7. Letting Guilt Rule You: Overthinking about your debt stalls progress leading to spiralling negative thoughts causing guilt. It is challenging but you’ve got to accept the situation, keep your head down, and work the problem. Slowly but surely, progress will keep you encouraged towards the end goal.
Hope this was worth. Please share your thoughts/experiences. It would be amazing to learn from the different journeys people went through 😊.
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But when not used responsibly, they can lead to spiraling debt. The best way to use a credit card is to avoid paying interest by paying off the balance every month on time
For best practices: Use credit card like a debt card
Credit cards are an amazing tool. However most people don’t use them correctly!
Not only are they handy in emergencies, but a credit card may help you build credit, earn rewards, finance a big purchase, consolidate debt and so much more…