The @XPRNetwork might be the only blockchain in the world where it's possible to send 0.00000001 Bitcoin (XBTC)... which is worth $0.000689... for free.
It's the literal definition of a micro-transaction... a micro bitcoin transaction.
Proof: https://t.co/CI2h2PRNx6
I was also able to buy bitcoin on-chain with zero fees whatsoever... no gas fees and no trading fees.
How?
With @MetalXApp - the only regulatory compliant, decentralized exchange that is a fully on-chain CLOB with zero gas fees... in the world: https://t.co/3K0i7bAKjd
Wallet: https://t.co/vNl8XlNiLQ
Bitcoin proved digital scarcity works.
BitcoinVM explores the next step.
Preserve Bitcoin’s execution model
Upgrade the consensus layer
• Bitcoin-style transactions
• Snowman finality on Metal
• No Proof-of-Work mining
Familiar model. New infrastructure.
Distinctive Yield Mechanics
1/2
I hold 1,000,000 $XPR at $7 each.
That gives me $7,000,000 in collateral value.
If I borrow against 25% of that position, my loan amount is:
$7,000,000 × 25% = $1,750,000
My current LTV is 25%.
At $1,750,000 borrowed against $7,000,000 in collateral, I am sitting at 25% LTV, which leaves a large buffer.
Now the interest.
A 12% annual borrow rate on $1,750,000 equals:
$1,750,000 × 0.12 = $210,000 per year
That breaks down to:
$210,000 ÷ 12 = $17,500 per month
So the debt cost is:
$17,500 a month
$210,000 a year
Now look at the remaining capital.
The other 75% of the position represents $5,250,000 in value.
If that $5,250,000 is put to work at a conservative 4% annual return, the yield becomes:
$5,250,000 × 0.04 = $210,000 per year
Monthly, that becomes:
$210,000 ÷ 12 = $17,500 per month
So the mechanics line up cleanly:
Borrow 25% at 12% APR
Earn 4% on the remaining 75%
Debt cost = $210,000/year
Yield generated = $210,000/year
Same result from another angle:
25% × 12% = 3%
75% × 4% = 3%
So the 4% earned on the 75% can fully service the 12% interest owed on the 25% borrowed.
That creates a break-even carry structure before fees, token price changes, liquidation mechanics, reward changes, or compounding differences enter the picture.
The hard mechanics are simple:
XPR is posted as collateral
A smaller amount is borrowed against it
Interest accrues on the borrowed amount
Yield accrues on the larger remaining portion
As long as the yield earned covers the interest owed, the debt can be serviced from the productive side of the position
The clean takeaway:
A 25% borrow at 12% costs the same annually as a 4% return on the remaining 75%.
$1,750,000 borrowed at 12% = $210,000/year owed.
$5,250,000 deployed at 4% = $210,000/year earned.
That is the hard math.
Though Loan Protocol fell from $0.0012 to $0.00028 - Loan Protocol is up by 614% from the start of 2023
$xpr and Loan i see tends to go up together like twins
Soon you will see Loan start to levitate in price
This should undoubtedly allow to see the xpr bonded liquidity in action
I will not be surprised for Loan to be over $1 sooner than you think
It blows my mind that some people don’t know about the Metal ecosystem…
🟣 Fully featured decentralized limit order book @MetalXApp
🟣 Decentralized lending
🟣 Native fiat ramp @metalpaysme
🟣 Native wallet with Web Authentication @webauthwallet
https://t.co/DnbgHyn4Bg
JUST IN: @PayPal's stablecoin $PYUSD now available in 70 countries instead of just U.S. and U.K.
The expansion enables cross-border transfers and stablecoin rewards in markets where PayPal operates.