Amber Naguib Saigal

Embedded Finance | AI | New Business Models | Portfolio Management

Views expressed are personal opinions.

[Amber Naguib Saigal @amber_ns]

https://t.co/p1uvwPMqIJ

[Sophia Ahmed @sophiaahmed]

This is indeed an important relief & should never be taxed

[Miftah Ismail @MiftahIsmail]

In my column I argue that there is essentially no difference between Islamic and conventional banking. Both charge you fixed interest without risk-sharing. Arabic names for loan products doesn’t make you Islamic. https://t.co/2TjpM0k2UG

[Jibby @JibbyD]

Rishta industry

[Habibullah Khan @Huk06]

Regular followers will know that I keep saying fashion is our billion dollar plus export revenue stream

[leena @Leena_Ghani]

I was automatically an MJ fan as soon as I was born because both my parents are huge fans too. His songs have been the soundtrack of my life. Seeing this kind of Michael mania again feels like I’m back in the 90s and it has healed me in a way I really can’t explain. #Gonetoosoon

[Faizan Siddiqi @faizansiddiqi]

Pakistan is a top 5 freelancing country in the world. Its payment infrastructure belongs in 2005. This is how I think we can solve it.

https://t.co/S2P8TKfV8W

[Habibullah Khan @Huk06]

High IQ people don’t solve problems, Deep Generalists do. High IQ people excel at narrow problem solving where they can slice a problem to its most granular level and compose a solution working back from that.

They are terrible at solving truly complex global problems. These are wicked problems. They’re nonlinear and cross-system, and full of unknown unknowns. Narrow high-IQ thinking consistently fails here.

This is because high IQ people usually become specialists since high-IQ paths are rewarded most in one discipline. And specialists don’t get systems which are multidisciplinary. On top of that these systems are always affected by technology diffusion rates and culture, politics and economics.

High IQ people rationalise excellently but because they can’t solve system level issues their excuses sound amazing and they get away with not solving problems and they never get solved.

Deep generalists achieve expert-level fluency in multiple domains . That allows them to see leverage points that specialists miss because the leverage points sit at disciplinary boundaries.

I’ve seen Deep Generalists have two superpowers. One they can see patterns no one sees so they can predict failures and solutions related to complex ecosystems. Secondly they know what they don’t know allowing them to actually have the humility to identify areas to research solutions.

High IQ people look at the world elegantly which is why they fail at systems level problems. Deep generalists see the world as messy and chaotic and empathise with that reality to come up with solutions that work at scale.

[Laeeq Ahmad @iamlaeeqahmad]

We are underestimating our own talent. Millions of Pakistanis left for better future and the government is happy because they are sending remittances from abroad

@sualehasif996 secured 60billion dollar funding being co founder of cursor. Imagine a single person making same impact but from Pakistan.

For that Government need to make policy level changes and incentivise those who dare to dream and make that impact

[Amber Naguib Saigal @amber_ns]

@sophiaahmed @Kristinartz I still remember when the last edition came out, I was so sad. An era gone.

[Kristina Bolten @Kristinartz]

Did anyone in your family ever read Reader's Digest? That little magazine was always around - on the table, in the bathroom, tucked in a drawer. Short stories, jokes, and advice you somehow always read. Who remembers it?

[Unfiltered @quotesdaily100]

WHAT ICU NURSES KNOW ABOUT THE LAST HOURS OF LIFE THAT FAMILIES ARE NEVER PREPARED FOR:

1. Hearing is the last sense to go. Many patients can hear everything being said in the room long after they appear unconscious. Nurses know this. Most families do not act like it.

2. The body does not shut down all at once. It withdraws blood and oxygen from the extremities first, working inward toward the heart. The cold hands and feet you notice are the body making a final decision about what to protect.

3. A sudden, unexpected improvement in energy and alertness hours before death is not a good sign. Nurses recognize it immediately. Families almost always mistake it for recovery.

4. The sound called the death rattle is not pain. It is simply the throat relaxing and losing muscle control. But no amount of medical explanation prepares a family for hearing it for the first time.

