@kiryuuhazel Mudah cerita, coverage yang sesuai 5 tahun lepas belum tentu cukup hari ni sebab kos perubatan makin meningkat. Sebab tu ramai galakkan annual review.
@tinoypay Kalau bil hospital sampai RM50k, biasanya cover tu datang dari medical card + hospitalisation benefit yang cukup kuat. Banyak option out there babe, macam Great Eastern Takaful pun coverage tinggi, harga berpatutan
haritu ternampak satu post. ada akak cerita dia dah amik takaful lebih kurang RM20k for the past few years, lepas admit hospital bil dia lebih RM50k. tapi sekarang post tu hilang dah. ada siapa tahu dia pakai takaful apa?
@ftaenaziz Kalau masih muda dan sihat, mungkin boleh consider ambil balik personal takaful. Lagi awal biasanya lebih mudah. Company coverage + Great Eastern Takaful sendiri boleh saling melengkapi.
@kyotomyth Sebab tu penting betul-betul faham apa yang kita ambil, especially T&C. Better memang rajin check dengan ejen. Haritu my Great Eastern Takaful ejen ada explain pasal ni. Travel and personal takaful tak sama dari segi coverage. Kena faham, jangan main bayar je
Recently ada kes wife dia ni meninggal masa bercuti dekat Vietnam dan benda ni jadi kontroversi bila takaful/insurance yang dia ada tu tak cover penyakit yang sedia ada. I rasa orang yang ada this protection plan kena faham apa yang dorang amik. Rajin2 la check dengan ejen korang
@tinoypay You ada emergency fund tak? Personally, I'd advise you try reduce contribution, adjust coverage, atau guna nilai dalam akaun (kalau ada) untuk sustain sementara. Tak semestinya terus terminate. Talk to your agent / trusted financial advisor
@sofeaziz I think most takaful providers follow the same risk-based pricing, including takaful providers. But sometimes different companies like Great Eastern Takaful may have slightly different plan structures worth comparing.
Help RT [WTS] 1 Buzz Tour Ticket - KL
๐ Date: 26/2/2025 (Wednesday)
๐ Category: Standing
๐ฐ Price: RM350 (orig. RM370.50 incl. fees) - nego till let go
โ Legit ticket (bought myself)
โ Selling because my friend canโt make it
DM if interested!
#NIKIBUZZWORLDTOURKL
Why are photos taken in SEA just screams SEA ๐ญ๐ญ๐ญ๐ญ๐ญ IT HAS VERY DISTINCT FEEL
SEA countries have very diff cultures but somehow we are always able to tell its SEA