ISO20022 — De-risk your migration. A joint solution by @alpin_analytics & @TraceFinancial combines prebuilt mapping library transformations from legacy formats like MT into ISO 20022, with AI-driven data structuring. https://t.co/qgDvfIgJkq

[Alpina Analytics @alpin_analytics]

🚀 ISO 20022 - Smarter Migration for bigger impact.

AI + proven tools can bridge the gap.

Check out this joint solution blending #Transformer from Trace Financial with #Swiftflow from Alpina Analytics.

https://t.co/SUbp3eWlrg

#iso20022 #swift