5. Most people do not die during the night. The body has a biological rhythm and many deaths occur in the early hours of morning, between 3am and 5am, when the nervous system is at its lowest.

6. Patients often wait. Nurses have watched people hold on for days until a specific person arrives, or a specific word is spoken, or permission is quietly given to let go. It happens too consistently to be coincidence.

7. The words "we did everything we could" are sometimes true and sometimes the most painful half-truth a family will ever receive without knowing it.

8. Families who are not present at the moment of death carry guilt that no counselor fully resolves. Nurses see this guilt begin forming in real time and cannot always stop it.

9. The face relaxes completely at the moment of death in a way that is impossible to describe until you have seen it. Nurses say it looks like the person finally put something down they had been carrying for a very long time.

10. Many ICU nurses privately believe that the most painful deaths are not the ones with the most physical suffering. They are the ones where the patient dies surrounded by family members who are fighting with each other.

11. The thing families almost never say, but almost always should, is simply this: it is okay to go. Those four words, spoken out loud, do something that medicine cannot explain and nurses have witnessed more times than they can count.

12. Nurses grieve too. They learn the names, the histories, the family dynamics, and the small personal details of every patient. They cry in break rooms, in parking lots, and on drives home. Then they walk back in the next morning and do it all over again, because someone has to, and they chose to be that person.

[Inspired Analyst @inspirdanalyst]

Global media is showcasing a new image of Pakistan 🇵🇰

Islamabad’s beauty, solar-powered rooftops, amazing food, warm hospitality, clean roads, and modern metro system are finally getting the spotlight.

Countries spend hundreds of millions for this kind of PR.

Pakistan got it for free.

[Amber Naguib Saigal @amber_ns]

🇵🇰 for world peace!

[Lucas Gage @LucasGageX]

Incredible sunset from space, shot with a Nikon camera, no fisheye lens.

You can see the camera in the reflection on the bottom left.

[ً @prinkasusa]

My sister runs the whole house...kids, meals, everything while her husband works and is very successful. He's super disciplined too: gym, yoga, perfect routine. But when my sister got sick for a few days, he had to take time off work to manage the house and kids. He even missed an international conference and a few work opportunities because he had to stay home. By day two he looked exhausted and completely overwhelmed. It made me wonder how many successful men are successful because someone else is quietly managing their life doing unpaid labour. And what women could achieve too... if they also had a wife at home.

[Vinodsrinivasan @vinodsrinivasan]

Gold is down 5%. Silver down 7%. Nifty down 2%. Rupee at a record low of 94.

Everyone is calling this a crash. I am watching something else entirely.

[Eisheth @maidenofanguish]

I am honestly very exhausted with the staring culture in Pakistan. It is not just men it’s women also, grown ass women staring at other women wearing makeup/T-shirts/rib-knits/hair colour/jeans. Please just stop you come off as prehistoric creatures when you stare

[SyedShabbarZaidi @SShabbarZaidi]

Forget Dubai, Singapore, Bangladesh, Canada etc. Live in your country. Develop it & prosper. Now the future is in our hands. We are the only viable economy capable to protect without outside support. Do not be captive by the illusion of any first class life outside Pakistan

[Anas Mallick @AnasMallick]

Got saved from a WhatsApp hack attempt — got a call from 0320-8722610 number claiming to be from TCS — They had all of my details which were as per CNIC -- He mentioned that and said whether i would have it delivered to the address or would i collect it from TCS office — I said I’d collect it from the office, then he tells me I’d had gotten a delivery code and turns out I got a whatsapp registration code instead — Initially I thought someone else was trying to hack into whatsapp but then the guy kept on pushing that I’d had gotten a code from whatsapp and thats when it clicked — I told him I will report him to the authorities — Point of this, Beware of these frauds claiming to be from delivery service and then trying to hack

[Maryam @hell_line0]

Women pass down mitochondrial DNA.
Lineage already runs through the mother.
So should the last name.

The maternal line is the only unbroken genetic line.
Women carry lineage.
Our children should carry our names.

Men don’t pass mitochondrial DNA.
Women do.
The lineage is maternal.
Name accordingly.