Aneesh Panda

⚒️ @FamAppByTrio | 🧑‍🎓 @VIT_Univ | It's those little things in life that matter the most:-)

[Aneesh Panda @aneeshpanda]

The house is fully furnished with amenities like:
Big balcony in the hall
AC in the hall
60” TV Set
Sofas and center table
Modular kitchen with fridge, ovens, chimney, etc.
Washing Machine
Beds + Mattresses
Study Table + Office Chair
Dyson Cleaning Equipment

3/n

[Aneesh Panda @aneeshpanda]

@BangaloreRoomi @fmrbangalore @FindFlatmate @GruhamBot

Looking for a flatmate in a fully furnished 3BHK apartment in Sattva Greenage.

📍Bommanahalli, nearby for folks who have to commute to HSR, Koramangala, or BTM

Rent - ₹28k + ₹2.5k maintenance
Deposit- ₹1 Lakh

1/n

[Aneesh Panda @aneeshpanda]

Tour of the house and attached photos of the room.

2/n

[Aneesh Panda @aneeshpanda]

Twitter couldn't handle this news.

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Aneesh Panda @aneeshpanda]

@rajvishah30 All the best for whatever it is!

[Aneesh Panda @aneeshpanda]

@mahikaa101 Happy Birthday 🥂🍰

[Aneesh Panda @aneeshpanda]

@ShubhamInTech @prrthh132 this is crazy! congratulations 🥂

[Aneesh Panda @aneeshpanda]

@pritisinghhhh count me in

[Aneesh Panda @aneeshpanda]

@Kalpeshb04 For Chai:
1. Irani Std. Tea
2. Chaitini
3. Babai Tiffins
4. Asha Tiffins
5. High Street

[Aneesh Panda @aneeshpanda]

@sushiqween their drinks, food and desserts everything is amazing

[Aneesh Panda @aneeshpanda]

@buttterchick You should try cookies from Table for Tous, one of the best I’ve had in Bangalore.

[Aneesh Panda @aneeshpanda]

@rajvishah30 Happy Birthday 🥳 Congratulations on life moving from Beta to Production!

[Aneesh Panda @aneeshpanda]

@gargipalaskar Zepto and BigBasket do allow you to schedule deliveries.

[Aneesh Panda @aneeshpanda]

@saaachimehta This is the order I follow for making any payment, help keeps my bank statement clean plus also easily account for my spends.

1. Credit Cards
2. Credit Card using UPI
3. UPI using PPI
4. UPI using my bank account

[Aneesh Panda @aneeshpanda]

@anaghaa16 Yes, it does work. You need to do SIM Binding to access anything related to UPI, and you might’ve already used it there.

[Aneesh Panda @aneeshpanda]

@gargipalaskar You can also checkout Amul Calci+ Milk, it has around 12g protein and really high calcium.

[Aneesh Panda @aneeshpanda]

@Naina_2728 +1, The Crab Kulcha and Chicken Ghee Roast Chicken Kebab were amazing.

[Aneesh Panda @aneeshpanda]

@rajvishah30 what's it 👀 keep us updated.

[Aneesh Panda @aneeshpanda]

@rajvishah30 I’ve lived there for a few years, amazing people and a wonderful country.

Even the North East belt around Trincomalee has been beautiful.